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General => General discussion => Topic started by: haf1zur on 16 July 2012, 12:35

Title: Some bidding advice
Post by: haf1zur on 16 July 2012, 12:35
Hi

Bidding on something and basically they wanted more than 210, i offered 211, they came back saying they will accept 215, should i meet them in the middle at 213 or take it?

what would you do?
Title: Re: Some bidding advice
Post by: Len on 16 July 2012, 12:37
How bad do you want this item?
Title: Re: Some bidding advice
Post by: Chris#101 on 16 July 2012, 12:38
With out sounding like a nobb

Its £4  :lipsrsealed: if you want it that bad im sure you can stretch to secure winning it  :smiley:
Title: Re: Some bidding advice
Post by: haf1zur on 16 July 2012, 12:45
sorry, its 4000 pounds, forgot to say its a house

Title: Re: Some bidding advice
Post by: Chris#101 on 16 July 2012, 12:50
sorry, its 4000 pounds, forgot to say its a house



Well that changes it slightly  :grin:

Couldnt really comment on propperty and pricing, just a 20 year old living at home  :embarassed:
Title: Re: Some bidding advice
Post by: stu646 on 16 July 2012, 12:55
Hi

Bidding on something and basically they wanted more than 210, i offered 211, they came back saying they will accept 215, should i meet them in the middle at 213 or take it?

what would you do?

Depends how many other people are interested in buying the house. If your the only ones and the house has been on the market quite a long time, then call their bluff and say your final offer is 211 and if they don't accept you go looking else where.

If others are interested too though and you really want the house, then up to you if you want to go up to 215
Title: Re: Some bidding advice
Post by: haf1zur on 16 July 2012, 13:01
its been on the market for a week, and so far looks like i am the only viewer

its got the garage i want at 20ft x 20ft with a pit, which i have found hard to find
Title: Re: Some bidding advice
Post by: Agreeable Slick on 16 July 2012, 13:16
Going up such small amounts only works to piss the vendor off. Generally it's 5k steps at a time.

If it has everything you want then just take it. Mind you, with it only being on the market a week, the vendors will know you want it as you are bartering already.

Other option is put in a final offer of 211, then go quiet for a few weeks. See if they come back to you.

Also do some homework on local house prices and sale prices using Zoopla, and Rightmove.
Title: Re: Some bidding advice
Post by: haf1zur on 16 July 2012, 13:30
If it has everything you want then just take it. Mind you, with it only being on the market a week, the vendors will know you want it as you are bartering already.

Been looking for a while and every time I got prepared to throw in a bid the place gets sold. So was a bit quicker than usual on this one

House prices seem about right for the area, more in the middle of what has been sold this year

Title: Re: Some bidding advice
Post by: scarr89 on 16 July 2012, 13:32
With out sounding like a nobb

Its £4  :lipsrsealed: if you want it that bad im sure you can stretch to secure winning it  :smiley:

I thought this!! Jesus I would have given you the £4  :laugh:

Perhaps meet in the middle and say that is your final offer. Then both of you are a winner.  :undecided:
Title: Re: Some bidding advice
Post by: justalex81 on 16 July 2012, 13:39
i would punch in at 213k final offer. then leave it and pray someone doesn't offer the full asking.
Title: Re: Some bidding advice
Post by: Agreeable Slick on 16 July 2012, 13:40
Well assuming you have either

A) Enough cash to cover the costs - £215K + factoring solicitors (including searches and surveys) at an average of £1500 then SDLT at 1% (£2150) plus any other costs, moving firms, insurances both life and buildings as a minimum.

B) Already got an AIP to cover at least the full cost of the house + min 10% deposit of £21500, and all of the costs above covered.

Then IF and only IF you can see yourself living in it for at least the next 5 years, I would proceed and just get it taken off the market with no further viewings (insist on this if your offer is accepted), before someone comes in and offers asking price on it.
Title: Re: Some bidding advice
Post by: haf1zur on 16 July 2012, 14:18
seeing the broker tomorrow evening, got a mortgage agreed in principle so keeping my fingers crossed

plus point is the car insurance is a lot cheaper in the area i am looking at, 2/3rds cheaper
Title: Re: Some bidding advice
Post by: R32UK on 16 July 2012, 14:43
tell them 212 is all you have, book some more viewings with the estate agent, and tell them that is your final offer.
Title: Re: Some bidding advice
Post by: haf1zur on 17 July 2012, 15:53
well, just said 212 and waiting to hear from them

keeping my fingers crossed
Title: Re: Some bidding advice
Post by: T_J_G on 17 July 2012, 16:30
You're playing it risky though. If it's what you want get an offer of 215 in. If last minute after you've agreed mortgage etc someone can still trump you with the amount they're asking for. Especially if they have cash!
Title: Re: Some bidding advice
Post by: golf-sib on 17 July 2012, 21:59
I'd meet in the middle and say its all you can afford at the max end of your budget followed by it being taken off the market. On properties that price doing 1k increments will annoy the seller. If te property was 100k its a different story.
Title: Re: Some bidding advice
Post by: haf1zur on 18 July 2012, 14:10
just bit the bullet and made the offer they said they would accept

they accepted, but would not take the property off the market till the survey is done, is that a good move on their part?
Title: Re: Some bidding advice
Post by: R32UK on 18 July 2012, 14:47
congats  :cool:

its usually left on as a ploy to make sure you get your finger out and push on with things. If there are any hold ups then they can fall back onto next buyer.

saved yourself a few £k also  :wink:
Title: Re: Some bidding advice
Post by: Agreeable Slick on 18 July 2012, 16:45
Basically means you can be gazumped at any time by someone willing to offer more or a cash buyer.

I would personally try to get them to agree to take it off the market or not accept any further viewings.
Title: Re: Some bidding advice
Post by: T_J_G on 18 July 2012, 19:15
That'll be the best move. Or get things up and running as quickly as possible. Ask any mortgage advisors/solicitors which banks are taking longest to arrange mortgages. Remember whoever has the best rates probably has the most work on so in theory could take longer.
Title: Re: Some bidding advice
Post by: Raffe on 18 July 2012, 20:22
Basically means you can be gazumped at any time by someone willing to offer more or a cash buyer.

I would personally try to get them to agree to take it off the market or not accept any further viewings.

Agreed, you need to get it off the market sharpish as you can end up spending money on a potential new house which you can lose.

The house buying/selling system in the uk sucks balls, went through our most recent move 2 years ago and would not want to do it again for some time.

On the positive, congrats on finding your new dream home :cool:
Title: Re: Some bidding advice
Post by: bob23 on 19 July 2012, 00:09
With out sounding like a nobb

Its £4  :lipsrsealed: if you want it that bad im sure you can stretch to secure winning it  :smiley:

I thought this!! Jesus I would have given you the £4  :laugh:

Perhaps meet in the middle and say that is your final offer. Then both of you are a winner.  :undecided:

you can give me that £4

(http://i141.photobucket.com/albums/r73/salem21_2006/doe_eyes.jpg)

On bidding advice... don't listen to me, (i am scrounging £4 after all!)

:grin: :grin: :grin: Do you need £4 that badly?
Title: Re: Some bidding advice
Post by: haf1zur on 19 July 2012, 07:13
Thanks everyone

I have no idea about buying a property, being a first time buyer and all

Have made an appointment for monday to see the broker for arranging the survey
Title: Re: Some bidding advice
Post by: Agreeable Slick on 19 July 2012, 08:48
I'm in the same boat.

I have however lived on the moneysavingexpert forums for the last ~6 months. Picked up a whole wealth of information from there and putting it to use has got me some way in to being able to play an EA at their own game.

Typical phone call when they know you are a FTB'er is to say another person has put an offer in slightly higher than yours. Convenient isn't it as it's generally within a week of your offer.

Basically, you hold all the cards when buying so give the EA a hard time, or refuse to play games and just say this is your final offer take it or leave it. The beauty is that you can carry on looking until something suitable comes up. Even looking with the same EA makes them realise you are serious and believe me they want their fee for selling a house.

Bargain hard. It's a business transaction not a friendly chat with a friend.
Title: Re: Some bidding advice
Post by: R32UK on 19 July 2012, 09:40
exactly.. its a buyers market. selling is much harder than buying at the moment. estate agents are 10 a penny and let yours know that if you dont receive the level of service you require you will make the seller aware of this... all in a friendly manner of course.  :wink:
Title: Re: Some bidding advice
Post by: Agreeable Slick on 19 July 2012, 09:57
Also worth mentioning is that you do NOT have to have any kind of formal qualification or certificate to set up as an Estate Agent. So don't let them bully you with jargon.

In fact, one phone call I had with an estate agent was her trying to convince me about what a house was worth in comparison to the offer I put in. I placed my offer just under what other houses had sold for and she went off on one about how it would be an insult and houses in the area were selling for much more comparitively.

I explained that it didn't matter what she said, I had done my research and this was my offer. She wasn't selling the house, the vendor was, and under law she has to put my offer forward to the vendor. She abruptly hushed up.

She called back last week (about 3 months after my initial offer) with her condescending tone explaining how they had an offer accepted on the house at just under asking price and how it was all done and dusted with a single viewing.

I cut her short saying congratulations to the vendor, but I've already begun proceedings on a much nicer house in a better area for less than the offer I placed on theirs. Again, she went quiet and said her goodbyes.

EA's = bottom dwellers.
Title: Re: Some bidding advice
Post by: R32UK on 19 July 2012, 10:06
thats not entirely true... any good high street estate agent will ensure all EA's are put through standard exams. Although they are not compulsory, may are now enforcing this as a company rule.

The truth is the EA plays a very small but important role... make clear from the offset you will not be messed about (in a nice way of course  :kiss: )
Title: Re: Some bidding advice
Post by: golf-sib on 19 July 2012, 10:12
The thing I hate with estate agents is when they advertise houses as such:

Property A 130-150k
Property B 250-320k
Property C 180-230k

Thanks for letting me know, I can't wait till i see one saying 0-1,000,000 one day.
Title: Re: Some bidding advice
Post by: T_J_G on 19 July 2012, 18:57
I hate that too saw a few like that. I suppose it draws in more people but potentially puts some off! Especially when the vendor accepts an offer a few k more than the base price :lipsrsealed:
Title: Re: Some bidding advice
Post by: haf1zur on 30 July 2012, 16:28
oh well, they are not moving

keep looking i guess
Title: Re: Some bidding advice
Post by: Raffe on 31 July 2012, 19:03
If th house is as good as you originally said for meeting yor requirements I wouldn't dick about over a few £k, go back with an asking price if they take off market.

Title: Re: Some bidding advice
Post by: haf1zur on 31 July 2012, 19:15
If th house is as good as you originally said for meeting yor requirements I wouldn't dick about over a few £k, go back with an asking price if they take off market.



I offered the asking price, they accepted

sh!t happens i guess
Title: Re: Some bidding advice
Post by: Raffe on 01 August 2012, 12:00
But you got the house you wanted, and you know you got it for the best price you could, I would be satisfied with that.

Good luck with purchase :cool:
Title: Re: Some bidding advice
Post by: haf1zur on 01 August 2012, 12:08
No, they took if off the market as they are not moving anymore
Title: Re: Some bidding advice
Post by: Agreeable Slick on 01 August 2012, 12:55
:laugh: the confused people are ace - just keep looking pal, something else will come up.
Title: Re: Some bidding advice
Post by: Raffe on 01 August 2012, 12:55
Sorry, See what your saying  :embarassed:
Title: Re: Some bidding advice
Post by: haf1zur on 01 August 2012, 14:03
:laugh: the confused people are ace - just keep looking pal, something else will come up.

Going to be hard to find similar, the only place after seeing a lot of places that had two double garages with a pit as well as all the usual garage extras

Title: Re: Some bidding advice
Post by: Agreeable Slick on 01 August 2012, 15:29
Aye, but then there is always the chance. Alternatively, there could be something that comes up without all that, but a bloody big bit of land to the side/back that you could then knock something up on. :wink:
Title: Re: Some bidding advice
Post by: haf1zur on 01 August 2012, 17:47
Aye, but then there is always the chance. Alternatively, there could be something that comes up without all that, but a bloody big bit of land to the side/back that you could then knock something up on. :wink:

That is true, been looking for those too, more available than i thought, mainly end of terrace or detached, though security can be of an issue with someone jumping over etc
Title: Re: Some bidding advice
Post by: Agreeable Slick on 01 August 2012, 21:23
IF someone want's in, they will get in. There is nowt you can do about that except for be prepared. I.E. home CCTV systems, alarms, dead bolts and floor fixings.