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General => Insurance => Topic started by: chippy3 on 23 June 2011, 19:23

Title: WTF
Post by: chippy3 on 23 June 2011, 19:23

can some please explain this to me.

im 19 0ncb and have bn driving for 2 years.

i did an insurance quote on a 1.6 16v bora which has got 103bhp, and been quoted around 1500, .
another quote on a mk2 1.6 ryder which has about 75bhp??..and been quoted 1900!  :sick:

why is the price on the golf higher??  :huh:

Title: Re: WTF
Post by: Wayne on 23 June 2011, 21:18

Bora will be cheaper as it is more secure

Title: Re: WTF
Post by: chippy3 on 27 June 2011, 12:23

Right. so old and slow isnt necessarily cheaper lol

also, i found out bora is group insurance 6 and the golf is 9.

Title: Re: WTF
Post by: SoundillusioN on 07 July 2011, 11:35

Quote from: chippy3 on 27 June 2011, 12:23

Right. so old and slow isnt necessarily cheaper lol

also, i found out bora is group insurance 6 and the golf is 9.

It's all down to the insurer in the end, the opinion of whoever gave you those quotes see the golf has a higher risk.  Easier to steal, more desirable to a thief and more dangerous than a more modern car.

Title: Re: WTF
Post by: nige_s on 07 July 2011, 11:41

Shop around, most insurers can give better prices for specific cars, age, etc than others.

Title: Re: WTF
Post by: BlackGT on 14 July 2011, 10:26

It's crazy how they calculate the prices - when I was with Direct Line last year it was cheaper to insure a Golf 1.8 than a 1.4, of the same age :S.  And luckily not too much more to insure a GTI 16V hehe