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General => General discussion => Topic started by: R32UK on 14 June 2011, 22:00

Title: uninsured driver
Post by: R32UK on 14 June 2011, 22:00

mate of mine was hit by an uninsured driver... what can be done about it??

he has his phone number
car reg / make + model


thats about it really  :undecided:

Title: Re: uninsured driver
Post by: T_J_G on 14 June 2011, 22:02

Does his insurance cover him specifically against uninsured drivers? As some policies do.

Title: Re: uninsured driver
Post by: whiter_than_white on 14 June 2011, 22:05

Phone call to the old bill needs to be first job too, insurance may need crime reference number etc etc

Title: Re: uninsured driver
Post by: R32UK on 14 June 2011, 22:07

hes just not sure if his company does... will it increase his premium??

Title: Re: uninsured driver
Post by: The Doc on 14 June 2011, 22:14

This happened to my wife, MIB will pay for the repairs and peruse the uninsured driver, you can also get most of the damages too  :wink:

Call some no fee claims companies for confirmation  :wink:

Title: Re: uninsured driver
Post by: R32UK on 14 June 2011, 22:29

cheers doc!


whats MIB??  :grin:

Title: Re: uninsured driver
Post by: dom on 14 June 2011, 23:11

Quote from: R32UK on 14 June 2011, 22:29

cheers doc!


whats MIB??  :grin:

Motor Insurers' Bureau :wink:

Title: Re: uninsured driver
Post by: navmk4gti on 14 June 2011, 23:24

also MIB will take the fookin piss paying out btw  :lipsrsealed:

Title: Re: uninsured driver
Post by: Jay on 14 June 2011, 23:29

Possibly even sue him directly for damages through the courts. Just because he isn't insured, doesn't mean he can't sue the c@nt.

Title: Re: uninsured driver
Post by: AlanD on 15 June 2011, 11:43

Quote from: The Doc on 14 June 2011, 22:14

This happened to my wife, MIB will pay for the repairs and peruse the uninsured driver, you can also get most of the damages too  :wink:

As I read that in my head I genuinely translated that to Men In Black :D

As said, get the police involved. These cvnts need taking off the road  :angry:

Title: Re: uninsured driver
Post by: Bellend on 15 June 2011, 12:12

What car was it? Burn it out.

Title: Re: uninsured driver
Post by: R32UK on 15 June 2011, 13:46

he was in a c class mercedes. the uninsured driver was in a clio. he was parked up... clio driver coming in opposite direction did a u-turn and clipped his rear bumper.

about £900 repair cost i would guess

Title: Re: uninsured driver
Post by: Dan n Nic on 15 June 2011, 14:42

MIB does work, I used them about 7 yaers ago when I was hit by an unregistered car. However I had to do ALL of the legwork as even the police were useless. I found out the last registered person to own the vehicle, where it was scrapped after a previous accident, I told the police who then bought the vehicle and hey ho they were the culprits. CPS decided that there was not enough evidence to prosecute to I then took out a case with the MIB.

All in all it took about a year from the accident occurring to getting any money back, they will also take a fee (was £300 then) for instance if they award you £1000 compo then you will only get a cheque for £700. But still, better than claiming on your insurance!

Also have a word in the insurance section if you haven't already!

Good luck!!!