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Model specific boards => Golf mk7 => Topic started by: mcmaddy on 14 May 2013, 18:49
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Just phoned my car insurance provider and pleasantly surprised that the new gtd will only be £30 more to insure until next march. Considering the value is much more than the tiguan I'm happy with that. Means come renewal time I'm looking at circa £200 for a full years cover :laugh:
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Good news! :cool: I need to speak to my insurance as i'll be re-registering my car to make putting my private plate on my new car quicker so need to change it on my certificate, i didn't realise the insurance companies had them on the database yet?
Who are you insured with mate? I'm with Direct Line.
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Blinking heck mcmaddy. Are you in a real low risk postcode area or just really old (or both) :laugh: :laugh:
Seriously, £200 for a full year that's incredible. I'm 50 this year, with a good driving record, no convictions etc, car parked on driveway each night, 10k per year and just the wife and myself on the policy (she's 45). With protected NCB, courtesy car and legal, I'm currently paying just over £300 per year on my Rocco (a 2.0 TDI Bluemotion GT), and that's a few insurance groups lower than the GTD I've ordered.
I'm with directline as well.
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I looked at insurance about a month ago. Currently on £360 a year on the cheapest deal available in Nov on the comparison sites (the "not on comparison site" insurers like Direct Line and Aviva were poor value for me).
Current Roc price for me if I were doing a year now are about £280 (esure and Sheilas wheels) - presumably the big drop is down to the gender equality stuff coming in for Dec. The closest comparison for a MK7 GTD is insurance on a MK6 GTD (assuming same risk - 15 more PS, but a raft more safety features), coming in at about £230 with protected no claims - very pleased about that. 37 years old, about 11 years no claims, no convictions. I'm in a low risk occupation too - try getting a good price if you are a builder!
I'm with "onequotedirect" who have a £50 admin fee to change anything, whether or not they want more for (potentially) a riskier car.
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I'm 39 with no convictions etc etc etc. Car parked on road outside of house as garaged or driveway doesn't make any difference to an insurance company any more. With more than insurance but I do get discount for having other insurance with them. Direct line have never been competitive for me but I do spend a couple of hours each year on all the comparison websites looking for the best deal. I never let the insurance just roll over from a renewal. I should be paying about 230ish next year with 14 yrs ncb, business use and protected no claims. Its taken years of careful driving to get it down this low mind!
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Mind for insurance go through an affiliate site and earn yourself some money.
Aviva are £60,
Direct Line currently giving you £50 cashback
More Than £25 all via http://www.quidco.com/insurance-finance/insurance/car-insurance/highest-rates-currency/ (http://www.quidco.com/insurance-finance/insurance/car-insurance/highest-rates-currency/)
Also you can alter your profession to bring it down further http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
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I went through quidco with direct line! :tongue:
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No affiliate money for my cheapest quote, so I got a meerkat for the missus instead.
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Good news! :cool: I need to speak to my insurance as i'll be re-registering my car to make putting my private plate on my new car quicker so need to change it on my certificate, i didn't realise the insurance companies had them on the database yet?
Who are you insured with mate? I'm with Direct Line.
Are you taking your number off your current car so that you'll have the retention certificate for the dealer to register the new car with James? They will try to charge you as much as £25 to amend your policy details, but if you pull your face, they should do it for free.
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Good news! :cool: I need to speak to my insurance as i'll be re-registering my car to make putting my private plate on my new car quicker so need to change it on my certificate, i didn't realise the insurance companies had them on the database yet?
Who are you insured with mate? I'm with Direct Line.
Are you taking your number off your current car so that you'll have the retention certificate for the dealer to register the new car with James? They will try to charge you as much as £25 to amend your policy details, but if you pull your face, they should do it for free.
Exactly mate, the dealer was originally going to do it as my new car was going to be sat at the dealers for 2 months but now it seems that it'll be arriving in sept so could do with having the certificate rather than having to wait upto another 3 weeks for the DVLA to turn round the registration, tbh it's all new to me but it looks like it's going to cost me another £105 to re-register my current car which i'm assuming the dealer will pay me back although i need to check. :angry:
Plus like you say it could end up costing me another £50 to change the reg on the current policy and then change the car on it!? Getting expensive! :cry:
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You need to pay £105 to DVLA to take the number off your current car. That includes the £25 for a years retention certificate. That means that you can assign the number plate onto another car with no additional charge within 12 months.
When the dealer goes to register your new car, he can do it using your retention certificate, meaning the new car will have your number on it from day 1. There will be no money to come back from him as the vehicles first registration fee (part of the OTR charges) have nothing to do with the allocation of a personal number plate.
I would ask Direct Line if they would amend your current policy to take into account your plate change for free. After all, all they have to do is type in the new reg number (when you get it from DVLA) an email the amended certificate of insurance to you.
Whilst your thinking about swapping your number plates, it may also be a good time to think about putting the original lights back on. :wink:
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I guess I'll hit all of this in a few years when I come to change my Mk7. I am assuming that I would have to pay £125 to take the number off my current car and put into retention, then a fee on top of that to get my current car re-registered. Works out quite spendy if you swap cars regularly!
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You need to pay £105 to DVLA to take the number off your current car. That includes the £25 for a years retention certificate. That means that you can assign the number plate onto another car with no additional charge within 12 months.
When the dealer goes to register your new car, he can do it using your retention certificate, meaning the new car will have your number on it from day 1. There will be no money to come back from him as the vehicles first registration fee (part of the OTR charges) have nothing to do with the allocation of a personal number plate.
I would ask Direct Line if they would amend your current policy to take into account your plate change for free. After all, all they have to do is type in the new reg number (when you get it from DVLA) an email the amended certificate of insurance to you.
Whilst your thinking about swapping your number plates, it may also be a good time to think about putting the original lights back on. :wink:
Thats how i understand it, however when i ordered the car i asked what to do about the plate and his words were "don't worry, i'll sort all that out". I don't see why i should have to pay to register this car twice when he said it he would sort it out? :huh:
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All he'll be "sorting out" is making sure the new car gets registered with your plate on it providing you provide him with all the paperwork for him to take to the DVLA office.
You still have to pay £105 to take the plate off you current car in order for it to remain your property, as opposed to staying with the car and becoming the property of the next owner. There is no other way round it. You have to do it. You are not having to pay to have the new car registered twice. As I said before the first registration fee is included in the ORT charge. That registers the car with DVLA and issues any old registration number. The only difference in your case is, the dealer will go to DVLA and register the car as normal, but ask them to use your number plate instead.
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Even going through cashback sites Direct Line were a joke as were Aviva. They dont seem to be very competitive at all for me.
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We've had our dealer transfer our private plates (mine and the wife's) for the last 4 cars with no issues and no on cost to me. It was part of my negotiations that the cherished plate gets transferred onto both new cars at 100 their cost.
All I needed to do was provide the logbook for my current car in advance and they did all the rest.
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Even going through cashback sites Direct Line were a joke as were Aviva. They dont seem to be very competitive at all for me.
They're not competitive at all for the North East. When I was living in Southampton Direct Line were hands down cheapest
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I was told £85 to transfer my private plate which I didn't think was too bad
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I'm sure it is £80 to transfer it straight onto another car, but I prefer to pay the extra £25 for a years retention. DVLA can take quite a long time to issue the replacement registration number for the old car and send out the replacement V5 and MOT certificate, so if you are selling privately, you can't really let the car go until that is sorted. Dealers also prefer to take the cars in with all the documentation in order, otherwise it could hold up a potential quick sale for them.
It just makes the whole process so much easier to do it this way in plenty of time. I'm sure people wouldn't want to take delivery of their new car without their private plate on it for the sake of being held up by DVLA.
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Yeah my A1 got held up with this for at least 10 days!! They posted all the stuff to the DVLA whereas any other dealer I have dealt with have went to the local office and done it there and then!!
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We've had our dealer transfer our private plates (mine and the wife's) for the last 4 cars with no issues and no on cost to me. It was part of my negotiations that the cherished plate gets transferred onto both new cars at 100 their cost.
I'm sure that they wouldn't do it for no cost at all. It would be foolish of them to pay for the reg transfer, as that is your responsibly to ensure that you retain ownership of the mark. They may imply that they are doing it for you, but I would suspect that you would have paid for it somewhere along the line, even if it was a further £100 discount off the deal that wasn't shown on the invoice.
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All he'll be "sorting out" is making sure the new car gets registered with your plate on it providing you provide him with all the paperwork for him to take to the DVLA office.
You still have to pay £105 to take the plate off you current car in order for it to remain your property, as opposed to staying with the car and becoming the property of the next owner. There is no other way round it. You have to do it. You are not having to pay to have the new car registered twice. As I said before the first registration fee is included in the ORT charge. That registers the car with DVLA and issues any old registration number. The only difference in your case is, the dealer will go to DVLA and register the car as normal, but ask them to use your number plate instead.
When i say register it twice i meant my current car, i've paid the OTR price for it already which as you say includes first registration but now i'll have to pay again to keep my number and assign another one, it's just annoying when there was originally no mention of this additional cost, espescially as i'll be paying for GAP, extra years warranty and service plan! I'd better be getting some kind of discount! :angry:
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James, you are not paying twice. Your otr charge includes registering the car as new with dvla. You would automatically be asigned AB13 CDE or somthing similar as a matter of course. What you are having to pay for on top of the standard charge is the transfer fee of your number plate from your old car to the new one. You'd have to pay it if you were transfering it onto a used car, putting it on the new one is no different.
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I'll tell you what I won't be happy about is if they advertise their dealership on my private plate. I'll be specifically requesting no advertising of any sort on the car
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Even going through cashback sites Direct Line were a joke as were Aviva. They dont seem to be very competitive at all for me.
Aviva are sh!t. I think I made some lengthy utterances on the matter in another thread, though which one it was escapes me now.
The short version was: under no circumstances use Aviva, they are bastards.