GolfGTIforum.co.uk
General => Insurance => Topic started by: LowlifeDubber on 09 October 2011, 08:57
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Ok so my missus has been paying monthly with Flux for her 1998 1.7 Ford Puma it was about £52 a month over 9 months with like a £40 deposit.
She's now paid up on this as of last month.She rang them up to tell them that this month she would be switching her insurance over to a 2001 1.6 16v MK4 Golf SE.
Now i know for a fact that this is a much lower insurance roup a Pedro the Puma is classed as a "sports car" :rolleyes:
They told her to switch over and be insured till the end of the month it will be a one off payment of £129.To me that sounds a little bit harsh as its basically paying £129 for 3 months insurance on a policy that is basically paid up.
Shes only been driving 2 years and at the end of this year she will have 2 years NCB with no points or claims.
I dont want to cancel the policy as she will lose her last years NCB.
Sooo what shall i do?Do i just stop whinging and pay up or keep her current policy running and just take out a fresh one for Penny the MK4 Golf?
Cheers.
Gaz
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i would just pay up and swap the car on the existing policy...your proberbly being charged around 330 for admin costs and the rest is for just have the pleasure of a better car.. :wink:
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Pay up and shop around @ renewal time
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Bloody hell. id shop around kid
Insurance is the most confusing thing on the planet
My lad (age 17) pays 3100 for a 1.2 corsa. His head gasket went so started filling his head full of golf gti (mk3) so he does a quote on on cofused and gets a quote from the same insurance company at 1400. How the hell does that work. A 17yr old driving a 2.0 8v gti for under 1500!!!!!!!!!!!!!!!!
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Cheers lads
I had a feeling I'd end up paying the £120 but thought it was a bit of a p1ss take really.
I think at 28 with 1 years ncb and driving under 2 years £520tpft with breakdown cover wasn't bad on a pooma but just assumed it would be cheaper for the lil mk4!
Ah well :grin:
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Cheers lads
I had a feeling I'd end up paying the £120 but thought it was a bit of a p1ss take really.
I think at 28 with 1 years ncb and driving under 2 years £520tpft with breakdown cover wasn't bad on a pooma but just assumed it would be cheaper for the lil mk4!
Ah well :grin:
You have to remember the Puma is based on a Fiesta so is really cheap to run and repair, Golf's on the other hand tend to cost more to sort so always tend to be higher insurance.
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Yeah I never thought about it like that mate.Although with the mk4 being a lower insurance group you would expect it to be lower :laugh:
I've been requested to keep her new car standard...... so I might just stick some coilys on it and lower it 5mm a week then tell her that a wheel is buckled and we need new alloys :evil:
When she had my mk3 as her 1st car she requested that it stay standard and we all know what happened there! :grin:
Stuff it then I will pay the £120 and stick the mods on the renewal.I'm pretty sure if I get her a set of 18's for her bday she may thump/leave me so best forget that idea :rolleyes: