GolfGTIforum.co.uk
Model specific boards => Golf mk7 => Topic started by: monkeyhanger on 28 May 2013, 08:33
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There are GTIs in the UK already, albeit delaer demos, but some on here will be likely taking delivery of their car within 6 weeks, when will you be able to select MK7 GTI/GTD through the insurance websites?
I've never bought a "launch" car before,, all of my previous ars have been established a good few months and getting a quote for them was never a problem. Did anyone buying a MK6 GTI or GTD at launch experience any difficulties in getting transparent insurance prices from the big providers or did they have to pay more initially for a car that wasn't on their approved risk list?
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They are already when I used comparethemarket and myy current insurer, Privilege.
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GTI is on confused.com
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I'll take a look, didn't see them 3 days ago.
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GTI and GTD on Gocompare, but not comparethemarket. Odd pricing for me:-
GTD £246 cheapest with esure/sheilas wheels
GTI £215 cheapest with esure/sheilas wheels
Who'd have thought it? :huh:
Puzzled as to why GTI would be 13% cheaper to insure than GTD for me.
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I checked out the insurance over a month ago before I placed my order. I think I used moneysupermarket but can't remember. Mk7 GTI was on there then though. Can't remember if there was a separate option for the performance version.
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Depending on what my current insurer (onequotedirect) wants out of me for my car change, it might be worth cancelling my current policy (expires mid Nov) and starting from scratch when the GTD comes. They will be wanting a £50 admin fee from me for starters and if they decide that pro-rata the GTD is more to insure (by their terms) than the GTD and want even more money from me i'd rather start again with a £240/12 month policy than chuck £100 or more at my current insurer for the remaining 4 months of my policy (expected delivery mid/late July).
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Interestingly, I can get a quote for my GTI of around £200 fully loaded. Nice, this is unexpected but welcome news! Clearly it pays to be an old g!t! :laugh:
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Havn't looked yet, but re we seeing the inclusion of the ADC eye, bringing the price down a lot then?
Supposidly 5 groups lower?
Dave
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It must be, I've never had a quote that low before. Indeed I think the quotes are half what I paid for my mk 6 (even taking into account me being older now.)
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Havn't looked yet, but re we seeing the inclusion of the ADC eye, bringing the price down a lot then?
Supposidly 5 groups lower?
Dave
5 Groups lower for GTI, GTD stays the same (ADC cancelling out the risk in 14PS gain on output?). Seems like the GTD has had a raw deal from insurance company considerations, or maybe there's a lower limit on grouping they're prepared to fall to. Either way, for no real changes in my circumstances (same NCD, age not really a big factor, no change in address or occupation), my insurance has halved in the last 2 years - thanks to the ladies and the EU gender equality law I think.
They might consider that GTDs might be driven faster than the GTIs as we're not paying as much per mile to fuel them when we put our foot down. :evil:
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I've had a look on the comparison sites as well and am surprised that they don't appear to differentiate between the GTI with and without the performance pack. I would be cautious that it is actually the Mk7 GTI that's shown on their systems and not an older version.
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Should be a dropdown to select PS over non PS. The listings generally list output e.g. under Golf "GTI 2.0TSI 220PS 5DR 2013" etc. I'd expect a similar entry that differentiates 230PS from the standard GTI and maybe that makes a difference or maybe not. As far as car safety goes it's probably perceived as no riskier, 10PS is neither here nor there to them and coupled with bigger brakes too. Might be perceived as more nickable - with the brake clipers being the biggest giveaway to it being a PP model.
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Interestingly, I can get a quote for my GTI of around £200 fully loaded. Nice, this is unexpected but welcome news! Clearly it pays to be an old g!t! :laugh:
I'm "relatively" young (judging by the how old are you? thread) but I don't expect to pay more than £300, and am hoping to get £250.
On the should performance pack be a separate category question, I'm not sure it will. Technically its an optional extra rather than a different variant. As mentioned above I would expect it to appear as a separate choice but they may just treat it as a standard GTI with an option added. If it doesn't change the insurance group there wouldn't be much reason to have a different choice to select.
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My 1.6 Match diesel Mk6 cost me £275 to insure. The quotes for the Mk7 GTI were around the same money, if not slightly lower. I'm surprised to say the least.
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Just got a sample quote from Confused.com for the GTD, £226 fully comp. Around £60 quid cheaper than this year's premium on my 7 year old Focus ST. That, plus £20 year road tax (£250 saving on the ST's Tax) and over double the mpg so well happy :smiley:
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My 1.6 Match diesel Mk6 cost me £275 to insure. The quotes for the Mk7 GTI were around the same money, if not slightly lower. I'm surprised to say the least.
It depends on a lot of factors though. When you start out driving, the type of car has a massive impact on the premium - not only are you young and inexperienced, but also far more likely to cause damage to self or others in a sporty car. As you get older, your chances of causing an accident are generally not too heavily influenced by the type of car you drive. A 1.6 Ford Focus is just as lethal as a 2.0 Golf GTI. Not only that, newer cars are safer anyway, and I would also argue that driving something like a Golf GTI is safer still than something like a 1.6 Focus. You have more power to get out of situations, better brakes, and generally better handling.
Just got a sample quote from Confused.com for the GTD, £226 fully comp. Around £60 quid cheaper than this year's premium on my 7 year old Focus ST. That, plus £20 year road tax (£250 saving on the ST's Tax) and over double the mpg so well happy :smiley:
That's great :) Just not convinced the numbers still stack up as much when you factor in the fact that the new car loses more than that annual saving in tax and insurance every single month!