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General => General discussion => Topic started by: Lewi 8v on 15 November 2011, 21:06

Title: Cheap Car Insurance
Post by: Lewi 8v on 15 November 2011, 21:06
How’s it going. Just found this e-petition on lower car insurance on line and thought I would stick it on here to hopefully get a few signatures.


http://epetitions.direct.gov.uk/petitions/354
Title: Re: Cheap Car Insurance
Post by: mcgee9t2 on 15 November 2011, 21:09
these have been floating around for years, nothing ever happens about it, will still sign though. but doubt it wil come to anything sadly
Title: Re: Cheap Car Insurance
Post by: Lewi 8v on 15 November 2011, 22:32
One got voted on tonight in the houses of parliament too do with petrol prices, had over 100k signatures, so if we can get enough u never know.
Title: Re: Cheap Car Insurance
Post by: boneybradley on 15 November 2011, 22:36
but how can you lower car insurance??

apart from loose the 6% premium tax? (up from 5% earlier this year b.t.w)
Title: Re: Cheap Car Insurance
Post by: mcgee9t2 on 15 November 2011, 22:45
One got voted on tonight in the houses of parliament too do with petrol prices, had over 100k signatures, so if we can get enough u never know.

yeah one got into the HOP. i must have signed about ten, over the past god knows how long.

fare enough, if it gets in and works cant complain cause car insurance in this country is a bloody scam. however i cant see it getting in, and if it does it wownt be for a long time and after us all signing many campaignes untill one finaly gets looked at
Title: Re: Cheap Car Insurance
Post by: The Mighty Elvi on 15 November 2011, 22:49
but how can you lower car insurance??

apart from loose the 6% premium tax? (up from 5% earlier this year b.t.w)

Car insurance is high, and rising, because of the very very high cost of personal injury litigation. The costs of lawyers, on both sides, and the payouts, as well as the recovery firms and admin in between.

This is ALL because modern cars are too safe. :shocked:  Bare with me  :grin:

Unless accidents are at a very high speed resulting in death, the majority are "bumps".

"ooh my back, my neck"

Injurylawyers4u etc.

"I have whiplash"  put a claim in!!  Modern car = expensive repair costs  ££££££ all down the line.

You know this.


Solution?

Everyone drive an old car.

Why?

1. greater chance of outright death. = reduced/fewer payment(s) from insurance company.
2. Lower cost to repair or replace car.
3. Fewer or no safety aids in car = more defensive/cautious driving = fewer accidents.