GolfGTIforum.co.uk
General => General discussion => Topic started by: sesterfield on 30 May 2005, 20:02
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One of my mate's brothers has said he wants to buy my ickle 1.3, for a pretty good price I feel :smiley:
My question is do you guys reckon I could get insured on an 8v Gti Mk2 with only 1 years NCB at 18?? I want to stay within the mk2 fold since finding a decent nick mk1 would be a mission :tongue:, however would also like something a bit faster :evil: I don't mind paying a lot for the insurance but I don't want to get ripped off!
Thanks :tongue:
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GTi insurance at your age is going to be very steep, probably not far off 2 grand, but if you can afford it then go for it, if not go for a 1.3 - 1.8 driver or gl, it is still a golf and will be cheaper to insure till you have gained a few more NCD
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yes mate i did. Elephant.co.uk was the best place for me
Insurance isnt as expensive as it seems. You just need to shop around.
yaeh it was 2 grand without no claims. It would of cost me 300 less to get insured on a fiesta Zetec :grin:
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insurance isn t bad for me but im and old c@nt now (30) LOL, do an online quote with elephant/admiral (same company) im with admiral on all my cars and there sweet as... give em a go just for the quote at least it will give you an idea mate!!
Gaz
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back in the day.... er 13 years ago...... i think i was paying £440 ish for my 1st car (me old man gave me a mk2 ford crapri 2.0s, yeah not great but when every fooker else is driving mini's/fiestas etc it was great!! lol)
i traded that in when i started buying and selling cars, i got an mk3 xr3i which in 1991/2 was only 6/7 year old car, i think i had to pay £1400 ish tpf+f, then i got a 16v ashtray gte which cost me even more, i decided then as i was changing cars so often to get a traders policy which worked out loads cheaper and i was covered for owt!
:laugh:
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Cheers guys - I've spend the last half hour or so getting quotes and it seems that £2k is the benchmark for an 8v, if they'd insure me at all!!
I got a quote of £880 for a 1.8 driver from norwich union, which I think is pretty tempting...the gti isn't £1200 faster is it? :tongue:
I found it interesting though that a 1.8 carb'd scirocco is the same insurance group as an 8v gti, however I got a quote of £970 for the 'rocco and they wouldnt insure me on a gti! I'm also tempted by that since I know someone at work that is looking to shift a scirocco :laugh:
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8v's aint worth it then mate. for 1200 less you can save that money do mods :cool:
Seen some 1.6 and 1.8 drivers keep up with GTi's. The Gti is just injection version of the 1.8 and better spec like seats to supension if you think about it :rolleyes:
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yeah get a driver. new exhaust, filter ,gti cam, probably 100bhp(?) for around £500. I'd have been well happy with that at 18!
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not a bad quote for the driver or the rocco, ive had a few roccos over the years, there a love em or hate em car, but they go well and will give you your 1st performance kick for a cheap vw that you can insure if thats what your after....
:laugh:
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I had my mk2 gti 16v at 18... i'm just a lucky bastard and have a very good fleet policy through my dad... still claim NCB too! £700
:shocked:
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cost me 900 quid with norwich union at 19 with 1years ncb im payin 1000 though as i pay monthly
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Good work rob... young and representin the gti!!!!! Wish more young'uns had gti's
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8v's aint worth it then mate. for 1200 less you can save that money do mods :cool:
Seen some 1.6 and 1.8 drivers keep up with GTi's. The Gti is just injection version of the 1.8 and better spec like seats to supension if you think about it :rolleyes:
slammedmk2 gave me a good run for my money in a 1.6 :D wasnt a huge deal in it although fielders 1.6 wasnt upto it but ill put that to experience on slammeds behalf :D
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dont you just love carbs :grin:
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My first car was a Mk2 1.8 GL, aged 20 with zero no claims, it cost me about £1200 to insure with Norwich Union (through Endsleigh).
The 1.8 GL is a fine car with a decent engine. I once raced my mate who had the same engine in his Rocco Scala, and he beat me, probably cos of being slightly more aero dynamic, although that was only really effective over 50Mph.
When you do your quotes, try the usual tricks:
* add parents as additional drivers (especially if they are over 50 with many years experience) even if they wont drive the car
* insure it at a good/safe address (Elephant will let you insure it at a home address so long as you tell them where you keep it overnight)
* see what difference having an alarm/immobiliser will have on the premiums
Have you tried the specialist insurers? Ones that either specialise in GTIs/VW or ones for young drivers?
Try Adrian Flux and Brentacre.
Overall, I'd say buy yourself a decent Mk2 driver, don't pay over the odds, keep it in good running order, save your money, then when you can afford the insurance sell the Driver, and buy a GTI.
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Thanks for the tips :cool: I'm almost settled on a 1.8 driver/gl however I keep getting sidetracked by sciroccos and caddys :evil:
I know it's off-topic but does anyone know what is special about a Scirocco Scala, because playing around with quotes it seems quite hard to get a quote for myself on a scala, however a regular GT or GT2 is ok?
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Going from what my friends Scirocco Scala was like, it just has a coloured body kit (skirts and bumpers) and Scala alloys, no performance mods, just the 1.8 carb engine.
His was all Alpine white (except the large rear boot spoiler), so it showed the dirt easily, but it looked pretty mean, especially with the low stance and the wide TSW alloys that were on at the time.
Rocco's are cool, unless you are short cos you won't see over the dash easily, or if you have to sit in the back, no leg room at all.
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Getting insured on a mk2 golf gti at 18 is exspensive, i got mine at 18 with 10mths no claims and norwich union insured me on it by swapping the insurance over from a classic 998cc mini. I was paying £200 a month for 2 months and now pay £110 a month. Its well worth it, if you can afford it..do it
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i'v just got a 1.6 driver and with 1year NCD it's £469 3rdPF&T. My cosuin got his own insurance with direct line, £1600 fully comp with 1 yrs NCD!
give them a go they've been dead good for me on my own insurance!!!
xxx
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Carbs are the way to go tbh :cool: :grin:
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my first gti was £1450 when I was 19 with 0 ncb
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I'm about 600 for the rocco meh been driving for 5yrs
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I'm so bad at making decisions! I swear I want a different car every day :laugh:
Are the engines in Scirocco 1.6GTs similar to the ones in a mk2 driver? ie. can you fit a gti cam and all the usual bits to the rocco?