GolfGTIforum.co.uk
General => General discussion => Topic started by: DanSN1 on 29 May 2013, 16:32
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looking for my first car as i'm 17 imminently... whats the best option golf wise?
stepdad reckons a mk6 1.2 on fianance (£200 a month ish) sounds good to me, however the insurance is still like £3000 a year or something mad, obviously i can get this somewhat lower but there may be a better starting point.
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Why on earth they put a 1.2 in a MK6 I have no idea.
What you need to do is find cars for sale.
How old?
Like find a 1.3 MK2 and a 1.6
MK3 1.4 and 1.6 1.9D, 1.9TD, 1.9TDI
MK4 1.4 and 1.6, 1.9 SDI, 1.9 TDI
etc etc and just get prices.
Paying 200 a month for a first car, especially at 17 is a stupid idea.
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surely a 1.9 (i know how slow they are) would be way more than any 1.2? i'm guessing they did it for first time drivers
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No, not the case. I own a MK4 1.9SDI and for me and my younger brother who is 17 it's cheaper than a 1.4 and 1.6 to insure.
The 1.6 is far nicer but I'd have the 1.9 over the 1.4 all day long.
MK3 1.6 was cheaper than a 1.4 for me too.
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No, not the case. I own a MK4 1.9SDI and for me and my younger brother who is 17 it's cheaper than a 1.4 and 1.6 to insure.
The 1.6 is far nicer but I'd have the 1.9 over the 1.4 all day long.
MK3 1.6 was cheaper than a 1.4 for me too.
do you know why this is? also i don't know if you'll be able to answer but i just got quoted £6000 monthly on a 1.9 mk4 tdi but only £1900 if i pay yearly?
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No, not the case. I own a MK4 1.9SDI and for me and my younger brother who is 17 it's cheaper than a 1.4 and 1.6 to insure.
The 1.6 is far nicer but I'd have the 1.9 over the 1.4 all day long.
MK3 1.6 was cheaper than a 1.4 for me too.
do you know why this is? also i don't know if you'll be able to answer but i just got quoted £6000 monthly on a 1.9 mk4 tdi but only £1900 if i pay yearly?
When you pay monthly you are effectively taking out credit which is why you're paying considerably more.
Insurance has so many variables, postcode, experience, age, job etc. that it is almost impossible to say which car would be best for you to insure. I'd hazard a guess that a £12k Mk6 will cost more to insure than a £1k Mk4/Mk3 though.
Who'd be taking out the finance on the MK6? Parents I'm guessing? Will the car be registered in your name?
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When you pay monthly you are effectively taking out credit which is why you're paying considerably more.
Insurance has so many variables, postcode, experience, age, job etc. that it is almost impossible to say which car would be best for you to insure. I'd hazard a guess that a £12k Mk6 will cost more to insure than a £1k Mk4/Mk3 though.
Who'd be taking out the finance on the MK6? Parents I'm guessing? Will the car be registered in your name?
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yeah all correct,well they don't seem too far off in price difference actually
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Having a new car with a smaller engine will most likely be a little cheaper to insure than an old clunker, mainly due to better security, i had a mk3 escort eclipse as my second car which was £900 to insure tpft, i then had a brand new Corsa 1.2 sxi which was £420 fully comp, go figure! ::)
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problem is it's unlikley your first car will last very long before it gets thrown in a hedge
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I took out credit when I was 17 and was paying it back long after my car went to Escort heaven :laugh:
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A mk6 for your first car.. your mad! Get somthing that costs less then 500 quid cos trust me you will very likley right it off
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Also, diesels are invariably cheaper to ensure than petrol.
Standard diesels that is rather than performance.
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Mk6 on finance for a first car...... love it :grin:
People really do not have a clue nowadays.
Get a banger, crash it a few times, fix it when it goes wrong and you might learn a little about car ownership. Rather than doing what the parents do and having finance all your life and paying hundreds on pounds on jobs that only cost twenty quid to sort.
You can also get a sticker for the back saying 'NOT sponsered by mummy and daddy' :tongue:
I know I wouldn't want want a car on tick when I was 17, only because I wrote it off after 3 weeks..........
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If you got money get a mk6.
If you aint then your being silly and listen to what everyone is saying. :whistle:
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Get a mk3 they're best :evil: :whistle:
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I dont understand whats wrong with having a mk6 as a first car? I wouldve done it if I could afford to.
I never wrote a car off or crashed one when I was younger and I drove like a tit, the same as anyone else.
Maybe Im just awesome. :grin:
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I dont understand whats wrong with having a mk6 as a first car? I wouldve done it if I could afford to.
I never wrote a car off or crashed one when I was younger and I drove like a tit, the same as anyone else.
Maybe Im just awesome. :grin:
Or you drive like a granny really.... :laugh:
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I never had an accident when I first learned to drive either, but I still wouldn't have got a car on finance. You'll grow in confidence pretty fast after learning to drive, you'll then want something nicer/faster. Thats the reason I wouldn't have had finance on a first car. The fact that you'll want to move on to something different pretty sharpish will make no financial sense at all. Get a banger, run and ruin it for a year, then get something a bit better when your a year older, and have accrued a years no claims (hopefully) by then. :wink:
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from what everyone says, a cheap mk3 for the first year then get a mk6 on fianance after the first year, cheers guys
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Go for a W12 650.
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A mk6 for a first car. What a numpty :rolleyes: