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Model specific boards => Golf mk4 => Topic started by: 2001gti4 on 20 December 2010, 11:57
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Totally gutted, driving really slowly down an icy hill this morning with a huge gap from the car in front and the stupid b1tch two cars in front stood on her brakes for no reason and went sideways. Result:
Car behind her went into her side and even though I braked gravity and the ice took their toll and I slid straight into the back of them. Front end is a right mess and both airbags went off which the recovery driver reckons will mean a write off. On top of that I'll have to pay excess and lose my no claims as technically I'm at fault :cry:
Just got my car driving the way I want it after remap/Catch can/MAF and have a new set of smoked rear lights due to arrive this week. Some days you wish you'd just stayed in bed....
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That's really harsh mate! :sick:
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just cos the airbags gone off doesnt mean its a write off, see what the damage is to the other car and maybe you can pay cash (as you admitted its your fault, which really you shouldnt have done, up to police to decide that), fix your car yourself and not have to lose your no claims
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Hope you get it sorted.
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just cos the airbags gone off doesnt mean its a write off, see what the damage is to the other car and maybe you can pay cash (as you admitted its your fault, which really you shouldnt have done, up to police to decide that), fix your car yourself and not have to lose your no claims
The moment you hit someone in the back its your fault as thy will deem that you were not following at a safe distance
EDIT - just re-read it. They may look on your favourably given the conditions? :undecided:
Sorry to hear about the accident :sad: The main thing is no one was hurt :smiley:
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Bad times :cry:
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i would go to insurance and fight it.. weather conditions etc.. sorry to hear that tho mate..
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just cos the airbags gone off doesnt mean its a write off, see what the damage is to the other car and maybe you can pay cash (as you admitted its your fault, which really you shouldnt have done, up to police to decide that), fix your car yourself and not have to lose your no claims
I didn't claim responsibility, as Rhyso said you're technically at fault conditions or not. However the silly woman that stood on her brakes and caused it came out of her car blubbing "I'm so sorry, this is all my fault" in front of witnesses, so I'll be going to my lawyer with that. Don't see why I should end up out of pocket....
Thanks for all the good wishes tho' chaps :smiley:
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yer if you have loads of people that heard her say it was her fault you can run with that.. just hope she tells her insurance she was at fault and your laughing..
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What you want to do is collaborate with the driver infront, make an agreement togeather to f**k her up, if he agrees to work with you, your combined accounts of the accident should account for more than hers IF she's admitted liability at the scene aswell. You need to make sure that yours and his versions of events are close to identical, explain that you attempted to brake at least 4-5 car lengths before she had even spun round. If needs be take it to court, it's not your fault, and it's not really hers either, but seeming as she admitted liability at the scene, i think you havea chance, you just need to make sure that you tell them she admitted it, and get the other driver to tell his insurance company that too, as they will be contacting each other to compare statements! Good luck, insurance companies are f**k*rs and it could be close to ayear before you see anything from it under these circumstances.
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Thanks for the advice but it looks like my car will be a total loss so the salvage company have been contacted rather than the repair company :sad:
Apparently they move pretty quick so hopefully I'll have the money before too long as I need a motor to get to work. Trouble is I'll lose my no claims 'cos of this so probably won't be looking at another GTI at this point. Not happy....
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if she get stuck on for it being her fault you wont lose your no claims she will lose hers..
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is the car at a salvage yard or your home??? if i was you i would strip it as much as u can and put standard parts back on if u haven't declared mods as claim inspectors went over my car years ago to a ridiculous degree picking up alsorts as i was claiming off someone else.also then if it is a write off wether its ur fault or not when u get paid out u have parts to go on ur next motor dnt u. excess cover is good idea to so u dnt get stung when u do have a bump.
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its a common myth that if you go into someone then its your fault, ok so most of the time it is but if its found the driver in front braked for no reason and police back it up then you can be found not at fault. however still expect your insurance to go up even if your found not at fault, my insurance has doubled cos of some transit driving wayne kerr!
dont bother stripping mods, my astra had a few mods that i hadnt declared when i got crashed into and there was no dispute, only really comes in if your claiming on your own insurance
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Car's in storage at the min until Salvage come to pick it up, all mods were declared so that ain't a worry. It's really just the inconvenience and the money I'll lose, plus my car was just about where I wanted it and just like you guys I was very fond of it. If I want to blame her I'll have to do it privately as insurance company won't be arsed, they'll just go by the letter of the law that says I'm at fault....
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Don't just give in mate, to me and probably to you, this is a big deal with a big amount of money involved, in terms of your car and the money it will cost you on your insurance going up, if you have legal cover with your insurer, don't ask them, TELL them that you want to take this to court as it was not your fault, you'll have to put in a lot of time, effort and phone calls to make it happen, but it won't at all if you don't get on the case.
Don't give up, what have you got to lose?
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Unfortunately I need a quick settlement as I have to have a car for day to day commuting. My passenger has whiplash from it so we'll both be seeing a lawyer about taking her on, him for his injury and for me my expenses.
Wish me luck :smiley:
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sorry to hear that.. fight it all the way fella and keep us updated on whats happening :angry:
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Remember in ice you should be keeping a MUCH bigger gap, about 10 car lengths isn't it?
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Sorry to hear about ur car mate, hope all turns out well.
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Sorry to hear :cry:
Glad eveyone is ok.
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what a ball ache mate!
The distance i keep in these conditions is on the sofa at home, I fecking hate driving in the snow / ice mainly due to other people causing accidents like yours its a chain reaction :P
Hope you manage to sort things out with the insurance and fingers crossed you dont loose you ncd but i know how annoying it is as i lost mine this yr but that was in bone dry conditions and well enough said really :rolleyes:
worst case just find out how much it will be to repair and buy it back from the salvage yard?
what you looking at, bonnet, bumper, wings, slam pannel, new airbags? or woudl all tha twork out more expensive :undecided:
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Remember in ice you should be keeping a MUCH bigger gap, about 10 car lengths isn't it?
Unfortunately that doesn't work when you're on a steep downward hill covered with ice, just the weight of the car carries you down. The stupid cnut at the front should have remembered you use your gears to slow down in that situation not your brakes!
Thanks again for the good wishes, I hope you all have better luck on the icy roads :smiley:
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Looking at bumper, bonnet, RH headlight, radiator, grille and both airbags plus anything hidden from sight. Insurance guy on the phone says it's 99% it'll be total loss 'cos of both bags going off. If that's the case I'll find the details of which company and post in here in case Jord or anyone is interested. I don't have the time to fix as I need a day to day car which is a shame as all the bugs were gone and it was a beaut to drive, could be a great project for someone....
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well that damage doesnt sound too bad im sure you can source most parts, as said unless there is any other damage, i know new headlights on mkivs are expensive but im sure you could pic the the rest up at a fairly good price