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General => Insurance => Topic started by: Bellend on 19 June 2011, 17:06

Title: How long do I have to insure the car?
Post by: Bellend on 19 June 2011, 17:06
Basically the car I just bought has just been taxed for 6 months so don't want to declare SORN.

I drove the car back on trade insurance, so I'm covered, cars not. Previous owner has now cancelled insurance and the car is NOT on motor insurance database.

I will want to swap the insurance over Tuesday, is this OK? Because the car will be unSORN and uninsured for two days.

Is this OK?
Title: Re: How long do I have to insure the car?
Post by: richw911 on 19 June 2011, 17:12
Technically no but i cant see two day making much difference  :undecided:
Title: Re: How long do I have to insure the car?
Post by: gixer1400 on 19 June 2011, 17:44
if its taxed and got an mot, as long as you dont actually drive it you should be ok till tuesday

just tell the insurance your about to pick it up when you call them  :wink:
Title: Re: How long do I have to insure the car?
Post by: Bellend on 19 June 2011, 18:28
Haha OK. I'll stick it on the drive and get to work on it sometime anyway.  :grin:
Title: Re: How long do I have to insure the car?
Post by: Mr Blue on 19 June 2011, 19:44
as above. technicaly a no no.

My trade insurance allow me to drive with my documents incase I got pulled over by the police (insurance office closed on weekends)

You could drive it but if you cant prove cover then you get the car taken off you.
Title: Re: How long do I have to insure the car?
Post by: AlanD on 20 June 2011, 09:49
As long as its taxed and you DONT drive it then its fine.
Title: Re: How long do I have to insure the car?
Post by: JC on 20 June 2011, 12:57
As long as its taxed and you DONT drive it then its fine.

alas no alan, the law has changeth  :rolleyes:
Title: Re: How long do I have to insure the car?
Post by: AlanD on 20 June 2011, 13:12
As long as its taxed and you DONT drive it then its fine.

alas no alan, the law has changeth  :rolleyes:

Has it actually come into force now then? Remember reading it but didn't realise it had already happened ? ? ?
Title: Re: How long do I have to insure the car?
Post by: houston on 20 June 2011, 13:13
so the car has tax? just no insurance?

park it off road, if its on the street then police can take it. and then theres always the worry of someone stealing it or crashing into it.
Title: Re: How long do I have to insure the car?
Post by: JC on 20 June 2011, 13:14
As long as its taxed and you DONT drive it then its fine.

alas no alan, the law has changeth  :rolleyes:

Has it actually come into force now then? Remember reading it but didn't realise it had already happened ? ? ?

yes alan , so the post above is incorrect too
Title: Re: How long do I have to insure the car?
Post by: Horney on 20 June 2011, 13:25
As of today if it's is taxed it must have insurance, regardless of where it is kept. £100 fine.

Nick
Title: Re: How long do I have to insure the car?
Post by: dom on 20 June 2011, 16:31
As of today if it's is taxed it must have insurance, regardless of where it is kept. £100 fine.

Nick

This.
Title: Re: How long do I have to insure the car?
Post by: houston on 21 June 2011, 00:26
well thats sh!t. what about a car thats a restoration project, that would need insured too?
Title: Re: How long do I have to insure the car?
Post by: Guy on 21 June 2011, 01:02
well thats sh!t. what about a car thats a restoration project, that would need insured too?

if it is taxed then yes, if it is SORN then noooo...
Title: Re: How long do I have to insure the car?
Post by: houston on 21 June 2011, 12:19
well thats sh!t. what about a car thats a restoration project, that would need insured too?

if it is taxed then yes, if it is SORN then noooo...

ah right, i get it now. lucky i read this cos theres loads of times ive had uninsured cars off the road with tax.

Title: Re: How long do I have to insure the car?
Post by: SoundillusioN on 07 July 2011, 15:46
well thats sh!t. what about a car thats a restoration project, that would need insured too?

if it is taxed then yes, if it is SORN then noooo...

I didn't know this was in affect now... and the point of this new rule is what!?
Title: Re: How long do I have to insure the car?
Post by: Bellend on 16 July 2011, 10:53
Got away with 13 days without insurance then declared SORN online.
Title: Re: How long do I have to insure the car?
Post by: chrisuk on 16 July 2011, 15:57
Did they catch up to you or did you just decide not to chance it any longer?
Title: Re: How long do I have to insure the car?
Post by: Bellend on 26 July 2011, 23:00
Nah just got the logbook through and did it online the second I opened it.