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Model specific boards => Golf mk4 => Topic started by: jamie1989 on 23 August 2012, 10:39

Title: How old are you 1.8t owners??
Post by: jamie1989 on 23 August 2012, 10:39
Seems the 1.8t's are getting old and silly cheap to buy nowadays, I wonder if young'uns are buying them now or is insurance still silly expensive for them.

Il start and looking at my username youl guess im born in '89 so that makes me 23  :grin:
Owned my Bora for 2 1/2 years and its going strong  :evil:

Pointless thread but im bored in work lol
Title: Re: How old are you 1.8t owners??
Post by: Reesy23 on 23 August 2012, 10:44
Owned my first 1.8T at 18.

20 now and on my second.
Title: Re: How old are you 1.8t owners??
Post by: AD1.8T on 23 August 2012, 10:44
I brought mine this time last year when i was 19 im now 20 (birthday in march) and insurence isnt that bad considering... £928
Title: Re: How old are you 1.8t owners??
Post by: Bish922 on 23 August 2012, 10:45
24 Over here!  :smiley: Who insures you jamie? Got my renewal today from Admiral £680 which wont grobble at but have started modding and would like to go somewhere friendlier. Owned my golf year and half now!
Title: Re: How old are you 1.8t owners??
Post by: GTi_James on 23 August 2012, 10:57
25 here, golf owned just over a year, try Sky insurance as per forum title, gave me a qoute for £760 with mods, though if you want a better insurance qoute always do it online, as a NEW customer, you get new customer discounts as well as online discounts, did a re-qoute with admiral after a £600 offer on renewel and got £310  :cool:
Title: Re: How old are you 1.8t owners??
Post by: rfn_hodgson on 23 August 2012, 11:03
23 when i bought mine and the insurance was 2300.... joys of being a squaddie :( but its was my gift to me for going afghan   :laugh:
Title: Re: How old are you 1.8t owners??
Post by: scarr89 on 23 August 2012, 11:07
23 also... :wink: Insurance on my DERV 150 is £800.
Title: Re: How old are you 1.8t owners??
Post by: Paul81 on 23 August 2012, 11:21
31 and my insurance through Elephant is about £700 on a 10 month bonus accelerator as I only have 1 year NCB
Title: Re: How old are you 1.8t owners??
Post by: Prawny on 23 August 2012, 11:26
Long time owner here! bought mine in the summer of 2006, so 6 years now!

Bought at 19, insurance was £1600, ran for 2 years as my daily driver. Sold it to buy an E36 M3 at 21, decided that wasn't for me and was able to buy my A3 back again and ran it until 2009 as a daily driver. Then bought another 1.8T A3 as a daily and turned the first one into a track car.

Daily is now sold and I'm back to just the one 1.8T as the track car 6 years down the line and ive driven over 100k miles in it. it's now well over 200k, but I wouldn't change it for anything. I love it.
Title: Re: How old are you 1.8t owners??
Post by: km on 23 August 2012, 11:49
bought my golf when i was 19, insurance at £2600 with 1 years ncb.
20, £1400 insurance.
21, £900 insurance. <--- now.
Title: Re: How old are you 1.8t owners??
Post by: cooki on 23 August 2012, 11:50
Owned my 1st 1.8T at around 24-25.totaly standard.
Got my second 1 now I'm nearly 28 :)
Title: Re: How old are you 1.8t owners??
Post by: CM690 on 23 August 2012, 11:54
I'm 20 with almost 2 years no claims (renewal in September) I've not got a 1.8T yet but I've been looking at insurance quotes and my cheapest quotes are around £2000-£2300 mark. Can't really afford that on a student budget :rolleyes: so will have to stick to the 1.6 for a few more years.
Title: Re: How old are you 1.8t owners??
Post by: GTi_James on 23 August 2012, 12:15
I'm 20 with almost 2 years no claims (renewal in September) I've not got a 1.8T yet but I've been looking at insurance quotes and my cheapest quotes are around £2000-£2300 mark. Can't really afford that on a student budget :rolleyes: so will have to stick to the 1.6 for a few more years.

you in student digs?
Title: Re: How old are you 1.8t owners??
Post by: Chris#101 on 23 August 2012, 12:22
I bought my 03 Golf GTI AUQ 180 at 19

Age 19 2 years no claims 0 points £1200 full comp

Age 20 3 years no claims 3 points £900 fully comp
Title: Re: How old are you 1.8t owners??
Post by: golfyste on 23 August 2012, 12:36
Bought mine as soon as I turned 18  :grin: and am now 19  :cool:
Title: Re: How old are you 1.8t owners??
Post by: CM690 on 23 August 2012, 12:44
I'm 20 with almost 2 years no claims (renewal in September) I've not got a 1.8T yet but I've been looking at insurance quotes and my cheapest quotes are around £2000-£2300 mark. Can't really afford that on a student budget :rolleyes: so will have to stick to the 1.6 for a few more years.

you in student digs?

Nope, just house sharing with a few friends in a normal rented house :smiley: but there is no driveway or anything so public road parking probably doesn't help me.
Title: Re: How old are you 1.8t owners??
Post by: Len on 23 August 2012, 13:02
My Passat is a 1.8t that count?

(remapped to 180bhp)
Title: Re: How old are you 1.8t owners??
Post by: GTi_James on 23 August 2012, 13:10
I'm 20 with almost 2 years no claims (renewal in September) I've not got a 1.8T yet but I've been looking at insurance quotes and my cheapest quotes are around £2000-£2300 mark. Can't really afford that on a student budget :rolleyes: so will have to stick to the 1.6 for a few more years.

you in student digs?

Nope, just house sharing with a few friends in a normal rented house :smiley: but there is no driveway or anything so public road parking probably doesn't help me.

yeah that sucks lol, lucky us country folk got no problem with parking and it helps that im in a old age pensioner area  :grin:
Title: Re: How old are you 1.8t owners??
Post by: cullygti on 23 August 2012, 13:24
Bought mine when I was 28 £400 full comp
Now I'm 31 with 3 years no claims its £420 full comp  :smiley:
Title: Re: How old are you 1.8t owners??
Post by: dom on 23 August 2012, 13:25
I'm 25, pay a little over £700 mods declared, 5 years protected ncb etc.
Title: Re: How old are you 1.8t owners??
Post by: golfyste on 23 August 2012, 13:26
Bought mine when I was 28 £400 full comp
Now I'm 31 with 3 years no claims its £420 full comp  :smiley:

 :laugh: sure it's supposed to go te other way haha
Wish mine was that cheap  :undecided:
Title: Re: How old are you 1.8t owners??
Post by: james2 on 23 August 2012, 14:22
Bought mine when I was 28 £400 full comp
Now I'm 31 with 3 years no claims its £420 full comp  :smiley:

What company you with ?

Had mine about 5 years.
im 33, got 15 years no claims full comp £419 limited to 1500 miles a year.  :undecided:
Title: Re: How old are you 1.8t owners??
Post by: M.A.C on 23 August 2012, 14:40
would i be one of the oldest being 35 years old.i always keep telling myself that im to old to keep modding cars but cant help it.always have done...i pay between £400 to £500 for my insurance and have a learner driver on mine.not had my golf gti turbo long but my insurane as always been ok with a learner on.
im with aviva and have 7 years no claims
Title: Re: How old are you 1.8t owners??
Post by: cullygti on 23 August 2012, 19:05
Bought mine when I was 28 £400 full comp
Now I'm 31 with 3 years no claims its £420 full comp  :smiley:

What company you with ?

Had mine about 5 years.
im 33, got 15 years no claims full comp £419 limited to 1500 miles a year.  :undecided:

yes it went up £20 summat i couldnt work out either but my insurance as gone up every year and iv never claimed just the way the economy as gone

the company im with now is the co op i dont get limited miles per year just use as i want they are pretty good tbh

who ever your with james they dont sound to good for what your paying and limited miles i do that a month  :grin:
Title: Re: How old are you 1.8t owners??
Post by: Felton on 23 August 2012, 19:06
I'm 29 and have 3 years ncb and pay about 500 quid a year and that's with direct line lol
Title: Re: How old are you 1.8t owners??
Post by: james2 on 23 August 2012, 19:17
Bought mine when I was 28 £400 full comp
Now I'm 31 with 3 years no claims its £420 full comp  :smiley:

What company you with ?

Had mine about 5 years.
im 33, got 15 years no claims full comp £419 limited to 1500 miles a year.  :undecided:

yes it went up £20 summat i couldnt work out either but my insurance as gone up every year and iv never claimed just the way the economy as gone

the company im with now is the co op i dont get limited miles per year just use as i want they are pretty good tbh

who ever your with james they dont sound to good for what your paying and limited miles i do that a month  :grin:


I know i hate them. Already had ago AT ME on the phone.WTF. Last year it was £370 .They wouldnt change were my cars kept .  :rolleyes: They want it left on the street not in a locked alarmed garadge.  :undecided: And cant change the address its kept at.  :angry: Bloody have ago at me for that .I cant find a cheaper one £500 +  :cry: I only done like 2500 miles in 4 years . :evil:
Title: Re: How old are you 1.8t owners??
Post by: cullygti on 23 August 2012, 19:21
who you with mate they sound  terrible best bet is to give the co op a ring they was a few quid cheaper on the wifes car to  :wink:
Title: Re: How old are you 1.8t owners??
Post by: Gary022 on 23 August 2012, 19:35
Am 20 years old

0 No Claims Bonus

1 Small accident last year in my old car ( £250 damage to other cat £0 to mine) , no claim made.

and im £1400 for my insurance on a 1.8T.

which is pretty good to me.

would be £1200 without accident and im £780 next year.
Title: Re: How old are you 1.8t owners??
Post by: dan2252 on 23 August 2012, 20:08
20 now. got mine at just 19, £1953.53 insurance is such a rip off :(
Title: Re: How old are you 1.8t owners??
Post by: harlemex on 23 August 2012, 20:42
I am 40 years young and mine is 340 fully comp.  :kiss: I notice Len never said how old he was... :wink:
Title: Re: How old are you 1.8t owners??
Post by: Wazzzer on 23 August 2012, 21:29
Len beats you all hands down  :grin:

I'm 33, can't remember how much I pay on insurance but I've got 13 years NCB
Title: Re: How old are you 1.8t owners??
Post by: gti gaz on 23 August 2012, 21:39
Am 30 with 4 years ncb with the 25 year old Mrs on insurence pay 430 for a 1.8t passat with map and 007p dirverter valve
Title: Re: How old are you 1.8t owners??
Post by: Adz Gti on 24 August 2012, 01:14
22, i own a 1.8t Gti paying about 1100 with 4 years NCB not bad tbh
Title: Re: How old are you 1.8t owners??
Post by: turbokid23 on 24 August 2012, 14:07
An 24 1.8t pay £1000 2years nc,, with all my mods will be 1257 :)
Title: Re: How old are you 1.8t owners??
Post by: Dalo Harkin on 24 August 2012, 14:23
28 and have all my mods declared and pay £400 per year with Green Light on a limited mileage (5,000) fully comp and have been banned once  :rolleyes:
also have the missus as a named driver
Title: Re: How old are you 1.8t owners??
Post by: GTi_James on 24 August 2012, 14:34
28 and have all my mods declared and pay £400 per year with Green Light on a limited mileage (5,000) fully comp and have been banned once  :rolleyes:
also have the missus as a named driver

 :shocked: NCB?
Title: Re: How old are you 1.8t owners??
Post by: bristol on 24 August 2012, 14:55
21 Paying £550 fully comp 3 ncb. At 19 I turbo'd my first car and was running 300bhp fully declared via specialist insurance paying £1100 with 1ncb haha. Got the golf becuase Im re-building the other car as a stripped/ cage street weapon with alot more power ;)
Title: Re: How old are you 1.8t owners??
Post by: Dalo Harkin on 24 August 2012, 15:18
28 and have all my mods declared and pay £400 per year with Green Light on a limited mileage (5,000) fully comp and have been banned once  :rolleyes:
also have the missus as a named driver

 :shocked: NCB?

5 years
Title: Re: How old are you 1.8t owners??
Post by: GTi_James on 24 August 2012, 15:56
28 and have all my mods declared and pay £400 per year with Green Light on a limited mileage (5,000) fully comp and have been banned once  :rolleyes:
also have the missus as a named driver

 :shocked: NCB?

5 years

right well im upset now  :cry: bring on next yrs insurance then lol
Title: Re: How old are you 1.8t owners??
Post by: rio_gti on 24 August 2012, 16:58
28 with 10 year ncb payin £450 WITHOUT the wife on my policy  :grin:
Title: Re: How old are you 1.8t owners??
Post by: GTi_James on 24 August 2012, 17:04
28 with 10 year ncb payin £450 WITHOUT the wife on my policy  :grin:

put your parents on your car and you'll get more discount  :wink:
Title: Re: How old are you 1.8t owners??
Post by: rio_gti on 24 August 2012, 17:22
28 with 10 year ncb payin £450 WITHOUT the wife on my policy  :grin:

put your parents on your car and you'll get more discount  :wink:

tbh i think they are and i got multicar policy too!!!

(oh and i dont want her driving my car.... no one but me drives it!!!)
Title: Re: How old are you 1.8t owners??
Post by: GTi_James on 24 August 2012, 17:24
i said that to my missus and she through a hissy fit, told that to my mum and whilt i was on a night out she and my dad took it to my dads office in london to go see a friggin show  :angry:

though my dad said he'll replace my suspension coz my mum was a bit too keen on the corners  :laugh:
Title: Re: How old are you 1.8t owners??
Post by: james2 on 24 August 2012, 21:45
28 and have all my mods declared and pay £400 per year with Green Light on a limited mileage (5,000) fully comp and have been banned once  :rolleyes:
also have the missus as a named driver
Man your lucky ,iv got 15 years NCB and im 33 £420 limited to 1500 miles a year. I love the idea of sharing are price .Next year in going for one company you use.  :nerd: Its like at work they dont want you discussing what wages you get. When you do you find out everyones getting more than you.  :angry:
Title: Re: How old are you 1.8t owners??
Post by: palmtree on 24 August 2012, 23:25
I'm 26 paying £860 fully comp 2 years NCB
Title: Re: How old are you 1.8t owners??
Post by: mac456 on 25 August 2012, 00:09
£539, 25, onwed for 3 years or so.  7 years ncb, good priced i think
Title: Re: How old are you 1.8t owners??
Post by: mikejones401 on 25 August 2012, 12:08
24 Over here!  :smiley: Who insures you jamie? Got my renewal today from Admiral £680 which wont grobble at but have started modding and would like to go somewhere friendlier. Owned my golf year and half now!
who are you insured with as im 23 with 4years no claim and its £1400 for me
Title: Re: How old are you 1.8t owners??
Post by: simon_709 on 25 August 2012, 13:13
I'm 22 and I pay 800 a year fully comp :) I'm pleased with this because I've paid a lot more for cars in the past lol.
Title: Re: How old are you 1.8t owners??
Post by: golf-sib on 25 August 2012, 22:05
23 Now, bought at 19 with £2900 insurance, then £1600, now £900 and due to drop again soon :)
Title: Re: How old are you 1.8t owners??
Post by: dickgam on 25 August 2012, 22:09
Sh*t, :angry:

I feel old, 49, loads of NCB, protected and £234.00 after cash back with wife driving and commuting with 9000 miles per year. :smiley:

I qualify for SAGA next year! :cry:
Title: Re: How old are you 1.8t owners??
Post by: Toby on 26 August 2012, 08:02
Had 2 golf 4's! From 19-21

Things got silly, wanted to spend a further 7k on it, mrs said no! She comes back one day and id sold it!

Not a day goes by where i dont think about it!! But my bank is lookin gooooood!!
Title: Re: How old are you 1.8t owners??
Post by: tom-gardiner on 26 August 2012, 14:34
I was 17 when got my 1.8t Golf. Then at 18 got a 1.8t got an Audi S3 1.8t then back to a 1.8t Golf. Im 20 now :)