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Model specific boards => Golf mk7 => Topic started by: Dully on 22 September 2013, 19:41

Title: Alloy Wheel Insurance
Post by: Dully on 22 September 2013, 19:41
What are your views guys on the insurance for alloy wheel damage offered by the dealer?

I was not going to take it out, but this car is going to be mainly driven by the Mrs and she reminded me today that the only wheels that she has ever damaged have been all 4 of my 18" on the MK5 GT Sport  :angry:

As a reminder it's a £250 one off payment or 10 off at £25, cover is for 3 years with a maximum of 10 repairs.

Those wheels don't look cheap to repair!

Title: Re: Alloy Wheel Insurance
Post by: DougL on 22 September 2013, 19:46
Are you likely to damage the wheels 5 times in 3 years? Or how much do they cost to repair. If they cost £100 a pop to repair (and they might as they are diamond cut) then it seems a reasonable deal. I've kerbed one wheel in a year and a half, but then I hardly ever parallel park!
Title: Re: Alloy Wheel Insurance
Post by: monkeyhanger on 22 September 2013, 19:49
Might be worth shopping around. If GAP is anything to go by, you can get half the price the dealers offer by going elsewhere.
Title: Re: Alloy Wheel Insurance
Post by: Dully on 22 September 2013, 20:02
Might be worth shopping around. If GAP is anything to go by, you can get half the price the dealers offer by going elsewhere.

Good point MH, I have just had an initial search and you can get GAP and Wheels for £300, going to dig deeper tonight, noticed that most of these companies won't do just wheels, you are required to take GAP also, will continue searching now while Mrs watches X Factor  :grin:
Title: Re: Alloy Wheel Insurance
Post by: matchboy on 22 September 2013, 20:10
Might be worth shopping around. If GAP is anything to go by, you can get half the price the dealers offer by going elsewhere.

Good point MH, I have just had an initial search and you can get GAP and Wheels for £300, going to dig deeper tonight, noticed that most of these companies won't do just wheels, you are required to take GAP also, will continue searching now while Mrs watches X Factor  :grin:

If you haven't all ready, have a look at Ala - they had an option to add alloy cover to the GAP insurance when I sorted mine out (I didn't take up the option however).
Title: Re: Alloy Wheel Insurance
Post by: Dully on 22 September 2013, 20:29
Might be worth shopping around. If GAP is anything to go by, you can get half the price the dealers offer by going elsewhere.

Good point MH, I have just had an initial search and you can get GAP and Wheels for £300, going to dig deeper tonight, noticed that most of these companies won't do just wheels, you are required to take GAP also, will continue searching now while Mrs watches X Factor  :grin:

If you haven't all ready, have a look at Ala - they had an option to add alloy cover to the GAP insurance when I sorted mine out (I didn't take up the option however).

Yeah I saw that website, found quite a few for about £180 that cover wheels, dents, scratches and chips
Title: Re: Alloy Wheel Insurance
Post by: mark@vorny.co.uk on 22 September 2013, 20:52
If this is anything like the JLR cover, then it's for smart repairs only ?  You may as well forget smart repairs on a diamond cut wheel in my opinion......

Worth checking .....
Title: Re: Alloy Wheel Insurance
Post by: Dully on 22 September 2013, 20:57
If this is anything like the JLR cover, then it's for smart repairs only ?  You may as well forget smart repairs on a diamond cut wheel in my opinion......

Worth checking .....

Yeah good point, most of these websites show the before and after pictures of a normal type alloy, nothing like the GTI wheel, might just be cheaper to teach the Mrs how to park :whistle:
Title: Re: Alloy Wheel Insurance
Post by: MM087 on 23 September 2013, 11:27
Ive not been able to find any Alloy Insurance for the 19" Santiago's as diamond cut seem to be included in the exclusions list on numerous sites
Title: Re: Alloy Wheel Insurance
Post by: Dully on 23 September 2013, 12:08
Ive not been able to find any Alloy Insurance for the 19" Santiago's as diamond cut seem to be included in the exclusions list on numerous sites

I'm finding the same, I presume the alloy wheel insurance sold by VW will cover VW wheels  :whistle:

Title: Re: Alloy Wheel Insurance
Post by: monsta on 23 September 2013, 12:16
Put £20 a month into a savings account and by the time you have curbed your alloy you can probably afford a refurb.

These guys to diamond cut refurbs for £70+VAT

http://www.lepsons.com/ (http://www.lepsons.com/)
Title: Re: Alloy Wheel Insurance
Post by: Dully on 23 September 2013, 12:36
Put £20 a month into a savings account and by the time you have curbed your alloy you can probably afford a refurb.

These guys to diamond cut refurbs for £70+VAT

http://www.lepsons.com/ (http://www.lepsons.com/)

An interesting suggestion, you did mean the wife putting the £20 a month in an account didn't you  :laugh:
Title: Re: Alloy Wheel Insurance
Post by: Nellymc on 23 September 2013, 13:48
If this is anything like the JLR cover, then it's for smart repairs only ?  You may as well forget smart repairs on a diamond cut wheel in my opinion......

Worth checking .....

Yeah good point, most of these websites show the before and after pictures of a normal type alloy, nothing like the GTI wheel, might just be cheaper to teach the Mrs how to park :whistle:

Would have been cheaper to have specced park assist for her, only £125
Title: Re: Alloy Wheel Insurance
Post by: monsta on 23 September 2013, 15:03
Would have been cheaper to have specced park assist for her, only £125

Park assist lines you up with the cars in front and behind, so if someone else is up against the curb then you'll be too!
Title: Re: Alloy Wheel Insurance
Post by: dubber36 on 23 September 2013, 16:31
If this is anything like the JLR cover, then it's for smart repairs only ?  You may as well forget smart repairs on a diamond cut wheel in my opinion......

Worth checking .....

They tried to sell it to me when I bought my Passat. I asked if it would be a smart repair, and they said it was. I would imagine that their diamond cut repair would be to use chrome paint. That's what they'd done on one of my Vancouvers on my Mk6 before I bought it anyway. There was no going back from that, so there was nothing else for it other that forking out for a new wheel.