GolfGTIforum.co.uk
Model specific boards => Golf mk5 => Topic started by: Daniel205 on 08 April 2012, 15:07
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Well since I've had my mk5 dsg I've collected a few points!!
Can anyone recommend a decent and cheap insurance company as mine is due again soon,and I don't fancy paying £2990 again, :sick:I've got 9 points! But will be off my licence very soon,however am I right in thinking ALL insurance companies require you to declare points going back 5 years?
Any hep would be very grateful!
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Yep 5-years iirc. tbh honest any insurance company are going to look at the car you are driving plus the points and think "kerrching!"
I am currently with Elephant on my Mk4. Although as the missus is insured with them, and because they are part of Admiral, I got a great deal on a multi-car policy. £70 saving on a standard quote from them! :grin:
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Give quotemehappy (http://www.quotemehappy.com) a try - they're a trading name of Aviva so shouldn't be too shabby if the time comes when you need them!
600 beans fully comp v 1200 with Admiral... know who I'm going with come renewal time!! :sick:
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Nice one I'll check them out.
Anyone else with any tips, your more than welcome to leave a message!
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Also may I add this!?
If I get fully comp on another car,ie a daft punto or somthing similar .put the gti in our lasses name I'm I covered 3rd party on the gti?
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If the policy states you can drive other vehicles with the owners permission then yes.. but it will be 3rd party only. Note the owner is the keeper named on the V5.. be very careful as fronting is frowned upon, and if insurance co suspect you of this in an accident they wont pay out!
I think you can only get the GTI insured fully comp so you don't want to be driving round it 3rd party. Get yourself as the policy holder.. putting the mrs on and any parent(s) (if they have no points) as named drivers can dramatically reduce the premium!
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Yep 5-years iirc. tbh honest any insurance company are going to look at the car you are driving plus the points and think "kerrching!"
I am currently with Elephant on my Mk4. Although as the missus is insured with them, and because they are part of Admiral, I got a great deal on a multi-car policy. £70 saving on a standard quote from them! :grin:
Note tho that it's not every insurance company that wants your 5yr history, some are 3yrs.... :wink:
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be very careful as fronting is frowned upon, and if insurance co suspect you of this in an accident they wont pay out!
Fronting is also illegal, so don't think of it as a way of getting cheap insurance - it could prove to be very costly in the long term!
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I got Quoted 488 euros fully comp :laugh:
28 Years old just got the full license but 5 years driving experience on my own policy (Ireland)
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Gurrier who gave you that quote? I'm looking for cheap gti insurance in the south. Cheers.
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123.ie
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Come on boys share the wealth!
Mr gtd, and gurrie! Give this poor geordie skint lad a break!
I can do euros,,,just and I need to know what insurance comp only want 3years declaration !
£2990 not an option again for the next 12 month!
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£2990 Sterling ??? :cry:
I'd buy a bike, company i got quote from is above 123.ie just google it
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I bikes probably a good choice. Pedal style that is!
I'm 38,have a real poor insurance record/ history and I choose to drive a mk 5 gti ,
Nuts,just like me car!
Oh and thanks for your feed back,I'll look them up.
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Not being funny mate but you should of thought about your insurance before getting 9 points :huh:
Have you tried Sky or HIC, the forum sponsors?
http://www.golfgtiforum.co.uk/index.php?board=53.0
perhaps ditch the GTI for a while and get a cheap diesel? for the price of the quotes you've had should be easy?
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Thanks Jimble,maybe I need to invest in a supper dooper radar/ come camera detector,
I'll check your links.
Thanks for the feedback,
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I use www.greenlightinsurance.co.uk I believe they are an insurance broker because my actual policy documents say Liverpool Victoria all over them. I'm 27 and I pay £450 a year with 7 years no claims, and I did have 3 points (long gone now but I had to declare them) I also had an accident in my old car about 3 years ago, not my fault and the cost was fully covered by the other party, but you still have to declare it. My insurance is fully comp, I have protected no claims and my mum is a named driver. I have tried the confused.com and other comparison sights, and the cheapest I found was around £1200. Green Light has been the cheapest by a long way for the past 2 years, and I always shop around come renewal time. Last year the price went up by £3 or something, but they still came in at well under half the price of any other insurance company. Also when you ring them you get three options to choose from, then you are straight through to a real live person, not some computer asking you to press 7 if you have brown eyes, then press 3 if you like dogs.
Anyway I hope this helps.