GolfGTIforum.co.uk
General => Insurance => Topic started by: dansmk3 on 28 July 2011, 17:49
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right guys, been looking for quotes with regards to putting the VR lump into my 8v gti
I have just spoken to the DVLA, asking that once i have done the conversion and i send my V5 to them to update the changes, what would be stated on my V5? which they confirmed it would say VW GOLF 2.8 VR6, so i asked when i enter my vehicle reg into an insurance site or phone them and tell them, what would come up??
A) VW GOLF 2.0 GTi 8V *modified* or
B) VW GOLF 2.8 VR6??
as i am arguing with various companies at the moment saying that i have modified the engine which i have not. i have replaced my engine with another engine out of another golf of the same year which is slightly larger. trying to get them to listen to the fact that GTi's and VR6's are pretty much the same build just different engines but they dont want to listen.....
cheapest quote i have atm is £888.95 thats an increase of £350 wtf and HIC or Adrian Flux were useless with their quotes too quoting over £1200
why are most insurance companies uselss wasters?? and anyone done what im doing? if so whats your prices? bearing in mind i am 26, 9 years license held, 7yrs ncb, no convictions, points defaults or anything
RANT OVER FOR NOW...........
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The chassis number would point to a Gti 8v, so it will class as a modified vehicle. If it didn't come out of the factory as a VR6, it will not be a VR6.
That doesn't mean to say that some numpty at the DVLA hasn't told you something utterly wrong of course... My belief is if you sent that V5 back to the DVLA with the new details, it will come back as showing Golf Gti, and the engine size would be 2800cc. Nothing more than that. I think it's unlikely they'll be changing model numbers on the V5. My guess is you spoke to numpty boy.
Might be worth asking one of the guys who've modified their vehicles on here and find out what happended with their V5s just to clarify the situation. :smiley:
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The chassis number would point to a Gti 8v, so it will class as a modified vehicle. If it didn't come out of the factory as a VR6, it will not be a VR6.
That doesn't mean to say that some numpty at the DVLA hasn't told you something utterly wrong of course... My belief is if you sent that V5 back to the DVLA with the new details, it will come back as showing Golf Gti, and the engine size would be 2800cc. Nothing more than that. I think it's unlikely they'll be changing model numbers on the V5. My guess is you spoke to numpty boy.
Might be worth asking one of the guys who've modified their vehicles on here and find out what happended with their V5s just to clarify the situation. :smiley:
it was a numpty WOMAN!! LOL
ill av another look about! it makes me sick as i got a quote for a vr6 at just £400 and they want to sting me £800+ this is truley an outrage, there will be nothing different between the vehicles.
cheers for your reply Bounce :afro:
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The GTI and the VR are a totally different build really. It's not just the engine it's the brakes and suspension too. Basically it would become a modified vehicle which insurance companies don't like. If you want the VR power then buy a VR and pay half the cost on the insurance. Surely a no brainer :huh:
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The GTI and the VR are a totally different build really. It's not just the engine it's the brakes and suspension too. Basically it would become a modified vehicle which insurance companies don't like. If you want the VR power then buy a VR and pay half the cost on the insurance. Surely a no brainer :huh:
Spot on Dean :afro:
At the end of the day it is a conversion.
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The GTI and the VR are a totally different build really. It's not just the engine it's the brakes and suspension too. Basically it would become a modified vehicle which insurance companies don't like. If you want the VR power then buy a VR and pay half the cost on the insurance. Surely a no brainer :huh:
No brainer to someone who has the money to buy the VR in the first place - I don't hence buying the lump. It may be a 'modified' car however the engine is not modified in anyway, and it annoys me how insurance companies say the engine is modified when its actually the car!!
Oh well, ill be ringin some more places later, and the dvla again
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Oh well, ill be ringin some more places later, and the dvla again
All the DVLA will do is change the cc, they will not change from a GTI to VR as all you are doing is putting a bigger engine in the car.
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The GTI and the VR are a totally different build really. It's not just the engine it's the brakes and suspension too. Basically it would become a modified vehicle which insurance companies don't like. If you want the VR power then buy a VR and pay half the cost on the insurance. Surely a no brainer :huh:
No brainer to someone who has the money to buy the VR in the first place - I don't hence buying the lump. It may be a 'modified' car however the engine is not modified in anyway, and it annoys me how insurance companies say the engine is modified when its actually the car!!
Oh well, ill be ringin some more places later, and the dvla again
A modification is classed as anything that is not on or in the car when it leaves the factory. A GTI did not ever have a 2.8 or 2.9 ltr engine so it is a mod. As for the cost....you can't simply drop a VR engine in the GTI as the brakes would not be strong enough and the suspension would not be suitable. You would need to change all these which would be costly really. Nowadays you can pick up a decent VR for around a grand. At least then everything is in place.
If you can't afford to buy and insure a VR then the fuel costs involved will cripple you and you should think about sticking to the GTI lump for a while. However, if you buy a decent VR and get classic insurance then this would represent a decent saving and make it worthwhile. But, it's your money and your life your risking :grin: :grin:
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the brakes will be the same as the VR6 but and most of the suspension (rates of springs etc will be diffferent due to the heavy VR lump) but I wouldnt expect an insuranace co to know that... all they see is bigger engine and more power
I agree with the just buy a VR6 and save the hassle of insurance and the time it will take to fit the engine and gearbox
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I don't have said money to buy a vr hence I'm swapping the lump! And can't stick wit gti as its dead!!!!!!!!!
Brakes are the same and yes diff ratings on springs hence I have coilovers so yes it will just drop straight in
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your life your risking :grin: :grin:
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and how am i risking my life exactly?? please do explain
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My point was that the engine is not the only thing you need to change. You will be dropping a lump in that is designed to run 175 bhp (ish) into a car that has suspension and brakes designed for a 115 bhp car. Spot the difference Mate.
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Spot the difference yeah? I'm good at that game! So what part of the brakes are the same and I will be fitting coilovers don't you understand then?????
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Spot the difference yeah? I'm good at that game! So what part of the brakes are the same and I will be fitting coilovers don't you understand then?????
Fair enough you are fitting coilovers and a VR engine and box. If you can afford to do this then don't moan about the insurance costs :angry:
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Did I just read that right?? Don't moan about the insurance costs?? You avin my eyes out or suttin? The whole point of this thread was to express my anger towards insurance companies who hike the price up just because of what I am doing!! And of course for saying the engine is modified when clearly it aint the engine is factory standard!! Insurance companies need to re-address their terms of modifications!
Next time read and understand the post propperly before going on one! Yeah?? :rolleyes:
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:grin: :grin: :grin: :grin: :grin: :grin: :grin:
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Yeah. Big bad insurance companies. Its all their fault they are classing your car as modified...when it is.
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i aint got a problem with the car being classed as "modified" but the bloody engine aint! thaqts where i have a problem
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i aint got a problem with the car being classed as "modified" but the bloody engine aint! thaqts where i have a problem
How many GTI's came from the factory with a VR lump ?? You are modifying the car by changing a standard item for a non standard item. The fact it is a VW engine means bugger all. Good on the insurance companies for keeping numptys from just changing engines to increase output :wink: :wink:
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So you have to lower to insulting someone do we dean? Oh how little you know bruv!! Quite clearly you have had to resort to your last form of defence by using an insult!! What's happened didn't like my last reply which put you on your arse because you can't read properly? Well I'm sorry to burst your bubble but I'm taking the moral high ground here!
One bit of advice for you, DO ONE!
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