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General => Insurance => Topic started by: simonparsons on 28 February 2012, 18:45

Title: how much typically does insurance rise with a stage one remap?
Post by: simonparsons on 28 February 2012, 18:45

as above really.

how much have peoples insurance costs gone up since doing a stage 1 remap? can you say if you an age and any points on licence so i can try make comparisons - I'm late 20s (for a few weeks, and milking it big time!) with no points.

considering one from r-tech - its an AGU so prob around the 190bhp mark i would wager.

i have seen loads from people saying how much it improves the flat spots, torque, etc but how does that translate into real world driving?

thanks all,

Si

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: Chris#101 on 28 February 2012, 18:59

I paid an extra £200 on insurance
With
Stage 2 custom remap
3" turbo back non res exhaust
Forge tip
Uprated recirc valve
fmic
Cai kit

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: simonparsons on 28 February 2012, 19:03

cool - cheers Chris. i don't have the budget to stretch to a stage 2, so have been contemplating stage 1 to keep me going. good to know that the price rise isn't too drastic (albeit a reasonable rise).

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: symsymma on 28 February 2012, 19:04

I was 30, clean licence,1 not at fault accident and it was £100 a year more for me with all my mods inc remap.it translates into a big smile on ur face wen u have it mapped :laugh:

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: Anthony on 28 February 2012, 19:45

I work in a large bodyshop and work with the engineers when they assess a car after a crash/claim and tbh they would have no idea its been remapped i would keep quiet  :wink:

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: johnomk4 on 28 February 2012, 19:47

+1  :laugh:

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: simonparsons on 28 February 2012, 20:17

Cheers all for the quick replies.

Is the most noticeable changes with the increase in torque? An extra 40bhp over the standard must make a difference.

Does mpg change much?

Si

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: skyinsurance on 29 February 2012, 09:17

How much your insurance price will be effected will depend on your insurer, some insurers will not be able to cover a remapped car, some will charge a ridiculous amount some will charge a sensible amount.   If you are insured with a specialist insurer you are probably looking at around a 20% load on your annual premium.

Ollie
Sky Insurance

http://www.skyinsurance.co.uk/car-club-insurance.html

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: skyinsurance on 29 February 2012, 09:18

Quote from: Anthony on 28 February 2012, 19:45

I work in a large bodyshop and work with the engineers when they assess a car after a crash/claim and tbh they would have no idea its been remapped i would keep quiet  :wink:

Ignore this horrendous advice.  If you do not declare that remap, potentially your insurance isn't worth the paper it is written on.

Title: Re: how much typically does insurance rise with a stage one remap?
Post by: simonparsons on 29 February 2012, 10:21

Quote from: skyinsurance on 29 February 2012, 09:17

How much your insurance price will be effected will depend on your insurer, some insurers will not be able to cover a remapped car, some will charge a ridiculous amount some will charge a sensible amount.   If you are insured with a specialist insurer you are probably looking at around a 20% load on your annual premium.

Ollie
Sky Insurance

http://www.skyinsurance.co.uk/car-club-insurance.html

cheers ollie. very sensible advice. much appreciated