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General => Insurance => Topic started by: R32UK on 15 November 2012, 19:05

Title: Insurance help needed
Post by: R32UK on 15 November 2012, 19:05

Ok so following a pretty bad bang last week my dads car is being written off. My question is how do the insurance company work out what its worth and how do we counter their argument if the value is too low??

The car hasnt been written off as yet... but I have seen the quote for the repair  :shocked:

There are also quite a few bits from the car that could be worth some money... not to mention the £130 of petrol that was put in the tank just before the accident. I guess that should be kissed away??  :undecided:

Title: Re: Insurance help needed
Post by: Greenlight-Insurance on 16 November 2012, 12:29

Hi

You would probably be best off waiting for the assessor to delare if the vehicle is a total loss. In the mean time have a look online to see what a vehicle similar to your dads is going for on Autotrader/Pistonheads then you know what to expect.

It may be a viable option to buy the car back from the insurer and strip it for parts depending on the catagory of right off.

Best Regards
Neil
Greenlight Insurance
01277 376000

Title: Re: Insurance help needed
Post by: R32UK on 16 November 2012, 17:14

Thanks Neil... they phoned today with an offer. Not a bad one at that..... but it would be rude to accept their first offer I guess  :grin:

Title: Re: Insurance help needed
Post by: Greenlight-Insurance on 17 November 2012, 10:04

Thats good news then mate hopefully you get it all sorted in the end nothing worse than having your pride and joy (or even your dads) damaged  :cry:

Best Regards
Neil
Greenlight Insurance
01277 376000