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General => Insurance => Topic started by: grahamster on 29 March 2013, 19:51

Title: Ripped off for mods
Post by: grahamster on 29 March 2013, 19:51
I have recently put my MK4 back to standard from some slight mods, as my renewal this year was £450 tpft  :shocked:  i'm 39 yo with 9 years no claims.

I had RS6 reps, buleflame cat back with 4 mo valance, lowered 35mm, R32 replica side skirts.

Nothing was done to improve the engine output, it still put out a poxy 150 bhp.

I am now insured with more than for £180 fully comp. How on earth can those mods more than double my premium ?  :huh:

Out of interest i did a quote for an anni. £250 fully comp. ( more power, better wheels, better exahust and bodykit as standard ). Where is the logic ?

I am sure insurers are using modding as a cash cow just to rip us off.

Rant over. I am now an oem freak  :rolleyes:
Title: Re: Ripped off for mods
Post by: JC on 29 March 2013, 19:54
was it with a STANDARD insurance company rather than a specialist ? They dont like mods so hike it up

Title: Re: Ripped off for mods
Post by: leigh_harty on 29 March 2013, 20:16
Brentacre. any mods you like  :wink:
Title: Re: Ripped off for mods
Post by: grahamster on 29 March 2013, 20:48
Not going to name names but it was a specialist that advertises on here. Been with them for years but the price has just gone up and up to the point where I just can't justify the expense.

Title: Re: Ripped off for mods
Post by: danny_p on 29 March 2013, 21:41
pay less than that  for a more modifyed car, with more power and less no claims  :laugh:
Title: Re: Ripped off for mods
Post by: Wayne on 29 March 2013, 21:48
I paid less for the Octavia modified against standard and that was with Brentacre, it pays to shop around
Title: Re: Ripped off for mods
Post by: Ralphy_GTI on 30 March 2013, 03:32
Not going to name names but it was a specialist that advertises on here. Been with them for years but the price has just gone up and up to the point where I just can't justify the expense.
I've tried the companies who advertise on here gave me quotes of 19,000 pound tpft because i have 6 point  :undecided:, I tried else where and got insured for 1000 fully comp with 6 points and all the mods. :grin: