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General => General discussion => Topic started by: Screech16v on 24 November 2012, 23:18

Title: PPI WOHOO!
Post by: Screech16v on 24 November 2012, 23:18
Any body else had success with a ppi or in my case 7 ppi claims and 1 pending ,money in the bank already just in time for crimbo GET IN!
Title: Re: PPI WOHOO!
Post by: Wazzzer on 24 November 2012, 23:42
Yup, me and the missus claimed back 3k
Title: Re: PPI WOHOO!
Post by: Diamond Hell on 24 November 2012, 23:45
To the OP - so you were one of the people stupid enough to pay loads of extra money on your loans to the banks, for no good reason.

I really view PPI repayments as a reward for boneheadedness.

Sounds like you have swallowed every line sold to you.  At least seven of them.

At least in the future we can be assured that your money will be easily parted from you again. (http://www.northloop.co.uk/forum/images/smilies/thumb.gif)

I have some old rope here - I'm sure you must find that interesting....  :whistle:
Title: Re: PPI WOHOO!
Post by: Screech16v on 24 November 2012, 23:49
Wow dh old rope eh,how much do you want for it?as i have loads of dosh to spend  :tongue:
Title: Re: PPI WOHOO!
Post by: Wazzzer on 24 November 2012, 23:49
We naively swallowed the insurance Halifax sold us while taking out our mortgage
Title: Re: PPI WOHOO!
Post by: cullygti on 25 November 2012, 01:36
yep i had half of what my loan was off halifax so not bad and didnt pay some rip off company to do it for me done it all myself and had a good result  :smiley:

to the op good on you mate a good result is always a winner when it includes money  :cool:
Title: Re: PPI WOHOO!
Post by: F17BAD on 25 November 2012, 02:16
i got 6k back from hsbc  :cool:
Title: Re: PPI WOHOO!
Post by: Jamesl94 on 25 November 2012, 04:39


I have some old rope here - I'm sure you must find that interesting....  :whistle:



Perfect, I'll take 5!
Title: Re: PPI WOHOO!
Post by: Screech16v on 25 November 2012, 10:13
yep i had half of what my loan was off halifax so not bad and didnt pay some rip off company to do it for me done it all myself and had a good result  :smiley:

to the op good on you mate a good result is always a winner when it includes money  :cool:

Thats cool mate that you got your money back by doing it yourself,i had to get a company to do it for me as im such a "stupid bonehead" as dh would say  :rolleyes: , oh well now im totally debt free and have a nice big wad to spend on my family ,its such a great feeling :smiley:
Title: Re: PPI WOHOO!
Post by: Ant1981 on 25 November 2012, 10:41
To the OP - so you were one of the people stupid enough to pay loads of extra money on your loans to the banks, for no good reason.

I really view PPI repayments as a reward for boneheadedness.

Sounds like you have swallowed every line sold to you.  At least seven of them.

At least in the future we can be assured that your money will be easily parted from you again. (http://www.northloop.co.uk/forum/images/smilies/thumb.gif)

I have some old rope here - I'm sure you must find that interesting....  :whistle:

*clicks the like button*
Title: Re: PPI WOHOO!
Post by: JC on 25 November 2012, 13:51
well as long as you are all happy that you are getting summat back,  :huh:

 that you have missed out on for that last few years  :lipsrsealed:

and were suckered into paying in the first place  :laugh:
Title: Re: PPI WOHOO!
Post by: F17BAD on 25 November 2012, 17:08
aint that the truth..

but sometimes its good to makes mistakes so you can learn from them

no loans, no credit cards is the way i now roll... 

Much different to how i was at 17 lol
Title: Re: PPI WOHOO!
Post by: simonpolly on 25 November 2012, 19:02
The next thing will be all the muppets on a interest only mortgages complaining when they can not pay back the orginal loan when their mortgage ends. :rolleyes: freeloaders the lot um
Title: Re: PPI WOHOO!
Post by: Kerrse on 26 November 2012, 09:29
To the OP - so you were one of the people stupid enough to pay loads of extra money on your loans to the banks, for no good reason.

I really view PPI repayments as a reward for boneheadedness.

Sounds like you have swallowed every line sold to you.  At least seven of them.

At least in the future we can be assured that your money will be easily parted from you again. (http://www.northloop.co.uk/forum/images/smilies/thumb.gif)

I have some old rope here - I'm sure you must find that interesting....  :whistle:

Funny thing is PPI wasnt such a bad thing if you were sold it properly, i had PPi on a loan & 2 Credit cards about 10 years ago & was glad i did as got made redundant & took me a while to find a new job, if had not had the PPI i would of been in deep sh*t.!

I have helped a couple of people claim back who were mis-sold it but 75% of people were sold it properly. We will all end up paying for it in the end as the banks will just find another way to get the money back !
Title: Re: PPI WOHOO!
Post by: R32UK on 26 November 2012, 09:52
To the OP - so you were one of the people stupid enough to pay loads of extra money on your loans to the banks, for no good reason.

I really view PPI repayments as a reward for boneheadedness.

Sounds like you have swallowed every line sold to you.  At least seven of them.

At least in the future we can be assured that your money will be easily parted from you again. (http://www.northloop.co.uk/forum/images/smilies/thumb.gif)

I have some old rope here - I'm sure you must find that interesting....  :whistle:

Whilst this is true in most cases..... I was actually told that PPI was essential for the loan to be approved. As was the case with many lending managers which pushed the product despite knowing that the customer would already be covered for the eventuality of a job loss/death etc etc.

Everyone else just got lucky
Title: Re: PPI WOHOO!
Post by: Diamond Hell on 26 November 2012, 10:11
Whilst this is true in most cases..... I was actually told that PPI was essential for the loan to be approved.

Oh yeah, I'm sure you're different, rather than just good at swallowing a line.  :rolleyes:
Title: Re: PPI WOHOO!
Post by: R32UK on 26 November 2012, 10:46
Whilst this is true in most cases..... I was actually told that PPI was essential for the loan to be approved.

Oh yeah, I'm sure you're different, rather than just good at swallowing a line.  :rolleyes:

sold to me by the same person that sold me a mortgage and opened my (self employed) business account  :whistle:

seems like mr 4x4 is just as good at towing a line
Title: Re: PPI WOHOO!
Post by: golf-sib on 26 November 2012, 23:33
I agree wit DH for a change of his first quote, however it has also got a drawback, some people I know did PPI claims even though they accepted the PPI claim to begin with, it was never misold, but they liked what solicitors told them and won.  :whistle:

Same as the nonsense I now see with the NHS and people using probability, such as "was there a chance ambulance driver A touched you there (points and naughty spot on doll)".... if it could be a possibility, the person just got dosh, so we do live in a world where people see money signs and will claim on anything even if there's a 1% of winning and it never happened.