GolfGTIforum.co.uk

General => General discussion => Topic started by: lowry_uk on 26 January 2012, 14:56

Title: Bit of help please !!!
Post by: lowry_uk on 26 January 2012, 14:56
Hi guys just had a little collision in a car park.

Me driving up past parked cars on my left. Doing no more than 2 mph virtually still. A vectra pulled out on me causing damage to my ns wheel and wing.

I don't want my no claims to be affected by this as I believe I am in the right, but I am getting a doubt every time I think about it.

I have an independent witness yet so has he.

What are your thoughts??

Any help would be apprciated
Title: Re: Bit of help please !!!
Post by: lowry_uk on 26 January 2012, 14:58
Sorry reversed out on me
Title: Re: Bit of help please !!!
Post by: barrym381 on 26 January 2012, 15:11
if he has reversed out causin u to hit him its his fault
Title: Re: Bit of help please !!!
Post by: AlanD on 26 January 2012, 15:15
He revered his car into you, I cant see how this can possibly be your fault?
Title: Re: Bit of help please !!!
Post by: lowry_uk on 26 January 2012, 16:04
Thanks guys you dont how much this makes me feel as i dont want to lose my no claims
Title: Re: Bit of help please !!!
Post by: dom on 26 January 2012, 16:56
You won't lose your no claims but you'll still see an increase in premium. Mine has increase by around 30% due to a non-fault claim which wasn't even processed by my insurer :angry:
Title: Re: Bit of help please !!!
Post by: clipperjay on 26 January 2012, 16:59
1) Is there any CCTV that can be used against you or him  :lipsrsealed:
Title: Re: Bit of help please !!!
Post by: Toby on 26 January 2012, 17:05
You won't lose your no claims but you'll still see an increase in premium. Mine has increase by around 30% due to a non-fault claim which wasn't even processed by my insurer :angry:

Same its bullsh!t
Title: Re: Bit of help please !!!
Post by: Seanl on 26 January 2012, 18:06
If you have his details, (phone number or address), get in touch with him and see if he would prefer to pay for repairs without getting insurance involved. (Thats if he's admitting he is at fault.) Will be cheaper  for the repair, and will not affect either of your premiums. Simples.  :smiley:
Title: Re: Bit of help please !!!
Post by: Mitching on 26 January 2012, 18:23
The thingy should learn to reverse bay park.

Title: Re: Bit of help please !!!
Post by: boneybradley on 26 January 2012, 18:24
and will not affect either of your premiums. Simples.  :smiley:

Really, so when your asked have you had any accidents, claims or convictions you say No?? (the first bit is what matters!)
Title: Re: Bit of help please !!!
Post by: bob23 on 27 January 2012, 00:29
I wrote my van off, was only going slow as it was icy and at night, a cat ran across the road, I braked to miss it and skidded into a tree, could have repaired it but didn't want to, didn't claim on insurance as it was only worth £1400 and my excess was £850. :shocked: I never declare it to my insurance company, if I didn't claim then I'm not volunteering information that will make the rip off barstewards charge me more than the extortionate price that I already have to pay, it goes up every year for me even though I have never made a claim and am getting older.