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Model specific boards => Golf mk5 => Topic started by: taylor.4311 on 03 January 2011, 17:35

Title: best insurance for mk5 gti....??????/
Post by: taylor.4311 on 03 January 2011, 17:35
Hi,

Can anybody recommend a good insurer for our gti.? just had our renewal an its over a thuosand pounds up £200 from last year. we.re both 30 an over both with over 5 years no claims. with tesco at the moment an only had the car since summer but had our gt tdi with them at the start, just think we.re having our pants pulled down on this one.
Title: Re: best insurance for mk5 gti....??????/
Post by: dino2 on 03 January 2011, 18:19
Sounds like typical insurer hike,
try more than one comparison sites and compare cover and coutesy car and excesses etc..
Currently with more than, but had to let the other policy I had with them end and take out another to get the introductory discount  again ( mad or what)
Title: Re: best insurance for mk5 gti....??????/
Post by: Phil1980 on 03 January 2011, 18:24
I am 30 my wife is 27 we pay £450.00 a year with Admiral.  Use all the comarison sites, go compare, moneysupermarket.com.  I was previously with Tesco but Admiral have been the cheapest for the last two years for me.
Title: Re: best insurance for mk5 gti....??????/
Post by: taylor.4311 on 03 January 2011, 20:49
yeah, cheers both, we been on a few sites today an the lowest we can get it is 650, not to bad really.

cheers Dai.
Title: Re: best insurance for mk5 gti....??????/
Post by: Rhyso on 03 January 2011, 20:59
Mate there's no need to post a pic of your car with every post  :smiley:
Title: Re: best insurance for mk5 gti....??????/
Post by: taylor.4311 on 03 January 2011, 21:15
i know just trying to up load a profile pic! seems to work on the posts but must be doing something wrong on the profile one. any tips or what.?
Title: Re: best insurance for mk5 gti....??????/
Post by: Rhyso on 04 January 2011, 08:29
i know just trying to up load a profile pic! seems to work on the posts but must be doing something wrong on the profile one. any tips or what.?

Note the maximum size for it though :afro:

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Title: Re: best insurance for mk5 gti....??????/
Post by: crimsonfin on 04 January 2011, 10:48
£318 with protected no claims fully comp with admiral  :smiley:

Best bet is try adding drivers with clean licences over the age of 30 to your quote (i know this seems counterintuative but it actually reduced my premium by over £70). 
Also try going through cashback sites like quidco.com to get up to £100 cashback.
Title: Re: best insurance for mk5 gti....??????/
Post by: TeddyKGB on 04 January 2011, 14:23
Agreed with a few on here - I'm with Admiral which for me is cheapest fully comp, but also try their sister co's Bell and Elephant, they seem to be pretty friendly towards Golf/GTI drivers, and you can play them off to get the best deal :smiley:

Although I DONT know what they're like if you make a claim - experience anyone?
Title: Re: best insurance for mk5 gti....??????/
Post by: AlanD on 06 January 2011, 17:45
I used to be with Greenlight (who are also a forum sponsor btw) and they ended up being by far the cheapest option for me as they specialist in modified (or non modified) hot hatches (Golf GTI . . . . . . ?). I can no longer insure with them for the moment but will be going back when I can in a few years. I have now ended up with Bell purely because of price.

Insurance hunting is never fun so good luck.

http://www.greenlightinsurance.co.uk/

Although I DONT know what they're like if you make a claim - experience anyone?

From what I've heard / read they are all terrible. However the way insurance costs are going I really couldn't give a sh!t. If they are the cheapest I will be going with them.
Title: Re: best insurance for mk5 gti....??????/
Post by: intenso on 09 January 2011, 19:56
Seems pretty steep, just renewed mine there and it cost £530 fully comp for mine with a bodykit and points on the licence :embarassed: and im only 24.

I checked my quotes through gocompare, used to be with Admiral myself their pretty good but with Adrian Flux now.
Title: Re: best insurance for mk5 gti....??????/
Post by: Snooze on 09 January 2011, 21:49
AlanD how come Green Light are so terrible, please explain?  They are by far the cheapest quote I have had, so I was planning to go with them.  They quoted me £498 fully comp and im 28 with 3 points.  Cheers
Title: Re: best insurance for mk5 gti....??????/
Post by: AlanD on 09 January 2011, 22:20
You have misunderstood what I've wrote. I was saying how cheap they were but I got a conviction so can no longer use them as they wont insure me.

As said they specialise in hot hatches so are defiantly worth looking into when insuring a MK5.
Title: Re: best insurance for mk5 gti....??????/
Post by: taylor.4311 on 10 January 2011, 18:10
hello there,

thanks for all the feed back on this one guys, been much appreciated. Greenlight where by far the cheapest coming in at £498. i,m 29 with my 3 points on it has well. had my quote today, an at that price im gussing i,ll have to pay that off in one,but im more than happy with that.

thanks all,  Dai :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin: :grin:
Title: Re: best insurance for mk5 gti....??????/
Post by: Snooze on 10 January 2011, 19:09
From what I read they do offer an option to break the payments down over 10 months.
Title: Re: best insurance for mk5 gti....??????/
Post by: 2007GTI on 10 January 2011, 21:10
try Aviva, which I found was not on comparision sites. I just got a great saving.

my direct line renewal came in at £1100 (paid £650 last year)

admiral came out cheapest on comparision sites, they wanted £640

Aviva came in at £605 (discounted price so they say, 12 for the price of 10)

was very impressed with website and fact you get the documents to print out.  direct line's site is sh!t and clunky compared to aviva. I promise I dont work from them!

 :laugh:
Title: Re: best insurance for mk5 gti....??????/
Post by: Stitch on 12 January 2011, 09:33
That's very interesting. Same things happened to me. I've been with DL for 13 years (every var I've owned has been insured by them) but last years renewal went from £530 to £1100 and I have 13 years NCD and no points and was 35 years old.

Ended up with aviva.


try Aviva, which I found was not on comparision sites. I just got a great saving.

my direct line renewal came in at £1100 (paid £650 last year)

admiral came out cheapest on comparision sites, they wanted £640

Aviva came in at £605 (discounted price so they say, 12 for the price of 10)

was very impressed with website and fact you get the documents to print out.  direct line's site is sh!t and clunky compared to aviva. I promise I dont work from them!

 :laugh:
Title: Re: best insurance for mk5 gti....??????/
Post by: Wh|t3R@bb|t on 14 January 2011, 10:32
Biggest issue for me with insurance at the moment is the post code lottery of insurers.

I had a 07 GTi which was insured through Greenlight, which was brilliant (approx £500) and then swapped car for 335d BMW and was a minor change (about £100ish).  Then sold my car as was out of work and cancelled my policy. Bought the .:R 6 weeks later, phoned them and wouldnt even insure me because of post code.  Asked that I had been insured with them for 3 years, how come?  They said it was becuase they now classed me as new business and therefore post code restrictions in place.  :embarassed:

Aviva for me were about £1500  :cry:

Ended up with Adrian Flux and pay approx £900 FC am 32, with 6 yrs NCB and 3 points. Go Figure ;-)

Having owned performance cars for the last 6 years, I do find specialist insurers are best if you getting high quotes.  But if you live in nice area, and tick all the boxes some main streams will insure you fine.

Insurance is a disgrace to be honest...its getting ridiculous.  Worst of all, this is forcing drivers to no insure cars which then crash into us and as a result, our premiums go up again.  Vicious circle imho.

Rant over ;-)
Title: Re: best insurance for mk5 gti....??????/
Post by: AlanD on 14 January 2011, 21:11
^ Nail on the head there :(
Title: Re: best insurance for mk5 gti....??????/
Post by: taylor.4311 on 17 January 2011, 21:29
well that did,nt work out after all. greenlight emailed me my qoute (£498) thought wicked.! rang them  the next day then an was told they could,nt do it because my last car was a gt tdi 130 not a performance car an that was the end of that.

So we,ve now got it insured with some  sh!t company, been a nightmare fare play we got it for 650 in the end, but these insurance companys are making so hard for people just to get insurance its ridiculous. Glad i only got 3 point on my license, best stay off the phone or the GTI will have to go....!!!!

Title: Re: best insurance for mk5 gti....??????/
Post by: afrogti on 04 February 2011, 23:08
well that did,nt work out after all. greenlight emailed me my qoute (£498) thought wicked.! rang them  the next day then an was told they could,nt do it because my last car was a gt tdi 130 not a performance car an that was the end of that.

So we,ve now got it insured with some  sh!t company, been a nightmare fare play we got it for 650 in the end, but these insurance companys are making so hard for people just to get insurance its ridiculous. Glad i only got 3 point on my license, best stay off the phone or the GTI will have to go....!!!!



What I can't believe that they're taking the mick. I'm  with Green light and I drive a (you guessed it) MK4 Golf GT TDI 130