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General => Insurance => Topic started by: AudiA8Quattro on 21 March 2012, 22:17

Title: Do you need to inform your insurance company if?
Post by: AudiA8Quattro on 21 March 2012, 22:17

You replace parts like for like, for example put a replacement engine in, the same engine code?

Title: Re: Do you need to inform your insurance company if?
Post by: clancy on 22 March 2012, 13:14

no not like for like. otherwise youd have to phone up everytime you changed a bulb or your break pads etc

Title: Re: Do you need to inform your insurance company if?
Post by: skyinsurance on 22 March 2012, 14:29

If 100% like for like, no.

Ollie
Sky Insurance

http://www.skyinsurance.co.uk/car-club-insurance.html

Title: Re: Do you need to inform your insurance company if?
Post by: AudiA8Quattro on 22 March 2012, 16:54

Churchill say that if a new engine is fitted, like for like, it has either be done by a qualified mechanic, or inspected by one.
Evidence in writing is required.
Surely this is ridiculous?

Title: Re: Do you need to inform your insurance company if?
Post by: skyinsurance on 23 March 2012, 09:49

Quote from: AudiA8Quattro on 22 March 2012, 16:54

Churchill say that if a new engine is fitted, like for like, it has either be done by a qualified mechanic, or inspected by one.
Evidence in writing is required.
Surely this is ridiculous?

It seems a little over the top yes but if that is what they want, you'll have to do it, unless you cancel and go elsewhere..

http://www.skyinsurance.co.uk/car-club-insurance.html

Title: Re: Do you need to inform your insurance company if?
Post by: philmar on 27 May 2012, 09:14

  I have just fitted a boot spoiler to my Vento do I have to tell the Insurers and would I risk paying out more if I do ?

Title: Re: Do you need to inform your insurance company if?
Post by: search on 27 May 2012, 20:08

Quote from: philmar on 27 May 2012, 09:14

  I have just fitted a boot spoiler to my Vento do I have to tell the Insurers and would I risk paying out more if I do ?

you do yes, not sure on price going up. looking in to insurance and mod cars some companies wanna know if you have put stickers on your car :-/

Title: Re: Do you need to inform your insurance company if?
Post by: jdubgti on 27 May 2012, 20:31

I work for a well known modified car specialist broker, yes, anything non std must be informed to the insurer, even stickers or silver indicator bulbs ! Most insurers will charge more or an admin charge for informing them, we don't charge any extra for non power mods and we don't charge an admin fee to inform us !