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General => General discussion => Topic started by: r4_rick on 12 March 2005, 14:55

Title: insurance on more than 1 car
Post by: r4_rick on 12 March 2005, 14:55
I have found a very nice mk2 GTI 8v , that I am tempted to buy. I phoned tesco to see how much the insurance would be ( i have my impreza with them) they want ?695, cos they will only apply the no claims to one car.  I have no points, am 39 and the car will be garaged. 

Does anyone know who may do it cheaper.  Its only a 91, so I am guessing its too young for a classic policy.

All ideas welcome so I can join the world of GTI ownership...selling the Subaru is one option, but I can work that one out myself !
Title: Re: insurance on more than 1 car
Post by: G6dub on 12 March 2005, 14:58
if it was a 1990 you could get it on classic, you could still try hic or someone like that they might take into consideration you other policy. How about a very low limited milage that heklps brig the price done a lots esp as it is yoru second car
Title: Re: insurance on more than 1 car
Post by: tinman on 12 March 2005, 17:22
try adrian flux
Title: Re: insurance on more than 1 car
Post by: Dinky on 12 March 2005, 17:56
have a looksee at this topic..few insurance suppliers..
http://www.golfgtiforum.co.uk/index.php?topic=6802.0
ive always found elephant/admiral cheap but not sure if thats just cos they do better deals for younger people?! :undecided:
cud always try confused.com as well! :smiley:

Dinx :kiss:
Title: Re: insurance on more than 1 car
Post by: topher on 12 March 2005, 18:02
Admiral (i assume elephant too) will honour your NCB on a second car but you can only protect the NCB on your main car. You may find though that they want to charge a stupid amount to cover your scooby.
Title: Re: insurance on more than 1 car
Post by: GTiMK5 on 12 March 2005, 18:41
I will third that, Elephant are one of the cheapest I have found.

I am paying 470 fully comp for MK 5 GTi, 2 years NCB, aged 32. They were way cheaper than anybody else I could find.
Title: Re: insurance on more than 1 car
Post by: G6dub on 12 March 2005, 19:08
elephant was really cheap for our seat cupra R but when it came to changing the car on teh policy they tried to charge silly money so ended up cancelling it and starting again with someone else
Title: Re: insurance on more than 1 car
Post by: tinman on 12 March 2005, 19:26
having suggested Adrian Flux, (which is who the Golf is with atm), sounds daft but try Direct Line.

they doubled up my NCB on the MG and Rover last year and gave a cracking a quote straight off. so good i insured both cars at the same time and cancelled their existing policies with the other jokers.
Title: Re: insurance on more than 1 car
Post by: GTiMK5 on 12 March 2005, 19:44
G6Dub,

That is one problem with elephant, when you come to renew or make changes it is a rip off. I found this out cos I had done a new quote for new GTi to see how much it would be, then they sent me renewal for 2.0 GT TDi which was 200 quid more than GTi, work that one out.

What I had to do was cancel and take out new policy with them to get cheaper price, and ended up getting new GTi cheaper than they wanted for the Diesel. Mad system and I wouldnt have found out about it if I hadnt been changing my car.

So now every year I will do a completely new quote and in theory it should work out cheaper than what they want for renewal. I wonder how many people they manage to rip off in this way.
Title: Re: insurance on more than 1 car
Post by: richandhazel on 12 March 2005, 20:39
I had the same problem with my cabrio. I already have insurance with full no claims on my day to day runner so I took out a limited mileage insurance with footman james. I'm limited to 5000 miles a year and it's fully comp with breakdown cover for ?100/year. I think you'll struggle to beat that :wink:

http://www.footmanjames.co.uk/site/default.asp

I'm sure they will insure yours even though it may not be classed as a 'classic'..........yet.
Title: Re: insurance on more than 1 car
Post by: r4_rick on 12 March 2005, 20:49
thanks for all suggestions, just in the middle of my B license on Gran Turismo 4, cant wait to have a drive of the Mk1 GTI ! ?29.97 from Asda, just a bit cheaper than the real thing !

Title: Re: insurance on more than 1 car
Post by: Cartman on 12 March 2005, 21:56
I'd go with elephant - ridiculously cheap  :laugh:

or try adrian flux or green light  :wink:
Title: Re: insurance on more than 1 car
Post by: r4_rick on 12 March 2005, 23:10
I tried elephant for the Impreza, they were about 30% dearer than Tesco.  Adrian Flux sounds good though
Title: Re: insurance on more than 1 car
Post by: Dinky on 12 March 2005, 23:36
strange that?..wen i was gettin quotes for the cabrio..worst ones were tesco,direct line n such.. :undecided:

Dinx :kiss:
Title: Re: insurance on more than 1 car
Post by: Sugar79 on 15 March 2005, 11:10
iam with elephant, they were the cheapest for me.
When i first bought my golf i had to leave it off road for a few days while i waited for my cover note to come threw so i could tax it. I still had to drive my old XR2i while i was waiting, so elephant put two cars on my policy, they put the golf as the main car and the Xr2i on for a week, cost me an extra ?60, not bad for me really.  :smiley:
Title: Re: insurance on more than 1 car
Post by: martinb on 15 March 2005, 11:40
if u wanna give me a bell on 08451 290290 i will see if i can help you out, i work on sales for HIC/Golf + insurance and might be able to do a 'mirror' ncb discount from your impreza, we also do big discounts for ltd mileage as well as getting a discount for bein a member of this forum!!
Title: Re: insurance on more than 1 car
Post by: richandhazel on 16 March 2005, 19:43
Thats sounds good mate, especially the discount for members of this forum. Can you have a chat with jv? He may be able to help you set up your own 'daughter' board on this forum under the 'deals and discounts' section. Well worthwhile if you can give us a good deal on insurance :cool:
Title: Re: insurance on more than 1 car
Post by: jv on 16 March 2005, 19:54
pay attention at the back there mr j  :tongue:

http://www.golfgtiforum.co.uk/index.php?topic=13233.0
Title: Re: insurance on more than 1 car
Post by: richandhazel on 18 March 2005, 10:32
pay attention at the back there mr j? :tongue:

http://www.golfgtiforum.co.uk/index.php?topic=13233.0

Doh :rolleyes: