GolfGTIforum.co.uk
Model specific boards => Golf mk6 => Topic started by: bcarlin on 05 February 2013, 17:14
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We where pricing up insurance and a few companies automatically tell you the market value once you put the reg in. Ours is a 09 gti 5 door and they said its worth £13000.
Anyone else seen this recently ? Our best price is £350 so far …
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Try RAC got mine for £245
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Mines with dial direct and paid about £280 which includes rac cover on the car.
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I'm shopping around at the moment, my point is that that are telling me the market value where as you used to have to say how much its worth ?
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That's just the way the cookie crumbles mate, I suspect that they will be tracking around bottom book value. Perhaps if you asked nicely EVO would tell you what it's worth?
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We where pricing up insurance and a few companies automatically tell you the market value once you put the reg in. Ours is a 09 gti 5 door and they said its worth £13000.
Anyone else seen this recently ? Our best price is £350 so far …
I've noticed that. I think that since the value you used to type in was ignored in the went of a claim, they now go for the book value. As technology advances, they're able to pull the value from their databases instantly. At least this way, you can compare like for like more easily.
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I must be being stiffed big time when it comes to Insurance and I don't know why.
I'm 41, NCD of 5 years with no points and I pay over £600 with a mapped GTI!!!
What is going on?
Jim
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Yeh, but don't forget Ginge is 60+ !!!
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Yeh, but don't forget Ginge is 60+ !!!
Cheeky bar steward! 9 years ncd no points and putting my slightly older wife on the policy seemed to help too?
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I must be being stiffed big time when it comes to Insurance and I don't know why.
I'm 41, NCD of 5 years with no points and I pay over £600 with a mapped GTI!!!
What is going on?
Jim
We pay similar for a modded car, although the policy is in my wife's name as main driver and she did have an own fault claim a couple of years ago.
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Thats cheap, paid £380 for my GTD, 16years no claims, but I did add both my folks and my sister, I think my sister adds a few quid.
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Paid £210 with VW insurance - in my name (I'm female), 10 years no claims, with other half on as second driver. Was told VW were either extortionate or really cheap! My former insurer Direct Line wanted £350
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There are so many variables that insurance companies take into account for quotes it's difficult to compare one with another [For the same car, different person]. Things such as driving record [points], postcode, is it garaged, annual mileage, your age, your occupation, modifications to car etc.
I would just say though, by shopping around a little and increasing my voluntary XS to £300 from £100 I managed to insure my R for £365 [With a well known and very reputable company] This is less than I paid the previous year for the GTI! [I am an old git though - so that helps]
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http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/
Shows how you can save a fair bit by changing the "name" of your job.
Always worth having a look.
I don't have a GTI but the comparison site quoted me £242 with 6 points but think living in a decent postcode, being over 40 and having a points free wife on the quote helps a lot.
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I changed the name of my job, kept it factual and it came down by about £50.
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21yrs old, 2years no claims, 3 points.... £1420!! cant wait to get older haha
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Seems some people are getting some really cheap quotes!
I am 30, 8 years NCD and clean liecense, parked on driveway, with the wife as second driver who has a fault claim and 3 points came to £617 on my MK6 Golf 2.0 GT TDI for Fully Comprehensive + Business Insurance :huh:
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Seems some people are getting some really cheap quotes!
I am 30, 8 years NCD and clean liecense, parked on driveway, with the wife as second driver who has a fault claim and 3 points came to £617 on my MK6 Golf 2.0 GT TDI for Fully Comprehensive + Business Insurance :huh:
Not garaged and with a fault claim 3 pointer on and including business use it sounds very reasonable to me.
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Some insurance companies will charge less if it is parked in the street and not the drive bizarrely enough, as then the thieves don't know which house to break into to get the keys!!
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I pay £320 for my standard GTD with a clean license and full protected NCD and one named driver with Esure, but I'm old.
Market Value, have you tried Parkers Guide? (http://www.parkers.co.uk/cars/prices/) they say mine is valued at around £16,000.