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General => General discussion => Topic started by: Mrs kempie on 15 August 2012, 22:21

Title: Advice on getting one car from A to B
Post by: Mrs kempie on 15 August 2012, 22:21
Hi, hi. Kempie bullied me into getting my own account, because he hates it when I ask for help because he's too proud. But as a nagging wife, I'll do what I please  :grin:

Basically, he's just put a deposit on a MK3 diesel estate, which is up in Milton Keynes, the guy was supposed to bring it down on friday, because it's still insured in his name, and insurance wont be changed until it gets here, but apparently something has come up, so now we're thinking of any way possible of getting it back here without said owner. What are the chances of him getting it back to Kettering, without having to insure it on the day of getting it etc, etc.

He's going up (unless he can find someone to tow it) in his sh!tty (sorry, I know this is a big big blasphemy, and I love VWs as much as the next person, but she isn't in my good books) golf, and not getting rid of that until friday evening.

Can he tow it back with his car (or someone elses, if possible) if the car isn't insured under his name? 

This probably made no sense, but I only come on here for the T&A thread, which you're really lacking in updating, so I don't know much about anything else, any info would be good, please & thank you!
  :grin:

Title: Re: Advice on getting one car from A to B
Post by: benvictors on 15 August 2012, 22:39
If the vehical is still insured by the owner and you are fully comp on your insurance its pretty likely you will be insured 3rd party on the vehicle you are buying, with the owners consent of course.
Double check your car policy tho because not all comprehensive insurances allow this.
Title: Re: Advice on getting one car from A to B
Post by: Mrs kempie on 15 August 2012, 22:43
So, he'd be able to tow it back assuming that the owner is okay with him being a 3rd party?

Don't want to lose the car before he gets it lol.
Title: Re: Advice on getting one car from A to B
Post by: benvictors on 15 August 2012, 22:53
He could drive the car back, providing its road legal, still insured by the owner (or somebody) and your insurance policy allows you to drive other vehicles with the owners consent (most Fully comp policies offer this)
If this is the case then it would be best to get the train up to collect the car  :wink:
Alternatively you can get insured for the day providing the car is road legal, last time I did it I think it was about £40  :cool:
Title: Re: Advice on getting one car from A to B
Post by: Mrs kempie on 15 August 2012, 22:57
Ah okay.

I shall have a word with the hubby and see what he says, sooner rather than later would be good lol! Hopefully he'll listen to my reasoning now, hehe.  :grin:

Thank you very much! :)
Title: Re: Advice on getting one car from A to B
Post by: barrym381 on 15 August 2012, 23:12
If the vehical is still insured by the owner and you are fully comp on your insurance its pretty likely you will be insured 3rd party on the vehicle you are buying, with the owners consent of course.
Double check your car policy tho because not all comprehensive insurances allow this.

this wont be legal as you will own the car after leaving previous owners house
Title: Re: Advice on getting one car from A to B
Post by: AcidicDavey on 15 August 2012, 23:20
If the vehical is still insured by the owner and you are fully comp on your insurance its pretty likely you will be insured 3rd party on the vehicle you are buying, with the owners consent of course.
Double check your car policy tho because not all comprehensive insurances allow this.

this wont be legal as you will own the car after leaving previous owners house

This is right, plus he won't be able to legally tow it either unless it was on a trailer. Uninsured Car can't touch public roads, just play it safe and insure it and collect it.
Title: Re: Advice on getting one car from A to B
Post by: benvictors on 15 August 2012, 23:28
If the vehical is still insured by the owner and you are fully comp on your insurance its pretty likely you will be insured 3rd party on the vehicle you are buying, with the owners consent of course.
Double check your car policy tho because not all comprehensive insurances allow this.

this wont be legal as you will own the car after leaving previous owners house

But the car will still be insured by the owner....... previous owner............. the guy you just bought it off
Title: Re: Advice on getting one car from A to B
Post by: barrym381 on 15 August 2012, 23:30
If the vehical is still insured by the owner and you are fully comp on your insurance its pretty likely you will be insured 3rd party on the vehicle you are buying, with the owners consent of course.
Double check your car policy tho because not all comprehensive insurances allow this.

this wont be legal as you will own the car after leaving previous owners house

But the car will still be insured by the owner....... previous owner............. the guy you just bought it off
and your policy will state you can drive any car that does not belong to you or leased to you  :smiley:
Title: Re: Advice on getting one car from A to B
Post by: benvictors on 15 August 2012, 23:56
Best option then is to buy a days insurance  :smiley:
Title: Re: Advice on getting one car from A to B
Post by: vw_golf_nutter on 16 August 2012, 11:55
that is very correct, having worked for the Police they absolutely will not tolerate the ignorance plea either. You will own the car as it has been collected by you and therefore you must have the car insured in your name. The old owners policy will be invalid as he no longer has an insurable interest in the car and it cant be driven 3rd party on another policy as the car has to have its own insurance in place first.
Best bet is to either change your insurance over or take out a days policy online.
Title: Re: Advice on getting one car from A to B
Post by: Mrs kempie on 17 August 2012, 08:53
Touch wood, the crisis has been averted!

The guy who was supposed to buy the old car this weekend, has only just told us he's in devon... Handy.
So we got left high & dry on that one, so I've had to call in a few favours and borrow some money for the insurance etc.

It's getting done on the day, and hopefully, everything is going to go to plan! We need this bloody car.

What else could possibly go wrong!?

Thanks guys ~
Title: Re: Advice on getting one car from A to B
Post by: Diamond Hell on 17 August 2012, 10:25
But the car will still be insured by the owner....... previous owner............. the guy you just bought it off

And you and little Brad wonder why I ask questions of whether what you do is insured for public liability.  :grin:  :rolleyes:
Title: Re: Advice on getting one car from A to B
Post by: Mrs kempie on 17 August 2012, 19:47
Car is fully insured for this month & looks dead nice outside the house!  :grin:
Title: Re: Advice on getting one car from A to B
Post by: Gavv8 on 17 August 2012, 19:50
Car is fully insured for this month & looks dead nice outside the house!  :grin:
Pictures please...
Title: Re: Advice on getting one car from A to B
Post by: Mrs kempie on 17 August 2012, 20:31
On their way shortly Gavv love!
Title: Re: Advice on getting one car from A to B
Post by: VW BUSH on 17 August 2012, 20:36
How about calling the AA and telling them your new car has broken down :lipsrsealed:
Title: Re: Advice on getting one car from A to B
Post by: Mrs kempie on 17 August 2012, 20:47
Yes, I did write w@nk in the dirt, and that is Pacman.
(http://i291.photobucket.com/albums/ll296/kempie2007/D61053B3-0C54-49D8-B556-127C0F621641-10404-00000CCFAB8E370D.jpg)

And that is a wire coat hanger in the shape of a heart.
(http://i291.photobucket.com/albums/ll296/kempie2007/E380849B-B27D-4537-A60A-8FDDF72F04D6-10404-00000CCFA494DE1E.jpg)

And it looks ever so pretty, runs a lot better than the MK3 golf that's recently been dubbed tw@t bag.
(http://i291.photobucket.com/albums/ll296/kempie2007/32A6D5AE-54C8-4B9F-BA9C-D9368C06B127-10404-00000CCF9CFADA55.jpg)

Both the 'baby's' together.
(http://i291.photobucket.com/albums/ll296/kempie2007/88FA1C8B-896E-4231-BDBD-C1B6A3B395C6-10404-00000CD1006D8781.jpg)

Kempie's in the process of swapping all his lights & that over. Runs like a dream! Just need to remove the mudflaps from the front & possibly the back, struggled getting over the speed bumps with them on, so a full days work is in order tomorrow! Now all I need to do is learn to drive & get myself a car, being convinced to get a golf  :tongue: Can't imagine why! Coming down the country roads in it & you got hit with the smell of chip fat. Running 50-50.

But in all seriousness, it's gonna be a hell of a lot better for putting all the baby stuff in the back of it.  :grin:
Title: Re: Advice on getting one car from A to B
Post by: Mrs kempie on 17 August 2012, 20:51
Also, I've just been told I've put this in the entirely wrong place, but to be fair, it took me an hour to work out how to post a new thread in here, so I'm allowed a break xD

Title: Re: Advice on getting one car from A to B
Post by: JC on 17 August 2012, 20:55
 :grin: :grin: :grin: :grin: :grin: :grin: :grin: nice write up mrs k :afro:
Title: Re: Advice on getting one car from A to B
Post by: kempie on 17 August 2012, 22:04
cheers babe lovely write up on my 2 motor's :) i'll put me own project thread up soon :)
Title: Re: Advice on getting one car from A to B
Post by: Gavv8 on 17 August 2012, 22:19
I think we've found the 'official' mk3 section family...
Title: Re: Advice on getting one car from A to B
Post by: kempie on 18 August 2012, 12:15
Car related mk3 family or forum related mk3 family lol