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Model specific boards => Golf mk7 => Topic started by: drisser on 08 July 2013, 14:32

Title: gap / RTI insurance
Post by: drisser on 08 July 2013, 14:32
Keen to know who has opted for this.

Normally i detest add on insurances of any kind but given the financial outlay.. am thinking about taking this for £395 or so..

More importantly has anyone had a pay out with RTI insurance ?

cheers
Andy
Title: Re: gap / RTI insurance
Post by: peterdoherty on 08 July 2013, 14:34
I'm getting it online (not with dealer) for around £150 - load of sites out there
Title: Re: gap / RTI insurance
Post by: Jimble on 08 July 2013, 16:19
http://www.golfgtiforum.co.uk/index.php?topic=252790.0 (http://www.golfgtiforum.co.uk/index.php?topic=252790.0)


http://www.golfgtiforum.co.uk/index.php?topic=254737.0 (http://www.golfgtiforum.co.uk/index.php?topic=254737.0)


Search function is your friend. ::)



Title: Re: gap / RTI insurance
Post by: domrees on 08 July 2013, 17:26
Really depends on how risk averse you are Andy.

Chat with the business manager at your dealer and he will run through what it does and doesnt do.

Title: Re: gap / RTI insurance
Post by: monkeyhanger on 08 July 2013, 17:40
Free for me in my deal and in principle i'm against it, but i'll take it for free. It's insurance on insurance.

If I am involved in an accident when the car is 2 years old, I would fight tooth and nail to get an insurance settlement that will put me back behind the wheel of a 2 year old example of what I had. Might take some extra legwork like proving the actual replacement cost, but the insurance company usually backs down to a fair payout when you make it clear you won't let them take the piss.

Many insurance companies will replace a written off or stolen and not recovered car with a new one within 12 months (some won't, so do check!). If you insist on getting it - do shop around, my dealer gives GAP away a lot because he'll get £120 commission in his pocket for every £350-400 policy sold through the dealership.