GolfGTIforum.co.uk
General => Insurance => Topic started by: liamwitz on 18 May 2011, 00:33
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hi there, just wondering where other youn drivers get there insurance?
i have a golf mk3, 1.4 L and its a golf "L" dont know what the l stands for.
anyway onto the insurance, i have been looking around and the cheapest i can get is 2200 on my own policy with my parents named drivers, is this normal?
i have been driving on and off since i had my license and since i have bought my own car now i want to get insured, any help is appreciated ! :nerd:
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I'm 19 and I can get £2000 with a mk2 1.8 valver (1yr no claims) so you should be able to find it cheaper somewhere.
I went with Barclays for my first year only because they were the cheapest (Around 2800 but that is with a 1.8 gti).
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hi there, just wondering where other youn drivers get there insurance?
i have a golf mk3, 1.4 L and its a golf "L" dont know what the l stands for.
anyway onto the insurance, i have been looking around and the cheapest i can get is 2200 on my own policy with my parents named drivers, is this normal?
i have been driving on and off since i had my license and since i have bought my own car now i want to get insured, any help is appreciated ! :nerd:
try hic ? there in the insurance section, saved me over £500 on my renewal so worth a punt :wink:
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its frustrating how expensive it is, even as a named driver on my parents policy!
i want to start my own though to start up a nyc.
i will try hic!
is it worth trying for classic insurance aswell?
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its frustrating how expensive it is, even as a named driver on my parents policy!
i want to start my own though to start up a nyc.
i will try hic!
is it worth trying for classic insurance aswell?
not sure about classic tbh, i dont think it is
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HIC (iirc) won't insure anyone under 25.
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well that's fooked him up then :grin:, the joy's of being old :lipsrsealed:
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its frustrating how expensive it is, even as a named driver on my parents policy!
i want to start my own though to start up a nyc.
i will try hic!
is it worth trying for classic insurance aswell?
Do not insure your car as your parents as the policy holder, with you being the main driver of the car. You'll be breaking the law.
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its frustrating how expensive it is, even as a named driver on my parents policy!
i want to start my own though to start up a nyc.
i will try hic!
is it worth trying for classic insurance aswell?
Do not insure your car as your parents as the policy holder, with you being the main driver of the car. You'll be breaking the law.
Tru dat!
It's called 'fronting' and is fraud, if you crash (or are crashed into) the insurance companies will do ANYTHING to prove it and void your insurance and possibly even fine you.
It's better to put yourself as the main driver and them as named drivers.
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its frustrating how expensive it is, even as a named driver on my parents policy!
i want to start my own though to start up a nyc.
i will try hic!
is it worth trying for classic insurance aswell?
Do not insure your car as your parents as the policy holder, with you being the main driver of the car. You'll be breaking the law.
Tru dat!
It's called 'fronting' and is fraud, if you crash (or are crashed into) the insurance companies will do ANYTHING to prove it and void your insurance and possibly even fine you.
It's better to put yourself as the main driver and them as named drivers.
I'd say that is the only way to do it. :cool:
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and you wont get a classic policy without having a classic car and you are too young IIRC :smiley:
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and you wont get a classic policy without having a classic car and you are too young IIRC :smiley:
Yup, most classic insurance companies will only cover you if you are 25+ and the car is over a certain age. I looked into it myself last year :smiley:
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try admiral, i'm paying £1000 on a rover 100 :rolleyes:
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try admiral, i'm paying £1000 on a rover 100 :rolleyes:
how old are you?
i must be living in a high crime area or something cos they are telling me 2500 up front... ejits, just let me rub my dub :(
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im 20 and running a mk3 vr6 and only paying just under 2k a year with 2 years no claims!
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aviva are crazzzy
want me to pay £5,503 one of anual payment with a voluntary £550 excess!
absolutely outrageous..
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try admiral, i'm paying £1000 on a rover 100 :rolleyes:
how old are you?
i must be living in a high crime area or something cos they are telling me 2500 up front... ejits, just let me rub my dub :(
i'm 19, was 18 when I took the policy out on a Saxo Vtr paying £1450 all upfront with parents and sister as named drivers, then when that went bang I bought the Rover, if I remember correctly at the time I could of got insured on a mk4 1.8t for £2000, same for a mk2 gti 8v and mk3 8v but had a £2000 budget for car and insurance..
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I was 18 (2 months before my 19th birthday) when I took out my policy on my Golf mk3 1.4 'L' and my cheapest quote from admiral was £2,040 :O although already looking at renewal prices for September (Just out of curiosity) and with my 1st years no claims it's going down to £1,343 with Endsleigh.
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im 19 and i got insured for about £850 (before i declared all the mods) fully comp on my 1.8 mk1 cabby and its not slow
that was with aviva i think
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i had to pay £1800 when i was 20 for my mk 4 2.0 GTI, no years claims which sucks as i did have 3 but as i was only a named driver it wasnt accepted :angry:. That was with admiral who were the cheapest then.
Now 21 just about to insure mk 4 1.8T 1yrs no claims fully comp for £1000 so not too bad thats with ELEPHANT or ADMIRAL which seem to be the cheapest now with mum and dad as named drivers which brought it down about £100-200 so worth doing.
Insurance companies like to rape young boys. The stroy in the paper of a 17 yeard old with a 1.0 Corsa (thinking it would be cheap to insure) then the insurance company coming back with £72000 :grin: :grin: :grin:
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I'm 19 as well and I got quoted £600 for my mk3 1.6cl with both parents as named drivers with elephant. just got quoted £740 for a mk2 gti and £1150 for a vr6, so i'm quite tempted now! But yeah try elephant and admiral.
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I'm 19 as well and I got quoted £600 for my mk3 1.6cl with both parents as named drivers with elephant. just got quoted £740 for a mk2 gti and £1150 for a vr6, so i'm quite tempted now! But yeah try elephant and admiral.
im guessing that as ur not the main driver your parents and ur an additional driver!
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I'm 19 as well and I got quoted £600 for my mk3 1.6cl with both parents as named drivers with elephant. just got quoted £740 for a mk2 gti and £1150 for a vr6, so i'm quite tempted now! But yeah try elephant and admiral.
im guessing that as ur not the main driver your parents and ur an additional driver!
no i'm the main driver and vehicle registered as mine, admiral gave me two years ncb from being on a named driver on my parents policy.