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Model specific boards => Golf mk2 => Topic started by: wilksiee on 02 September 2011, 23:10

Title: conversion for cheap insurance?
Post by: wilksiee on 02 September 2011, 23:10
hi, i'm 17 so insurance is incredibly expensive at the moment. i was wondering is there a different car that would be cheaper to insure, but i could then fit the mark 2 boddy shell/fairings on as i love the look of the mk2 golf but cannot insure the car. not worried about the performance...just looks. is it possible? if so, what would be the best car to convert?
i know it would be loads of work , but im after a project :)

hope this makes sense? ..it does to me :P

thanks
Title: Re: conversion for cheap insurance?
Post by: andynorfolk on 02 September 2011, 23:48
why not look at getting a 1.3? with some gti trim on it, would look the nuts :)
Title: Re: conversion for cheap insurance?
Post by: Wayne on 02 September 2011, 23:51
Get a quote on a 1.6 Driver or as above maybe a 1.3
Title: Re: conversion for cheap insurance?
Post by: VW BUSH on 03 September 2011, 00:35
1.0l Lupo on its belly + nice rims, then save up :smiley:
Title: Re: conversion for cheap insurance?
Post by: X4MGS on 03 September 2011, 03:12
My lad has a 1.6 driver and is 18... His renewal has just landed (coverbox) and its £1300.00 but that's using my 9 years NCB and him not getting is own NCB....

I've just swapped to Admiral on a multi car policy and I have saved £400.00 and I can add him to the policy and his policy is £1400.00 but this is the important point he has his own policy with his own NCB...

It's worth shopping around and looking further than "Go Compare" etc....

His policy will also cover BBS RM's as they were Std Golf alloys (sort of) and also other GTI add on's as they are not performance items.....
Title: Re: conversion for cheap insurance?
Post by: Cory on 07 September 2011, 20:30
im 21, with 4 years ncb, im with admiral, and own an 89 1.6 driver, with suspension and wheel changes, and a few other bits, all declared, and just payed £595 in full for the whole year  :cool:
Title: Re: conversion for cheap insurance?
Post by: andynorfolk on 07 September 2011, 20:36
i'm 19 with no ncb and just under 2 years no claims, 8v gti with alloys, lowered suspension and exhaust/manifold all declared for £1500 with elephant (same company as admiral)
Title: Re: conversion for cheap insurance?
Post by: The Mighty Elvi on 07 September 2011, 20:47
Buy this:

http://www.golfgtiforum.co.uk/index.php?topic=205263.0

Title: Re: conversion for cheap insurance?
Post by: andynorfolk on 07 September 2011, 20:52
Buy this:

http://www.golfgtiforum.co.uk/index.php?topic=205263.0



good shout!
Title: Re: conversion for cheap insurance?
Post by: emery1990 on 07 September 2011, 21:07
When my brother was 17 he had a golf citi, he didnt do anything to it though, was cheap to insure, he got it all sorted out but still sold for £900. Would of looked proper good lowered a bit and without a lorry steering wheel.
Title: Re: conversion for cheap insurance?
Post by: Agreeable Slick on 07 September 2011, 21:24
Anything you do to a car will increase the insurance cost so seeing as you are so young just get something you are happy with and get a year under your belt without modifying it.

Then start changing bits. Otherwise you will just pay through the nose for everything.
Title: Re: conversion for cheap insurance?
Post by: The Mighty Elvi on 07 September 2011, 21:29
Get the 1.3

My first car at 18 was a 3 door red MK2 1.3.  Indeed, I still have it in my garage.  :cool:

GTI interior (now sold) and lowered and GTI'd on the outside.  For a poor university student my B reg Golf was a real head turner.  Kept it for a few years until I built up a solid NCB and then moved up.

Buy the lady's 1.3

Title: Re: conversion for cheap insurance?
Post by: Mr Blue on 07 September 2011, 23:45
a golf at 17 will be 2k easy.

Dont pay 2k. Its not worth a NCB.

If you can get insured with a family memeber and it works out cheaper....do that!
Title: Re: conversion for cheap insurance?
Post by: walchy01 on 08 September 2011, 15:56
Hi mate

You tried Heritage insurance, get the car on a limited mileage policy if it suits your needs and would expect it to much cheaper, im older than you by a few years :wink: but my 16v is insured Fully comp on a 1500 miles a year policy for £118 cheap as chips that is.....

Happy hunting.... :laugh: