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General => Insurance => Topic started by: Mattgoz on 29 August 2012, 18:58

Title: Help needed can't find insurance for less than 5k
Post by: Mattgoz on 29 August 2012, 18:58
Hi I have a 1997 mk3 8v golf gti and I can't find any insurance less than 5k a year :embarrassed: ,I'm 21 been driving 1 year 4 months.i have no points and no NCB but I do have a claim this year in June . I have got criminal convictions
Title: Re: Help needed can't find insurance for less than 5k
Post by: Smokey Joey on 07 October 2012, 18:06
Might be worth it to tell them you havent got any convictions nor have you made any claims  :undecided:
Title: Re: Help needed can't find insurance for less than 5k
Post by: golfyste on 08 October 2012, 12:28
Might be worth it to tell them you havent got any convictions nor have you made any claims  :undecided:

Nice advice......NOT!

How is driving uninsured a good alternative?? As that's what you would be if you don't tell them.....
Title: Re: Help needed can't find insurance for less than 5k
Post by: skyinsurance on 08 October 2012, 14:10
Might be worth it to tell them you havent got any convictions nor have you made any claims  :undecided:
Someone take this dude's keyboard away from him  :angry:
Title: Re: Help needed can't find insurance for less than 5k
Post by: Smokey Joey on 08 October 2012, 17:30
I don't see you making any suggestions lol...jheez...car insurance is up the roof for young guys, getting an old banger doesnt even sort it out most of the time
Title: Re: Help needed can't find insurance for less than 5k
Post by: skyinsurance on 09 October 2012, 10:37
I don't see you making any suggestions lol...jheez...car insurance is up the roof for young guys, getting an old banger doesnt even sort it out most of the time

That's because I have no suggestions for him, he's young, has no no claims bonus, a recent claim and a performance car, on paper, that's a really bad insurance risk, hence £5k.
Title: Re: Help needed can't find insurance for less than 5k
Post by: ant_gti on 09 October 2012, 15:57
Might be worth it to tell them you havent got any convictions nor have you made any claims  :undecided:

its IDIOTS like you thats made insurance go through the roof.just hope its not my car you hit or my kid you run over. :angry: :angry: :angry:
Title: Re: Help needed can't find insurance for less than 5k
Post by: Smokey Joey on 10 October 2012, 12:47
How is that so? i was only suggestion that he rigs the system just a little bit for a cheaper quote...i wasnt asking him to drive in a silly manner
Title: Re: Help needed can't find insurance for less than 5k
Post by: GOLF-MK3-GTI on 08 November 2012, 19:16

Someone take this dude's keyboard away from him  :angry:
[/quote]

lol, ^^^,

Right,

I work for an insurance company, and the way I see it is, if you don't declare any convictions or claims, and your insurers find out, your policy will be void, so basically, in a way you've Paid for a policy that will not cover you, in an event of a claim.

So my advice is, be honest and truthful,  :rolleyes:

Title: Re: Help needed can't find insurance for less than 5k
Post by: lagrynfaya on 08 November 2012, 21:44
I guess having a criminal conviction doesn't help ... I've had my licence since end of June i am 19 and got a 1997 Golf GTI 8v and its around 3k  :wink: . Still bloody ridiculous tho !
Title: Re: Help needed can't find insurance for less than 5k
Post by: Smokey Joey on 08 November 2012, 22:21
I guess having a criminal conviction doesn't help ... I've had my licence since end of June i am 19 and got a 1997 Golf GTI 8v and its around 3k  :wink: . Still bloody ridiculous tho !

Well, seems people would prefer not to tweek the system just a teeny little bit to bring thier premiums down, have fun paying 5k+ for an old banger lol sucks to be you
Title: Re: Help needed can't find insurance for less than 5k
Post by: JC on 08 November 2012, 22:24
I guess having a criminal conviction doesn't help ... I've had my licence since end of June i am 19 and got a 1997 Golf GTI 8v and its around 3k  :wink: . Still bloody ridiculous tho !

Well, seems people would prefer not to tweek the system just a teeny little bit to bring thier premiums down, have fun paying 5k+ for an old banger lol sucks to be you

its not tweeking the system, its falsifying your insurance, thus invalidating it.

And as they say is that  :smiley: