GolfGTIforum.co.uk
Model specific boards => Golf mk7 => Topic started by: GolfTi on 04 July 2013, 21:41
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Almost half price!!
Mk6 with bluefin £580.
Mk7 £301.
Same company. :shocked:
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How much of that is the bluefin? Scirocco renewed last Nov for £360,quotes for GTD running at £240 for me, quite a saving. Add £45-50 for my imminent 3 points (just got the official offer letter of £60 and 3 points as I identified myself as driver, so will be sending that back).
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The bluefin put it up by around £130.
Still a big drop in price.
:smiley:
No naughty driver course instead of points??
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Do they not differentiate between the performance pack model and the non pp?
I looked on confused.com and only find a "golf gti tsi 2.0" 2013-2013
Knowing what insurance companies are like im surprise they didnt see the pp as an excuse to jack up the price
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Do they not differentiate between the performance pack model and the non pp?
I looked on confused.com and only find a "golf gti tsi 2.0" 2013-2013
Knowing what insurance companies are like im surprise they didnt see the pp as an excuse to jack up the price
They do differentiate. Confused.com must be confused. I'm sure it will correct by the time you have a plate to enter though!
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The bluefin put it up by around £130.
Still a big drop in price.
:smiley:
No naughty driver course instead of points??
Nope - 47 in a 30 (that was a 50 until recently, caught by a mobile unit at the bottom of a steep hill). If it was 36 in a 30 then I might've been offered the course.
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I visited a few of the comparison sites before I went for a test drive incase I was smitten.
I ran quotes for my current car and the mk7
The cheapest for me was
Mk7 £307.40
Mk6 £262.73
Not a huge difference considering a new car is normally abit more.
With the same insurance company it was 316.21 v 262.73 so not a huge difference.
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It should be less, the mk7 is about 5 groups lower.
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It should be less, the mk7 is about 5 groups lower.
Yes, thanks to the ADC the insurance has dropped 5 groups for the GTI. Perhaps some insurers will punish you for lack of ADC on demo/launch variants and maybe it is those variants for which the higher quote is valid (possible but not probable).
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It should be less, the mk7 is about 5 groups lower.
You may find as I have because its a new car worth according to insurance companys anyway probably worth twice what my old one is it maybe a higher premium. I have found this a few times in the past with new cars.
I have found in my case that in the past 20+ years that an insurance group rating is meeningless and is no way to judge the cost for me. Its why I went off and tried a few of the comparison sites to get an idea of the cost. I also didn't select the launch model. What i did was run it for the mk7 then changed the car details to the 6 and ran it again.
Anyway it wasnt much different, and didnt bother me.
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It should be less, the mk7 is about 5 groups lower.
You may find as I have because its a new car worth according to insurance companys anyway twice what my old one is worth its higher.
I have found in my case that in the past 20 years that an insurance group rating is meeningless and is no way to judge the cost for me. Its why I went off and tried a few of the comparison sites to get an idea of the cost. I didnt select the launch model.
Anyway it wasnt much different, and didnt bother me.
Fathoming the finer details of insurance risk is almost as fruitless as fathoming VWs system of allocating build dates and subsequent build delays. Insurance group is a factor, but as experience and years NCD go up it is less of an issue. Some would argue that someone driving a new car is less of a risk because they'll be looking to take more care of it, and that extra care taken negates the extra repair costs should the worst happen.
The latest quotes i've had for the GTD are half of what I was paying for my Scirocco in Nov 2011, with no significant milestones in age or NCD (i've been 10+ years NCD for a few years now). Oddly, the GTD will cost me about 7% more to insure than a GTI. :shocked:
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post deleted
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Exactly what I was trying to say. There is no logic in insurance premium costs and very little relationship to the group rating imo people have to go and compare for themselfs.
I have bought cars in the past because they are less popular have cost hundreds less than the popular models but been load of groups higher.
Maybe the scirrocco for example in this case is a higher cost premium rated by insurance companys than the GTI who knows. Thats why its all different.
Heres an even more barmy example. I have a SEAT leon TDI130 I run over the winter months, shopping, trips to tip etc.I was going to replace it with a brand new hyundai i10 1.2 style earlier this year. I ran some quotes. The Hyundai was more expensive to insure than the Leon. It was actually far closer to the GTI in premium costs than closer to the leon!
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When I ran the numbers before ordering it came out at £300, just tried comparing meerkats and its now £400, which is a bit annoying. Not sure why now. Could be because this time I selected performance version, could be last time I was actually running it for the mk6...
I added my wife and it got more expensive despite all advice suggesting an additional driver should bring it down. I also found that the more voluntary excess I applied the more expensive it got. When I changed £200 to £500 the cheapest quote went UP by £50 per year!?!
The only difference between an insurance premium and a mugging that I can tell is one of them you can report to the police.
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I have just renewed my Scirocco insurance today for £259 and the GTI would cost me £268 if I had the car today. So according to the lady on the phone I should be able to swap to the GTI in a few weeks for the admin fee of £15.
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When I ran the numbers before ordering it came out at £300, just tried comparing meerkats and its now £400, which is a bit annoying. Not sure why now. Could be because this time I selected performance version, could be last time I was actually running it for the mk6...
I added my wife and it got more expensive despite all advice suggesting an additional driver should bring it down. I also found that the more voluntary excess I applied the more expensive it got. When I changed £200 to £500 the cheapest quote went UP by £50 per year!?!
The only difference between an insurance premium and a mugging that I can tell is one of them you can report to the police.
go on more than meerkats as different insurers use different risk evaluations. some will give you a cheaper price for more than 1 driver but you need to look for them.
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go on more than meerkats as different insurers use different risk evaluations. some will give you a cheaper price for more than 1 driver but you need to look for them.
Good point. Usually I use moneysupermarket which is what I did last time. I also plan on giving Adrian Flux a call, but apparently they can see exactly what quotes you've been given from other companies so you need to legitimately get something low in order to ask them to beat it.
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I use all the major comparison sites as well as Aviva and Direct Line. I find brokers are cheapest for modders, those in their teens and early twenties and those without full no claims - they will usually match or beat a quote you bring to them by a fiver or so. You sometimes see some big differences between the comparison sites, not in price, but the level of excess needed.
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insurance really is horses for courses. more than are by far the cheapest for me but people in other parts of the country aren't. insurers go for particular car brands for particular people in particular areas.
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Not all insurance companies offer new car replacement cover.
For instance Admiral don't, Direct Line do.
Direct Line promise a new car replacement if it is written off/stolen in the first 12 months if you are the first owner.
Admiral will give you 'market value'.
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Not all insurance companies offer new car replacement cover.
For instance Admiral don't, Direct Line do.
Direct Line promise a new car replacement if it is written off/stolen in the first 12 months if you are the first owner.
Admiral will give you 'market value'.
That's fine if you have GAP. I would steer clear of the Admiral/Elephant/Churchill group from past experiences. Treated very shabbily for a non fault claim - all they wanted to do was line their pockets by completely shafting the other side with extortionate car hire rates for my replacement vehicle. They had a hand in delaying my repair that should have been 2 weeks, turning it into a 7 week job.
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I actually have to commend Admiral for the service I received when insured with them a couple of years ago. They fought my corner when some thingy anchored on his brakes to make me deliberately crash in to them.
It seemed pretty dead and buried that I would be held accountable. They fought my case and it didn't go against me as a fault claim in the end, took over 2 years.
While my car was in for repairs too they were very good with regards to a hire car, very quick to respond and also let me choose a garage of my choice to do the repairs.
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Do they not differentiate between the performance pack model and the non pp?
I looked on confused.com and only find a "golf gti tsi 2.0" 2013-2013
Knowing what insurance companies are like im surprise they didnt see the pp as an excuse to jack up the price
It's old ground but I have forgotten which one of these options I need to select for insurance quote.
My car is Performance Pack version with the ADC in the front grill.
VOLKSWAGEN GOLF GTI PERFORMANCE LAUNCH TSI 3 Hatchback 2.0 litre 2013 - 2013
VOLKSWAGEN GOLF GTI PERFORMANCE TSI 3 Hatchback 2.0 litre 2013 - 2013
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Do they not differentiate between the performance pack model and the non pp?
I looked on confused.com and only find a "golf gti tsi 2.0" 2013-2013
Knowing what insurance companies are like im surprise they didnt see the pp as an excuse to jack up the price
It's old ground but I have forgotten which one of these options I need to select for insurance quote.
My car is Performance Pack version with the ADC in the front grill.
VOLKSWAGEN GOLF GTI PERFORMANCE LAUNCH TSI 3 Hatchback 2.0 litre 2013 - 2013
VOLKSWAGEN GOLF GTI PERFORMANCE TSI 3 Hatchback 2.0 litre 2013 - 2013
Thinks it's the bottom one Dully.
This is the one i got a quote on: 2013 VW GOLF GTI PERFORMANCE TSI 1984CC PETROL 5DR MANUAL.
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Do they not differentiate between the performance pack model and the non pp?
I looked on confused.com and only find a "golf gti tsi 2.0" 2013-2013
Knowing what insurance companies are like im surprise they didnt see the pp as an excuse to jack up the price
It's old ground but I have forgotten which one of these options I need to select for insurance quote.
My car is Performance Pack version with the ADC in the front grill.
VOLKSWAGEN GOLF GTI PERFORMANCE LAUNCH TSI 3 Hatchback 2.0 litre 2013 - 2013
VOLKSWAGEN GOLF GTI PERFORMANCE TSI 3 Hatchback 2.0 litre 2013 - 2013
Thinks it's the bottom one Dully.
This is the one i got a quote on: 2013 VW GOLF GTI PERFORMANCE TSI 1984CC PETROL 5DR MANUAL.
That's my hunch, think the launch versions were the demo models etc that had no ADC
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Yep im sure you are correct.....Noticed you are in Lincoln....there are a few NE Lincs members of here now.
Ian
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Do they not differentiate between the performance pack model and the non pp?
I looked on confused.com and only find a "golf gti tsi 2.0" 2013-2013
Knowing what insurance companies are like im surprise they didnt see the pp as an excuse to jack up the price
It's old ground but I have forgotten which one of these options I need to select for insurance quote.
My car is Performance Pack version with the ADC in the front grill.
VOLKSWAGEN GOLF GTI PERFORMANCE LAUNCH TSI 3 Hatchback 2.0 litre 2013 - 2013
VOLKSWAGEN GOLF GTI PERFORMANCE TSI 3 Hatchback 2.0 litre 2013 - 2013
Thinks it's the bottom one Dully.
This is the one i got a quote on: 2013 VW GOLF GTI PERFORMANCE TSI 1984CC PETROL 5DR MANUAL.
This strange, don't know if anybody else has compared a quote for both cars, but I have just spun it through Confused and the safer version of the car with ADC is £3 more expensive :whistle:
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Yep im sure you are correct.....Noticed you are in Lincoln....there are a few NE Lincs members of here now.
Ian
Yeah there is, getting mine from Marshall at Scunny though as lincoln didn't seem that interested!
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Yep im sure you are correct.....Noticed you are in Lincoln....there are a few NE Lincs members of here now.
Ian
Yeah there is, getting mine from Marshall at Scunny though as lincoln didn't seem that interested!
I'm surprised to hear that Dully. I managed to get 10% off from Lincoln and the lad couldn't of been more helpful (maybe I dropped lucky the day I went in?)
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Must agree I got a negative vibe from VW Lincoln aswell....Mine I coming from Marshell's in Grimsby 10% discount.
Im being lead to understand my build will be confirmed this week for a BW42
Ian
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I've not seen it mentioned on here but I had to change insurers (from LV to the AA) the day I collected mine because LV wanted a tracking device fitted and offered no theft cover until it was done. I swapped to the AA for a very similar premium and they had no tracker requirement. To be fair to LV they recognised that their demands had created the problem and they gave me a prorata return premium within 24 hours of cancellation. Just something to keep in mind perhaps... :smiley: