GolfGTIforum.co.uk
General => General discussion => Topic started by: Bellend on 05 September 2011, 18:25
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I'm on not a great wage tbf. Gotta look for another job now, it's awful what I'm on but I like my job so I don't want to leave really. Am going to talk about a decent payrise now I have my certificates when both my bosses are at work from their holidays.
Anyway.
My car takes away 75% of my wages pretty much.
Insurance is now £200. Now I did get this quote on the web. Was £1300, but then doing monthly was £2124 or something like that.
I am going to try and phone round companies etc and try and get it cheaper however I'm halfway through the year so don't want to mess up the 6months no claims. Once I've got my next NCB am possibly going to try again to get on my mums policy, legit as she does about 80% of the miles on the policy.
But then there is petrol, easy £30 a week. That's just my weekend miles. The O2 sensor is gone, I know but it does use a lot of fuel. Sometimes it's brilliant, sometimes it's crap. Drove a 1l Fiesta from Maidstone, down to dover, loads of miles up there and when I went to leave I had only done a tenner on fuel. Total fuel bill was £30. My Golf would have done £50 without a doubt and I do not view those Fiestas as good on fuel.
Sometimes I have to admit I do put my foot down a bit in the Golf but recently cause of the fuel bills I've been sitting at 56/60 with the lorries on the motorways etc.
I don't use it during the week and only at weekends. OCCASIONALLY will use it on a Thursday or a Wednesday night but not all the time.
Any tips on what I can do?
I'm gonna get a quote on a Corsa, if it's a big difference I will just live with it and take my Golf off the road and finally get round to respraying it and put a different engine in it, probably a TDI.
My sister is gonna get a car soon, that will only be a 1l something. She really needs a car in the week just waiting to pass her test as this will save her a fortune on travel costs, even with insurance tax MOT and £300 a year on MOT bills and the fuel as it costs her silly ammounts on bus fare etc. However her partner normally drives weekends so was thinking of going halfs, I'll clean the car and look after it and go halfs and then use it weekends as I don't drive week time.
I've probably rambled complete sh!te, make no sense at all and probably none of you care, but if you can decifer all that any tips? :grin:
OR
TL;DR:
My car is expensive, give me tips to make it cheap. :grin:
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Sell it and buy a TDi. Simples.
Or first things first pay for a new sensor that effectively will pay for itself.
I did Rainham, Kent to Santa pod and back on no more than £22 worth of fuel.
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Cars cost money, especially GTI's. Get used to it mate unfortunately :undecided:
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Tdi's are only worth it on long runs. round towns they arnt much better than petrols.
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Really?
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Well if i did town driving mainly id go for a petrol so then id atleast have something to play with on weekends
If i did motorway miles then a tdi all the way
Stop start driving affects diesels too and at the higher cost?
Its what i found out which lead me to a 2,8 beemer over a diseasel
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I'm on not a great wage tbf. Gotta look for another job now, it's awful what I'm on but I like my job so I don't want to leave really. Am going to talk about a decent payrise now I have my certificates when both my bosses are at work from their holidays.
Anyway.
My car takes away 75% of my wages pretty much.
Insurance is now £200. Now I did get this quote on the web. Was £1300, but then doing monthly was £2124 or something like that.
I am going to try and phone round companies etc and try and get it cheaper however I'm halfway through the year so don't want to mess up the 6months no claims. Once I've got my next NCB am possibly going to try again to get on my mums policy, legit as she does about 80% of the miles on the policy.
But then there is petrol, easy £30 a week. That's just my weekend miles. The O2 sensor is gone, I know but it does use a lot of fuel. Sometimes it's brilliant, sometimes it's crap. Drove a 1l Fiesta from Maidstone, down to dover, loads of miles up there and when I went to leave I had only done a tenner on fuel. Total fuel bill was £30. My Golf would have done £50 without a doubt and I do not view those Fiestas as good on fuel.
Sometimes I have to admit I do put my foot down a bit in the Golf but recently cause of the fuel bills I've been sitting at 56/60 with the lorries on the motorways etc.
I don't use it during the week and only at weekends. OCCASIONALLY will use it on a Thursday or a Wednesday night but not all the time.
Any tips on what I can do?
I'm gonna get a quote on a Corsa, if it's a big difference I will just live with it and take my Golf off the road and finally get round to respraying it and put a different engine in it, probably a TDI.
My sister is gonna get a car soon, that will only be a 1l something. She really needs a car in the week just waiting to pass her test as this will save her a fortune on travel costs, even with insurance tax MOT and £300 a year on MOT bills and the fuel as it costs her silly ammounts on bus fare etc. However her partner normally drives weekends so was thinking of going halfs, I'll clean the car and look after it and go halfs and then use it weekends as I don't drive week time.
I've probably rambled complete sh!te, make no sense at all and probably none of you care, but if you can decifer all that any tips? :grin:
OR
TL;DR:
My car is expensive, give me tips to make it cheap. :grin:
This is far too long for me to read! can anyone put it in a nutshell for me? or should I move on to the next thread?
Thanks
Thom
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This is far too long for me to read! can anyone put it in a nutshell for me? or should I move on to the next thread?
Thanks
Thom
Job doesn't pay enough. Car is too expensive to run. Advice?
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This is far too long for me to read! can anyone put it in a nutshell for me? or should I move on to the next thread?
Thanks
Thom
[/quote]
Job doesn't pay enough. Car is too expensive to run. Advice?
[/quote]
Pushrod
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Thanks.. I'll move on :wink:
Thom
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Well if i did town driving mainly id go for a petrol so then id atleast have something to play with on weekends
If i did motorway miles then a tdi all the way
Stop start driving affects diesels too and at the higher cost?
Its what i found out which lead me to a 2,8 beemer over a diseasel
Well my diesel does atleast 40MPG around town.
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Well if i did town driving mainly id go for a petrol so then id atleast have something to play with on weekends
If i did motorway miles then a tdi all the way
Stop start driving affects diesels too and at the higher cost?
Its what i found out which lead me to a 2,8 beemer over a diseasel
Well my diesel does atleast 40MPG around town.
In the 2 days I had the Nissan Qashaqi I only managed 35mpg over 80miles of mixed town/a-roads....I would have gotten similar in the Gti :rolleyes:
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this is the price you pay for being young
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The first thing is to pay your insurance up front to stop being charged up to double for paying monthly.
Even if you cant save it, maybe borrow from parents and pay back monthly without the huge interest from the company to borrow their money.
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Well if i did town driving mainly id go for a petrol so then id atleast have something to play with on weekends
If i did motorway miles then a tdi all the way
Stop start driving affects diesels too and at the higher cost?
Its what i found out which lead me to a 2,8 beemer over a diseasel
Well my diesel does atleast 40MPG around town.
In the 2 days I had the Nissan Qashaqi I only managed 35mpg over 80miles of mixed town/a-roads....I would have gotten similar in the Gti :rolleyes:
But that's a silly great lump!
Anyway a TDI mk3 can be had for what £500? That'll practically pay for itself if you're foing the mileage to justify it.
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My car takes away 75% of my wages pretty much.
Get a bike, you numpty.
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Well if i did town driving mainly id go for a petrol so then id atleast have something to play with on weekends
If i did motorway miles then a tdi all the way
Stop start driving affects diesels too and at the higher cost?
Its what i found out which lead me to a 2,8 beemer over a diseasel
Well my diesel does atleast 40MPG around town.
In the 2 days I had the Nissan Qashaqi I only managed 35mpg over 80miles of mixed town/a-roads....I would have gotten similar in the Gti :rolleyes:
But that's a silly great lump!
Anyway a TDI mk3 can be had for what £500? That'll practically pay for itself if you're foing the mileage to justify it.
My point is diesels only come up trumps on long journeys, round town they arnt much in it. Comparing my 2.8 to a remapped mk4 pd130. And petrol is cheaper it kinda offets the difference if you get my drift?
My old mk2 golf 1.6 on a weber got 44mpg driving at 60, my Beemer gets 40mpg driving at 80mph
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Cheers lads. :) was thinking of a 1l Corsa or a derv MK3. Or my bro on law has a 125 bike. Will need a CBT tho and insurance will probs be high anyway...
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get a pd diesel.. cheap on fuel (my leon done 50mpg all day long) great tuning potential.. and was relatively cheap to insure compared to my GTI i had
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Just relatively expensive to buy...
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get a decent job
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Driving around town (London) I get around 35-40mpg so long as it's not stop start traffic. And thats in an Audi A4 Avant with a 1.8 20v (non-turbo) petrol engine.
Diesels make sense on longer journeys, they also aren't as efficient till they've been running for 10-15min, so if you only do short journeys, then it's no better than petrol.
If you can car share, then that sounds like a good option.
Is your insurance for 3rd Party Fire and Theft or fully comp ?
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Get on with it!! 90% of members on here have had to put up with high premiums and crap wages at some point, unfortunately thats life atm! work ur ass off as your only young!
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Get on with it!! 90% of members on here have had to put up with high premiums and crap wages at some point, unfortunately thats life atm! work ur ass off as your only young!
This is true.
I ended up having to sell my GTI cos I couldn't afford to run it and got a £150 Polo to run around in.
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If it came to it I'd live in the back seat :laugh:
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my best money saving tip is to put the handbrake on and walk away (or win the lotto)
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Think I may be cancelling the insurance next month. :cry:
Then looking out and saving up for a dirt cheap car IF I can save a lot on insurance.
Hopefully a derv Corsa B.
Then let my mum use up the tax on the Golf then I will be trying out my new machine to flip the Golf on it's side and take off all the underseal and re do it. :evil:
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OK so this (I do need to double check by phoning!) could potentially be a 600 saving on insurance and probably loads in fuel.
http://pictures2.autotrader.co.uk/imgser-uk/servlet/media?id=1779325577
£200.
:sick:
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sit at home and do jack like me everyday, doesnt cost me a penny :tongue:
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buy a moped
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Don't get a 125 or moped, you will be very disappointed. But then again the 125 will save you loads in insurance compared to the golf and is no where as faggy as a teenager on a moped. Last year at 21 I got a quote under £600 for a Yamaha YZF-125, which compared to a mk4 golf of £1600 a year was cheap (first year it was £2900 so I really feel for you).
Also look for bargain bucket cars and just keep getting quotes as the insurance industry really makes no sense. Like if I leave Admiral now and rejoin my premium jumps to £1900 a year, if I stay its £900 a year, as if its justifiable in any way.
But try the derv route as it sounds the best possibility. I would say a 1.4tdi 6n2 polo, but they are out off the budget reach, plus if you look out for the correct reg to a later one you will save on road tax, something else to bear in mind.