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Model specific boards => Golf mk6 => Topic started by: Ess_Three on 24 September 2011, 10:42

Title: Dilema...
Post by: Ess_Three on 24 September 2011, 10:42
I have a dilema...

Since I won't be driving dor the next 14 months or so, I'm unsure what to do with the car.
It's being SORN'd and the insurance is now on LUFT.

I could sell it.
Been offered £19k standard...so add a bit more for selling the 18" & 19" wheels, LED rears and a few other bits and pieces...wait 9 months and order something new, and cheap to insure, in 9 months time so it's ready for when I am...
Take my Dad'd Mk5 GT TDI off him when he sells, again so it's ready for me when I am...
Either way, I'll take a hit of £12000-£13000 on the total package (car plus wheels/tyres).


Or do I stick the GTI in the garage, polish the hell out of it...and look forward to when I can drive it again?
My insurance company suggest a premuim of £1000 to £1500 once I come to re-insure it, would be about right....so an increase of £700-£1000 ish PA.

Hmm...

A week ago this was a done deal. It was going...
Now, I'm not so sure.

I gave the car a damn good clean in preperation for selling...and seeing it now...I'm not sure I want to get shot.  :sad:

AAAAaaarghhhhh  :undecided:
Title: Re: Dilema...
Post by: JC on 24 September 2011, 10:49
no brainer in my opinion

keep it,

and take the hit on your insurance over a few years, ( 5 max )  still wont add upto the £13k you could be losing.

and you will still have the GTI grin factor - just slow down a tad  :lipsrsealed:
Title: Re: Dilema...
Post by: Hartside on 24 September 2011, 10:56
If you love it, keep it! As Chuff says, £1k - 1.5k in insurance is nowt compared to what you'll lose selling it
Title: Re: Dilema...
Post by: Steve30 on 24 September 2011, 10:59
If it was me I would sell it ,because I would be tempted to drive the bloody thing and if you get caught on a ban straight to jail !! If you can stand it sitting in the garage for that length of time then stick with it. Just think your insurance premiums its just a set of alloys if you get my drift oh what the hell keep it Glen  :wink:    
Title: Re: Dilema...
Post by: AlanD on 24 September 2011, 11:04
I kept mine whilst I had my driving ban. Yes the insurance went up but it will be going up on ANY car you get.

For me its a no brainer and considering the money loss you talking about I would be keeping it.

KEEP IT
Title: Re: Dilema...
Post by: Jimmymature on 24 September 2011, 11:05
For me it's a no brainer, I'd sell it. You'll lose a years worth of depreciation but won't have the benefit of driving it.

I feel for you mate but to me it's the only logical financial decision.



Jim
Title: Re: Dilema...
Post by: Ess_Three on 24 September 2011, 11:19

and you will still have the GTI grin factor - just slow down a tad  :lipsrsealed:

Slow down is easy - ish.
Since last October when I got charged, I have slowed right down...the problem is, I don't speed in towns, and I'm careful on Motorways/Dual Carriageways...but find a nice open flowing back road and the silly visor comes down.
Title: Re: Dilema...
Post by: Ess_Three on 24 September 2011, 11:20
If it was me I would sell it ,because I would be tempted to drive the bloody thing and if you get caught on a ban straight to jail !!    

I'll not be tempted to drive it...I've been stupid...but I'm not THAT stupid!  :smiley:
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 11:29
Twelve months will fly by and I'd probably take the hit on the Insurance as the lesser of two evils. Your beautiful red baby will be delighted by the TLC you will shower him/her with during this time.

If your original intention has been to keep the car for 3-4 years from new, then I would continue keeping it and consider this one year break as an inconvenience and a blip. At least your mileage will not increase which will help its re-sale value.

However, if your intention was to replace it with say a Mk7 GTI in two years time from now (that is if this is available in 2013) or for that matter with another car of a similar ilk, then you should consider selling.

It is difficult to know what you will like to buy in the future as there are so many interesting cars being released. You will never be happy with a slower car, even if you don't drive fast again, as they have little or no enjoyment potential.

Keep the GTI if your original intention was to own it well into 2013/4. But don't ever reduce your requirements for enjoyment and fun + pride of ownership of a nice car.

Having said all the above, and you probably rightly feel it is all rubbish I have said, I too am in a dilemma to provide you with clearly defined advice.
Title: Re: Dilema...
Post by: AlanD on 24 September 2011, 11:33
And the plus side like mine you get to have a nice low mileage example :D
Title: Re: Dilema...
Post by: Ess_Three on 24 September 2011, 11:37
Generally, I buy new, add as many options as I want, with the intention of keeping it 4 years-ish.
There is still nothing available that I'd want instead.

So, I can't find a silver lining in the opportunity to change to something I want more.
If I got rid, and bought new...I'd have a complete change and buy a Tiguan/Yeti...but it will never fill me with the same feelings I get looking at/driving my Golf. One of those two would be a purely practical, comfortable, well spec'd means of getting about. Nothing more.

Hmm...I don't know.



Title: Re: Dilema...
Post by: Ess_Three on 24 September 2011, 11:40
And the plus side like mine you get to have a nice low mileage example :D

Alan, any chance you could PM me details of how your ban affected your insurance etc?



Common sense suggests that it was this car that got me into this trouble, and get rid.

Thinking about it rationally, it was bad luck that got me in this situation...not the car...

Financially thinking, it would be madness to get rid, take the hit, buy something else new, get bored with that, and take the hit on that, all in the time I'm likely to have the GTI.
Title: Re: Dilema...
Post by: AlanD on 24 September 2011, 11:45
Will do mate. Im inbetween playing F1 online and posting on here. Ill PM you in a bit. Just realised I never replied to your other PM  :embarassed: Sorry.
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 12:15
Generally, I buy new, add as many options as I want, with the intention of keeping it 4 years-ish.
There is still nothing available that I'd want instead.
So, I can't find a silver lining in the opportunity to change to something I want more.
If I got rid, and bought new...I'd have a complete change and buy a Tiguan/Yeti...but it will never fill me with the same feelings I get looking at/driving my Golf. One of those two would be a purely practical, comfortable, well spec'd means of getting about. Nothing more.

Hmm...I don't know.

Now you do know!
Keep it.  :smiley:

Life is not all about accounts and money.
If you have financial flexibility, then let your sense of fun ride high and keep the car. Live a little and never equate the pursuit of money with that of happiness.
Title: Re: Dilema...
Post by: evo1986 on 24 September 2011, 12:28
Sell it whilst that offer is on the table..........
Title: Re: Dilema...
Post by: MAW73 on 24 September 2011, 12:31
Keep it then...... If your not feeling it in a years time following your ban then sell it.
Title: Re: Dilema...
Post by: gizzywizzy on 24 September 2011, 13:31
I'd keep it, as you all know I was thinking of changing down to something smaller and cheaper to insure and run but in all honesty for me there was and is just nothing out there that floats my boat as much as my GTI.  I've been in all the so called "superminis" and their build quality is miles behind VW.

So I can't see you finding something within a years' time that will fill you with the same feelings that your GTI does.

Lock it up for the forseeable, keep showering it with love from a distance and when your ban is up you will be rewarded with a low mileage shiny almost new again GTI.

Gizzy
Title: Re: Dilema...
Post by: Snoopy on 24 September 2011, 13:33
I would keep the 3 and sell the 6 if it was me. You will always find another 6.
Title: Re: Dilema...
Post by: Ess_Three on 24 September 2011, 13:35
I would keep the 3 and sell the 6 if it was me. You will always find another 6.

I could always find another 6...but doubtful one in that condition, or with that many options!
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 13:52
Cold, hard, negative, boring, depressing, miserable, one dimensional logic = Sell the car

Warm, gentle, positive, interesting, joyous, emotive, passionate = Keep the car.

And why on God's Good Earth would you like to be seen in or drive something that would require you to build up a tally of brown paper bags for your head?

If you buy a dull car, they have won.
Title: Re: Dilema...
Post by: KennyGTI on 24 September 2011, 14:53
What did you get the ban for?? Sorry not up to date! The GTI is a nightmare for getting pulled over!

I think you should keep the GTI, and sell me your VWR wheels  :rolleyes: justdown the road from you this weekend on Edinburgh so just ship them down :wink:
Title: Re: Dilema...
Post by: gizzywizzy on 24 September 2011, 17:16
Actually I would love his VWRs but the logistics of getting them to Whitby just doesn't make sense  :cry:
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 17:25
Actually I would love his VWRs but the logistics of getting them to Whitby just doesn't make sense  :cry:

Amanda, they are 19" and will bring a tears to your wallet to rubber them.

Anyway, he's not selling .............

Glen is the Imelda Marcos for hoarding alloy wheels.
Title: Re: Dilema...
Post by: gizzywizzy on 24 September 2011, 17:26
I too hope he's not selling, if it were me I would shut her/him away in the garage and serve my ban and then hey presto a nearly new feeling GTI with the added bonus of low miles.  It's a win win situation.
Title: Re: Dilema...
Post by: gizzywizzy on 24 September 2011, 17:28
Actually I would love his VWRs but the logistics of getting them to Whitby just doesn't make sense  :cry:

Amanda, they are 19" and will bring a tears to your wallet to rubber them.

Anyway, he's not selling .............

Glen is the Imelda Marcos for hoarding alloy wheels.
[/b]

Yeah I know, he has a lovely rack in his garage all neatly stacked with alloys.  Not that I've been looking I might add  :wink:
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 17:37
Amanda: He might be using the rack for his shoes for all we know!
But I have a feeling they won't be stilettos.  :grin:
Title: Re: Dilema...
Post by: Jimble on 24 September 2011, 17:57
I too hope he's not selling, if it were me I would shut her/him away in the garage and serve my ban and then hey presto a nearly new feeling GTI with the added bonus of low miles.  It's a win win situation.
I bet he'd thought of that too, shame his insurance will crucify him! :sick:
Title: Re: Dilema...
Post by: Jimmymature on 24 September 2011, 18:20

Can you all please stop talking Glen out of selling those bad ass VWR wheels........

keep the car, sell me the wheels.....


Jim
Title: Re: Dilema...
Post by: sundaydriver on 24 September 2011, 19:30
Jim,

I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.

If your interested drop me a pm.

Cheers steve
Title: Re: Dilema...
Post by: Jimmymature on 24 September 2011, 19:32
Jim,

I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.

If your interested drop me a pm.

Cheers steve

 :cool:
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 19:34
Jim,
I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.
If your interested drop me a pm.
Cheers steve

Selling the car?
Title: Re: Dilema...
Post by: GolfTi on 24 September 2011, 19:34
If that happened to me....

Keeping it in the garage would be painful.
I'd probably have to give the keys to some responsible adult.



Selling it would be simply unbearable.
Title: Re: Dilema...
Post by: sundaydriver on 24 September 2011, 19:35
Jim,
I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.
If your interested drop me a pm.
Cheers steve

Selling the car?


Got new plans for the car! :wink:
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 19:37
Jim,
I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.
If your interested drop me a pm.
Cheers steve
Selling the car?
Got new plans for the car! :wink:

May we have a little hintypoos?
Title: Re: Dilema...
Post by: sundaydriver on 24 September 2011, 19:39
Jim,
I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.
If your interested drop me a pm.
Cheers steve
Selling the car?


Got new plans for the car! :wink:

May we have a little hintypoos?


Nope, not yet but will post some pics when everything is fitted. :smiley:
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 19:43
Jim,
I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.
If your interested drop me a pm.
Cheers steve
Selling the car?
Got new plans for the car! :wink:
May we have a little hintypoos?
Nope, not yet but will post some pics when everything is fitted. :smiley:

Huh. Ok then be like that.  :laugh:
Got a new knob?  :grin:
Title: Re: Dilema...
Post by: sundaydriver on 24 September 2011, 19:45
Jim,
I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.
If your interested drop me a pm.
Cheers steve
Selling the car?
Got new plans for the car! :wink:
May we have a little hintypoos?
Nope, not yet but will post some pics when everything is fitted. :smiley:

Huh. Ok then be like that.  :laugh:
Got a new knob?  :grin:


 :laugh: I'm afraid it's a bit more expensive than an edition30 gearknob!
Title: Re: Dilema...
Post by: am1w on 24 September 2011, 19:47
Jim,
I may be selling my bbs CK's very soon and noticed you may be on the look out for some new wheels.
If your interested drop me a pm.
Cheers steve
Selling the car?
Got new plans for the car! :wink:
May we have a little hintypoos?
Nope, not yet but will post some pics when everything is fitted. :smiley:
Huh. Ok then be like that.  :laugh:
Got a new knob?  :grin:
:laugh: I'm afraid it's a bit more expensive than an edition30 gearknob!

I can guess. Hope it won't go booooooom!  :grin:
Title: Re: Dilema...
Post by: sundaydriver on 24 September 2011, 19:50
 :grin:
Title: Re: Dilema...
Post by: Jimmymature on 24 September 2011, 20:07
:grin:

New engine hardware or new car?


Jim
Title: Re: Dilema...
Post by: sundaydriver on 24 September 2011, 20:24
:grin:

New engine hardware or new car?


Jim

Defo wouldn't sell at the moment, take too much of a hit plus the only thing i'd want to change to is a Golf R and my car plus paying £14k ish is stupid IMO!

Enough of hijacking Ess_three thread for now, sorry matey.







Title: Re: Dilema...
Post by: gizzywizzy on 24 September 2011, 22:06
Amanda: He might be using the rack for his shoes for all we know!
But I have a feeling they won't be stilettos.  :grin:

 :grin: He's an offshore oil worker of some kind, so definitely not stillettos more like hobnail boots  :laugh:
Title: Re: Dilema...
Post by: KennyGTI on 24 September 2011, 22:20
:grin:

New engine hardware or new car?


Jim

Defo wouldn't sell at the moment, take too much of a hit plus the only thing i'd want to change to is a Golf R and my car plus paying £14k ish is stupid IMO!

Enough of hijacking Ess_three thread for now, sorry matey.









k04!?
Title: Re: Dilema...
Post by: Ess_Three on 25 September 2011, 07:47

 :grin: He's an offshore oil worker of some kind, so definitely not stillettos more like hobnail boots  :laugh:

'Worker' is maybe a bit of an exaggeration!
I'm normally found swaning round the control room in a pair of Puma Cats or sitting in a comfy chair drinking coffee whilst 'controlling' the process.
Life is hard, eh?

No need for hobnail boots in the Control Room.  :grin:
Or stillettos, for that matter.
Title: Re: Dilema...
Post by: sundaydriver on 25 September 2011, 10:23
:grin:

New engine hardware or new car?


Jim

Defo wouldn't sell at the moment, take too much of a hit plus the only thing i'd want to change to is a Golf R and my car plus paying £14k ish is stupid IMO!

Enough of hijacking Ess_three thread for now, sorry matey.









k04!?

No mate, i'm not that hardcore! :grin:
Will post some pics when all done. :wink:
Title: Re: Dilema...
Post by: am1w on 25 September 2011, 12:08
@Ess-Three:
Nice life being a sailor on a static vessel. At least you can't get sea sick and won't be speeding to and from work. It's no wonder you drive fast when you are on land.

@Sunday:
Those Bridget Bardot Sexy boots did not last long. Are you going up or down in size, dear chap?
Title: Re: Dilema...
Post by: sundaydriver on 25 September 2011, 12:18

@Sunday: Those Bridget Bardot Sexy boots did not last long. Are you going up or down in size, dear chap?

May keep them, not sure yet.
The only way is down if they go! :grin:
Title: Re: Dilema...
Post by: am1w on 25 September 2011, 12:22
@Sunday: Ta ver' muchos for the clarification. Fit the knob. It's a great feel!
Title: Re: Dilema...
Post by: am1w on 25 September 2011, 18:29
@Ess_Three: I am glad the dilemma has ended and you will be keeping the Mk6 GTI.  :smiley: (Information obtained from the other thread started by yourself).

Title: Re: Dilema...
Post by: Ess_Three on 26 September 2011, 05:58
@Ess_Three: I am glad the dilemma has ended and you will be keeping the Mk6 GTI.  :smiley: (Information obtained from the other thread started by yourself).



Ahh...yes, well spotted Asker.
I will be keeping hold of the Mk6 - at least that's this week's plan.

I will invest in a few pairs of featherlight loafers prior to Oct/Nov next year.

I have been lucky enough to own decent/fast/sporty/nice cars & bikes all my motoring life...and aren't ready to give up and buy a Picasso just yet.  :evil:
Title: Re: Dilema...
Post by: am1w on 26 September 2011, 08:04
Glen:

When our precious ordered lives get upset even by minor things, the reaction for self-preservation and over protection of self kicks in. I am not saying being slapped with a speeding fine plus ban should not be considered seriously, but it is minor in the grand scheme of things. I am sure you were naturally disappointed and slightly shocked by the final outcome which did seem a bit harsh. But the Law is the law and it can also be an ass.

Look at this incident as a minor blip in your life. As time passes, and it will very rapidly, this will no longer take precedence. Worse things happen at sea!

You are a well educated and lucky man with a good and well paid job, a home attached to an amazing garage full of boys' toys, you have your health and a loving woman, can afford to keep the offensive weapon for future but gentler use and even shamelessly indulge in excessively excessive alloy wheel retail therapy thereby satisfying your innocent fetish. Now is that not a bit of a silver lining?

All the best. 

Asker
Title: Re: Dilema...
Post by: Mr_F on 26 September 2011, 08:32
So when do we get a poll on here to decide if your keeping your GTI?

Cars (especially like yours) aren't designed and built to be sat in a garage, they're to be driven you should set it free.

But I think the economics might be better to insure your Gf on it, (fix all the bumps) and get it back later.

Although my current insurance wouldn't insure my gf as she's 25 and they have an over 30 policy for GTD tractors, very odd!
Title: Re: Dilema...
Post by: Ess_Three on 26 September 2011, 09:26
So when do we get a poll on here to decide if your keeping your GTI?

No need!

Quote
Cars (especially like yours) aren't designed and built to be sat in a garage, they're to be driven you should set it free.

True...but it was driving it in that manner that landed me in this situation to start with!


Quote
But I think the economics might be better to insure your Gf on it, (fix all the bumps) and get it back later.

no can do.
She is only 26 and just passed her test...
She also refuses to drive it...hence she has a Mk5 GT 140.


Quote
Although my current insurance wouldn't insure my gf as she's 25 and they have an over 30 policy for GTD tractors, very odd!

 :grin: I know the feeling.
Title: Re: Dilema...
Post by: Wayne on 26 September 2011, 11:01
So are you keeping it or selling it  :undecided:
Title: Re: Dilema...
Post by: Ess_Three on 26 September 2011, 11:17
So are you keeping it or selling it  :undecided:

Keeping. This week, anyway.
Title: Re: Dilema...
Post by: Ess_Three on 26 September 2011, 11:33
Glen:

When our precious ordered lives get upset even by minor things, the reaction for self-preservation and over protection of self kicks in. I am not saying being slapped with a speeding fine plus ban should not be considered seriously, but it is minor in the grand scheme of things. I am sure you were naturally disappointed and slightly shocked by the final outcome which did seem a bit harsh. But the Law is the law and it can also be an ass.

Look at this incident as a minor blip in your life. As time passes, and it will very rapidly, this will no longer take precedence. Worse things happen at sea!

You are a well educated and lucky man with a good and well paid job, a home attached to an amazing garage full of boys' toys, you have your health and a loving woman, can afford to keep the offensive weapon for future but gentler use and even shamelessly indulge in excessively excessive alloy wheel retail therapy thereby satisfying your innocent fetish. Now is that not a bit of a silver lining?

All the best. 

Asker

Kind words Asker..
...also true words.

The kneejerk reaction is to give up, flog it, stamp my feet, jump up and down and shout "it's not fair".

The reality is, public transport is awful north of Aberdeen, so in 12-14 months I will still need a car.
I will want a new, shiny car with lots of toys.
I will lose £12-15k on the sale of my GTI.
I will lose at least the same again in the 3 years following the purchase of the aforementioned shiny, new, but ultimately less interesting car....

Having spoken to Alan, and knowing what to expect, it makes sense to garage it, polish it, look at it...and wait for the feeling I got when I picjed it up 17 months ago.


Title: Re: Dilema...
Post by: am1w on 26 September 2011, 13:26
I am so pleased that some of us which include Alan, Andy, Amanda and myself, Asker, and all A (!), helped to bring you to this most sensible conclusion which encapsulates most aspects for solving this dilemma.
It's A1 advice from us!
It sometimes helps to think aloud and at least this forum has proved helpful to you.
Title: Re: Dilema...
Post by: Wayne on 26 September 2011, 13:38
The kneejerk reaction is to give up, flog it, stamp my feet, jump up and down and shout "it's not fair".

The reality is, public transport is awful north of Aberdeen, so in 12-14 months I will still need a car.
I will want a new, shiny car with lots of toys.
I will lose £12-15k on the sale of my GTI.
I will lose at least the same again in the 3 years following the purchase of the aforementioned shiny, new, but ultimately less interesting car....

Having spoken to Alan, and knowing what to expect, it makes sense to garage it, polish it, look at it...and wait for the feeling I got when I picjed it up 17 months ago.

Sounds like a plan Glen :afro:
Title: Re: Dilema...
Post by: Jimmymature on 26 September 2011, 18:12
Glen:

When our precious ordered lives get upset even by minor things, the reaction for self-preservation and over protection of self kicks in. I am not saying being slapped with a speeding fine plus ban should not be considered seriously, but it is minor in the grand scheme of things. I am sure you were naturally disappointed and slightly shocked by the final outcome which did seem a bit harsh. But the Law is the law and it can also be an ass.

Look at this incident as a minor blip in your life. As time passes, and it will very rapidly, this will no longer take precedence. Worse things happen at sea!

You are a well educated and lucky man with a good and well paid job, a home attached to an amazing garage full of boys' toys, you have your health and a loving woman, can afford to keep the offensive weapon for future but gentler use and even shamelessly indulge in excessively excessive alloy wheel retail therapy thereby satisfying your innocent fetish. Now is that not a bit of a silver lining?

All the best. 

Asker

Kind words Asker..
...also true words.

The kneejerk reaction is to give up, flog it, stamp my feet, jump up and down and shout "it's not fair".

The reality is, public transport is awful north of Aberdeen, so in 12-14 months I will still need a car.
I will want a new, shiny car with lots of toys.
I will lose £12-15k on the sale of my GTI.
I will lose at least the same again in the 3 years following the purchase of the aforementioned shiny, new, but ultimately less interesting car....

Having spoken to Alan, and knowing what to expect, it makes sense to garage it, polish it, look at it...and wait for the feeling I got when I picjed it up 17 months ago.




BUT, you're still selling me those VWR wheels right? RIGHT? :evil:



Jim