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General => Insurance => Topic started by: Ben Lessani on 16 April 2011, 11:12

Title: Playing the insurance game - "fine tuning" the quote
Post by: Ben Lessani on 16 April 2011, 11:12
Its that time of year again, compared to last year, 0 convictions/accidents, 1 more years NCB and my premium goes up by £50 - great!

So, I've been shopping around and during the "fine-tuning" stage (you all do it!), I've found:

Profession Web designer - adds £100 to my premium
Profession Network Consultant - adds £0 to my premium

Tracker Any - adds £30 to my premium (what-the-hell!?)

Additional drivers 1 parent - removes £100 from my premium
Additional drivers Another 1 parent - removes another £100 from my premium

Mileage Travelling 6k annually - adds £50 to my premium
Mileage Travelling 5k annually - adds £0 to my premium

Car value Worth £6,000 - adds £50 to my premium
Car value Worth £5,999 - adds £0 to my premium

Comparison site Confused were cheaper for the same quote by £30
Comparison site Compare the Market were more expensive for the same quote by £30
Comparison site Go Compare were more expensive for the same quote by £30

20 quotes later and I'll be paying a rather annoyingly high £688 for my Mini Cooper S, 5 years NCB and 8 years clean licence!
Title: Re: Playing the insurance game - "fine tuning" the quote
Post by: thatwillis on 16 April 2011, 20:25
Oh the fun of it!

Wouldn't it be nice if it was all set out simply so we could play they system.... That would be nice..
Title: Re: Playing the insurance game - "fine tuning" the quote
Post by: tech1889 on 17 April 2011, 19:57
i dream of a quote to that price lol
Title: Re: Playing the insurance game - "fine tuning" the quote
Post by: Wayne on 17 April 2011, 20:33
£688 does not seem to bad for the car etc.  :smiley:
Title: Re: Playing the insurance game - "fine tuning" the quote
Post by: Ben Lessani on 17 April 2011, 20:34
Compared to the Golf at £400, its a pretty penny.
Title: Re: Playing the insurance game - "fine tuning" the quote
Post by: Wayne on 17 April 2011, 20:37
Quote from: Ben Lessani on 17 April 2011, 20:34
Compared to the Golf at £400, its a pretty penny.

Yes but Mini is faster, newer and worth a lot more.  :smiley:
Title: Re: Playing the insurance game - "fine tuning" the quote
Post by: Ben Lessani on 18 April 2011, 21:28
Quote from: Wayne on 17 April 2011, 20:37
Quote from: Ben Lessani on 17 April 2011, 20:34
Compared to the Golf at £400, its a pretty penny.

Yes but Mini is faster, newer and worth a lot more.  :smiley:

Poor Golfly
Title: Re: Playing the insurance game - "fine tuning" the quote
Post by: Jay on 28 April 2011, 14:20
Try Money Super Market, I find their quotes are always cheaper than the other sites, this year the cheapest GoCompare/Confused etc were all over £1k, MSM came in at £400 cheaper  than them  :shocked: my insurance company  at the time wouldn't haggle with me on price, even when I said I'll cancel my policy the guy chuckled and said OK  :shocked: