GolfGTIforum.co.uk
General => Insurance => Topic started by: jamie_pyrite on 03 August 2011, 21:44
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So I'm looking to buy another mk2 golf, but I have a new issue that I face! The new Insurance law that has been brought in a couple of months ago. (See: http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696)
Basically, if I were buying a car, I would pick up the new car on a day insurance, drive it home and then leave it on my drive. Then wait until I can sell my current car to then swap over to the mk2. The issue is after the one day insurance, this car would now be un-insured but with tax on, thus breaking the law!
Now, the website does mention: "The exceptions are... if your vehicle is recorded as stolen, passed or sold to the motor trade or between registered keepers"
This seems pretty vague. Will it mean I have a few weeks of it being off the road, but in the process of swapping to my ownership? And what would they do if they did catch me? Is it a case of a warning letter, then the possibility of a fine after that or do they just go straight to a fine?
While the new law is annoying in this sense, I'm totally for it. Hopefully it cuts the number of uninsured drivers on the road!
Thanks
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send off the tax disc and sown the mk2??, get some money back for the tax disc too!
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The way I understand the new law is that the vehicle can be taxed etc but you just need to declare the car sorn (not tax) but just means that you are declaring the car is to be kept off road. Then when you are ready you can just insure the car and drive away.
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Stupid law. brought in to try and catch people out, but aimed it catching uninsured drivers.
If they aren't bothering with insurance is it likely they'll be bothering with tax or mot?