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Model specific boards => Golf mk6 => Topic started by: bcarlin on 05 June 2012, 14:05

Title: Insurance prices
Post by: bcarlin on 05 June 2012, 14:05
Hint wife who is 28 has been quoted £642 for an 09 gti 5 door
With shellas wheels
Who do you's use and what prices do you get
Title: Re: Insurance prices
Post by: Steve30 on 05 June 2012, 14:20
I use Direct Line 370 pounds for the yr, stay away from the price comparison sites or be ripped off  :angry: This thread might get moved ?
Title: Re: Insurance prices
Post by: dubber36 on 05 June 2012, 14:21
I pay £198 for my wife on the GT TDI through Direct Line. Comparing insurance prices is a bit like chalk and cheese tho', as they will differ greatly from area to area.
Title: Re: Insurance prices
Post by: MonkeyP on 05 June 2012, 15:06
Well i pay a fair bit more than all of you lot  :angry:. Could be that i am a 26 and the fact i live in central Birmingham but it does me give me cover in Europe which i hope i will be using the next year for a few road trips to see the F1.
Title: Re: Insurance prices
Post by: Steve30 on 05 June 2012, 15:20
Well i pay a fair bit more than all of you lot  :angry:. Could be that i am a 26 and the fact i live in central Birmingham but it does me give me cover in Europe which i hope i will be using the next year for a few road trips to see the F1.

What car you driving ?
Title: Re: Insurance prices
Post by: MonkeyP on 05 June 2012, 15:32
Well i pay a fair bit more than all of you lot  :angry:. Could be that i am a 26 and the fact i live in central Birmingham but it does me give me cover in Europe which i hope i will be using the next year for a few road trips to see the F1.

What car you driving ?

Ive just bought a 11 plate Mk6 GTI. was bit shocked with cost seeing as my last car was a fair bit less.
Title: Re: Insurance prices
Post by: Mr GTD on 05 June 2012, 15:39
Hint wife who is 28 has been quoted £642 for an 09 gti 5 door
With shellas wheels
Who do you's use and what prices do you get

How long has she been driving and what no claims has she got :wink:

My mrs is 27yrs and has been driving for 9yrs with 9 no claims, she pays around £350 yearly with no claims protected, guaranteed CC, legal, personal injury ect all included, but bare in mind she drives a Aygo :sick:
Title: Re: Insurance prices
Post by: Steve30 on 05 June 2012, 15:49
Well i pay a fair bit more than all of you lot  :angry:. Could be that i am a 26 and the fact i live in central Birmingham but it does me give me cover in Europe which i hope i will be using the next year for a few road trips to see the F1.

What car you driving ?

Ive just bought a 11 plate Mk6 GTI. was bit shocked with cost seeing as my last car was a fair bit less.

Postcode makes a big difference due to whiplash claims that are happening across the UK , Liverpool & Oldam being the worst culprits in the country!! :rolleyes:
Title: Re: Insurance prices
Post by: Jimble on 05 June 2012, 16:11
I use Direct Line 370 pounds for the yr, stay away from the price comparison sites or be ripped off  :angry: This thread might get moved ?

This is not my experience of comparison websites, specifically Compare the Market, i've been insured with Direct line and Churchill in the past but am now with Aviva as they couldn't get close to the quote i got from Aviva on the comparison website, i then went direct to them and it was £50 cheaper still! Just because you get quoted on a comparison site doesn't mean you can't go direct, i will be going with Admiral when Aviva can't compete as they always come back with a good quote.
Title: Re: Insurance prices
Post by: Big_Dave on 05 June 2012, 16:17
My quote's approx £750...2 years NCB and I'm 24, new ED35, which isn't as bad as it could be!  :smiley:
Title: Re: Insurance prices
Post by: Jimmymature on 05 June 2012, 16:58
I'm 40 and my mapped GTI costs me £600 for the year with 5 years.


Jim
Title: Re: Insurance prices
Post by: Steve30 on 05 June 2012, 17:32
I use Direct Line 370 pounds for the yr, stay away from the price comparison sites or be ripped off  :angry: This thread might get moved ?

This is not my experience of comparison websites, specifically Compare the Market, i've been insured with Direct line and Churchill in the past but am now with Aviva as they couldn't get close to the quote i got from Aviva on the comparison website, i then went direct to them and it was £50 cheaper still! Just because you get quoted on a comparison site doesn't mean you can't go direct, i will be going with Admiral when Aviva can't compete as they always come back with a good quote.

Depends where you live? My cheapest quote on the comparison sites was 690 then 900 , then a I got one down to 379 through Direct Line who are not on the Price comparisons sites thank F*ck :cool: I do have 11yrs no claims and thats protected.
Title: Re: Insurance prices
Post by: ScottA on 05 June 2012, 17:35
I'm 22, 6 points, no accidents, 4 years no claims, £780 for the year
Title: Re: Insurance prices
Post by: Raffe on 05 June 2012, 18:59
Don't mean this to sound rude but it's pretty pointless asking us all what we pay for our insurance, far too many variables.

You really need to put some time aside and do your homework getting online quotes and ringing around. As an example I am insured with Tesco with no other insurer getting close, but many friends and family getting shocking quotes from them.

It's a strange game insurance, good luck   :evil:
Title: Re: Insurance prices
Post by: p3asa on 07 June 2012, 10:26
Maybe its just me but I've never seen the point in Protected no claims as you have to declare an accident / claim in the last 3 or 5 years to new companies.  The only way it protects you is if you stay with the same company who will no doubt put the price up anyway?

To the OP, where you stay is definitely a big factor in price. I'm just over £200 for the 2.0 GT and the price comparison sites were given me £234 for the GTI and £230 for the R (cheaper for some reason)

My daughter who passed her test at 17 and bought a Clio only cost her £600 and something for her own insurance.
Title: Re: Insurance prices
Post by: ajmoir36 on 07 June 2012, 10:37
Admiral was cheaper than direct line two .years running
Title: Re: Insurance prices
Post by: TangerineBoots on 07 June 2012, 21:37
I am 29 and have always found Aviva cheapest when I had my type-r and now with my GTI. You pay a deposit up front then 9 more payments so a couple of months payment free ( if you pay monthly ) which is nice. I pay about 450 for the year with protected no claims.
Title: Re: Insurance prices
Post by: I_want_GTI on 07 June 2012, 22:26
why is everyone's quote so cheap?!

Damn being from Essex T_T my current Type S i'm paying £1K, being 23 and 1 years NCB.
Title: Re: Insurance prices
Post by: AlanD on 07 June 2012, 22:34
Don't mean this to sound rude but it's pretty pointless asking us all what we pay for our insurance, far too many variables.

You really need to put some time aside and do your homework getting online quotes and ringing around. As an example I am insured with Tesco with no other insurer getting close, but many friends and family getting shocking quotes from them.

It's a strange game insurance, good luck   :evil:

Couldn't have put it better.
Title: Re: Insurance prices
Post by: Snoopy on 08 June 2012, 08:45
Don't mean this to sound rude but it's pretty pointless asking us all what we pay for our insurance, far too many variables.

You really need to put some time aside and do your homework getting online quotes and ringing around. As an example I am insured with Tesco with no other insurer getting close, but many friends and family getting shocking quotes from them.

It's a strange game insurance, good luck   :evil:

Couldn't have put it better.
exactly.
For ref.
No idea what mine is just know all combined is nearly 1300
 Hope to half that this time next year after downsizing.
Title: Re: Insurance prices
Post by: Raffe on 25 July 2012, 20:25
Just run the figures through Compare The Market and pleasantly surprised, best quote for my wife and I is £326 FC, good benchmark for when our Tesco renewal comes through.

Just for reference can anyone recommend one of the mainstream insurers who won't pull my pants down with a remap, exhaust, intake and basic suspension and brake mod, I am thinking someone like Sky may offer best value?

Thanks :wink:
Title: Re: Insurance prices
Post by: Jimmymature on 25 July 2012, 20:53
Just run the figures through Compare The Market and pleasantly surprised, best quote for my wife and I is £326 FC, good benchmark for when our Tesco renewal comes through.

Just for reference can anyone recommend one of the mainstream insurers who won't pull my pants down with a remap, exhaust, intake and basic suspension and brake mod, I am thinking someone like Sky may offer best value?

Thanks :wink:

Admiral are mod friendly.


Jim
Title: Re: Insurance prices
Post by: Raffe on 25 July 2012, 21:08
Great, will get a quite from them. Thanks very much  :smiley:

*edit* ok so they are more than double even for a standard car.

Will just trawl all the sites and probably end up staying with current insurer :rolleyes:
Title: Re: Insurance prices
Post by: Mr GTD on 25 July 2012, 23:49
Just run the figures through Compare The Market and pleasantly surprised, best quote for my wife and I is £326 FC, good benchmark for when our Tesco renewal comes through.

Just for reference can anyone recommend one of the mainstream insurers who won't pull my pants down with a remap, exhaust, intake and basic suspension and brake mod, I am thinking someone like Sky may offer best value?

Thanks :wink:



Admiral are mod friendly.


Jim

Is that right Jim? are you with admiral?

I was with them a year ago and asked for a quote with cat-back upgraded alloys and intake and they wudnt insure any mods exceeding £500, needless to say I didn't stay with them very long...
Title: Re: Insurance prices
Post by: ScottA on 25 July 2012, 23:59
I'm with Volkswagen Insurance as they came out the cheapest surprisingly at £870 at 22 with 6 points but they don't allow any modifications whatsoever  :cry:
Title: Re: Insurance prices
Post by: Edi35 on 26 July 2012, 00:23
Being an old fart really does have some benefits, I live in East Anglia and I pay £225 fully comp with Direct Line.  :smug:
Title: Re: Insurance prices
Post by: Jimmymature on 26 July 2012, 08:31
Just run the figures through Compare The Market and pleasantly surprised, best quote for my wife and I is £326 FC, good benchmark for when our Tesco renewal comes through.

Just for reference can anyone recommend one of the mainstream insurers who won't pull my pants down with a remap, exhaust, intake and basic suspension and brake mod, I am thinking someone like Sky may offer best value?

Thanks :wink:



Admiral are mod friendly.


Jim

Is that right Jim? are you with admiral?

I was with them a year ago and asked for a quote with cat-back upgraded alloys and intake and they wudnt insure any mods exceeding £500, needless to say I didn't stay with them very long...

Yeah when I rang them re the map they just wanted to know the percentage power increase and that was it. They also said that other mods are insured and all I need to do is ring them.


Jim
Title: Re: Insurance prices
Post by: Gene Hunt. on 26 July 2012, 08:42
Maybe its just me but I've never seen the point in Protected no claims as you have to declare an accident / claim in the last 3 or 5 years to new companies.  The only way it protects you is if you stay with the same company who will no doubt put the price up anyway?

To the OP, where you stay is definitely a big factor in price. I'm just over £200 for the 2.0 GT and the price comparison sites were given me £234 for the GTI and £230 for the R (cheaper for some reason)

My daughter who passed her test at 17 and bought a Clio only cost her £600 and something for her own insurance.
.........x2. Protected no claims waste of time. You make a claim & even if you have protected you'r no claims bonus the price goes up.Save you'r money.
Title: Re: Insurance prices
Post by: Mr GTD on 26 July 2012, 17:48
Just run the figures through Compare The Market and pleasantly surprised, best quote for my wife and I is £326 FC, good benchmark for when our Tesco renewal comes through.

Just for reference can anyone recommend one of the mainstream insurers who won't pull my pants down with a remap, exhaust, intake and basic suspension and brake mod, I am thinking someone like Sky may offer best value?

Thanks :wink:



Admiral are mod friendly.


Jim

Is that right Jim? are you with admiral?

I was with them a year ago and asked for a quote with cat-back upgraded alloys and intake and they wudnt insure any mods exceeding £500, needless to say I didn't stay with them very long...

Yeah when I rang them re the map they just wanted to know the percentage power increase and that was it. They also said that other mods are insured and all I need to do is ring them.


Jim

Ah okay, we'll they either change there stance on modding( i.e what your aloud to mod/up'd the price) or I got fobbed off lol...either way I get a cheaper price nowadays... :smiley:
Title: Re: Insurance prices
Post by: R32UK on 26 July 2012, 18:09
just shy of £1k at 32.... rip off  :angry:
Title: Re: Insurance prices
Post by: Ginge 35Edition on 26 July 2012, 18:12
I'm with Volkswagen Insurance as they came out the cheapest surprisingly at £870 at 22 with 6 points but they don't allow any modifications whatsoever  :cry:

Your screwed then aren't ya mate?
Title: Re: Insurance prices
Post by: ScottA on 26 July 2012, 18:14
I'm with Volkswagen Insurance as they came out the cheapest surprisingly at £870 at 22 with 6 points but they don't allow any modifications whatsoever  :cry:

Your screwed then aren't ya mate?

aye would appear so!  :grin:
Title: Re: Insurance prices
Post by: gizzywizzy on 26 July 2012, 18:34
£450 fully comp with 3 points, Endsleigh.
Title: Re: Insurance prices
Post by: sundaydriver on 26 July 2012, 18:42
Definately get your NCB protected, i made a claim on the GTI for nearly 3k and when renewal time came i shopped around, declared the claim and found a better price than the previous year.
Saved me a fortune. :smiley:
Title: Re: Insurance prices
Post by: RedHP on 26 July 2012, 18:51
Me: 34 years, 3 points, 2010 Mk6 GiT with BHP mod (11%-25%) disclosed, 7 years NCB - £469 for the year
Wife: 32 years, no points, 2011 Polo, 9 years NCB - £308 for year
Both as named drivers on each others car

With Admiral Multicar....?

Surprisingly, it has gone down £225 from last year.

Don't forget to update mileage and value of car, as this makes a diff

Red

Title: Re: Insurance prices
Post by: Mr GTD on 26 July 2012, 21:24
£450 fully comp with 3 points, Endsleigh.

Been with Endsleigh myself, can't fault'em...