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Model specific boards => Golf mk4 => Topic started by: kevin31 on 13 December 2010, 15:21

Title: Remaps & Insurance
Post by: kevin31 on 13 December 2010, 15:21
Afternoon all,

Well been reading on these forums for a while now and think ive been convinced to travel up to R-tech and have a remap done. Question I have is before I do this I just tried to get an insurance quote first and they didnt seem to have a clue what a remap was. So what you tell them it is? As its not a chip.

Also anyone got any rought cost per year it added to there policy please?

Thanks

Kev
Title: Re: Remaps & Insurance
Post by: Rhyso on 13 December 2010, 15:50
Engine modification

Who are you insured with?

Costs will vary greatly depending on your age, location, car etc etc so whilst some people will only pay £50 per year extra, others may well find their premiums doubled
Title: Re: Remaps & Insurance
Post by: moutains on 13 December 2010, 16:23
r tech did my gti brilliant, insurance only went up £35 a year
Title: Re: Remaps & Insurance
Post by: 2001gti4 on 13 December 2010, 16:26
Some of them have engine modification down as chip. Basically they're interested in what your BHP will go up to....
Title: Re: Remaps & Insurance
Post by: northeast_gti-t on 13 December 2010, 18:41
Whats been said already the insurance company are only interested as its an increase to the BHP figure over standard spec
and DO INFORM YOUR INSURANCE COMPANY!! if you don't and you end up having an accident your insurance company will most defo void your insurance policy saving money now WILL cost you later if you do have a mishap P***es me off people WHO DON'T declare any engine mods etc to their insurance company end of the day us honest drivers end up paying for these t**ts and makes me sick they deserve to have their insurance voided imo!!!

rant over but i bet i'm not alone with this opinion  :grin:
Title: Re: Remaps & Insurance
Post by: cullygti on 13 December 2010, 19:03
very true there fella its the innocent ones that get the backlash  :angry: and all for bein honest
Title: Re: Remaps & Insurance
Post by: kevin31 on 14 December 2010, 10:54
Hi

Thanks guys will try call them again today see how much its going to be!

I am with Admiral as I have two cars Golf is my toy LOL! Its a 1.8T 20V 99 plate so hoping to get the remap and DV valve done with R-tech in the one visit.

Anyone one else with Admiral?

Kev
Title: Re: Remaps & Insurance
Post by: master_oogwai on 14 December 2010, 11:10
Quote from: kevin31 on 14 December 2010, 10:54
Hi

Thanks guys will try call them again today see how much its going to be!

I am with Admiral as I have two cars Golf is my toy LOL! Its a 1.8T 20V 99 plate so hoping to get the remap and DV valve done with R-tech in the one visit.

Anyone one else with Admiral?

Kev

I was with Bell Insurance a couple of years ago and I think they are linked with Admiral in some way?

I told Bell I had a remap done and immediately over the phone, they cancelled my insurance their and then. 
Title: Re: Remaps & Insurance
Post by: moutains on 14 December 2010, 11:24
i was also with bell they quoted but premium went up from £214 to £900 got it with saga £270
Title: Re: Remaps & Insurance
Post by: kevin31 on 14 December 2010, 11:25
Oh my thats harsh! What insurance you with now then? Yes bell are apart of Admiral.

Kev
Title: Re: Remaps & Insurance
Post by: AaronGS on 14 December 2010, 11:45
admiral or elephant should cover your remap (they did on mine previously) but expect ~30% premium increase.
As said above, best to part with the ££ now if you want the extra bhp as its much cheaper than void insurance in a crash (for you and everyone else).
Title: Re: Remaps & Insurance
Post by: Rhyso on 14 December 2010, 11:59
Ideally what you want to do is remap around the time when your insurance is due for renewal rather than midway through your policy.  Any mods done halfway through normally gives the insurance companies license to print money

Wait until insurance renewal time so you're free to shop around and pick the best deal  :wink:
Title: Re: Remaps & Insurance
Post by: master_oogwai on 14 December 2010, 18:55
Quote from: kevin31 on 14 December 2010, 11:25
Oh my thats harsh! What insurance you with now then? Yes bell are apart of Admiral.

Kev

I got in touch with Adrian Flux and have been with them since.
Title: Re: Remaps & Insurance
Post by: stretch85 on 15 December 2010, 20:14
Quote from: kevin31 on 14 December 2010, 10:54
Hi

Thanks guys will try call them again today see how much its going to be!

I am with Admiral as I have two cars Golf is my toy LOL! Its a 1.8T 20V 99 plate so hoping to get the remap and DV valve done with R-tech in the one visit.

Anyone one else with Admiral?

Kev how much they charging for the re map??

how
Title: Re: Remaps & Insurance
Post by: kevin31 on 22 December 2010, 08:28
Morning All,

Finally got round to ringing Admiral again. Quoteed £88 for the rest of the year for a BHP increase between 11% - 25%. My policy runs August to August so only four months into it.

Thoughts?

Kev
Title: Re: Remaps & Insurance
Post by: thatwillis on 22 December 2010, 10:43
Then you are some lucky sob....  :wink: Get it done it will really make you grin  :grin:

I'm with admiral and they have been pretty good with modifications for me.
Title: Re: Remaps & Insurance
Post by: kevin31 on 22 December 2010, 14:04
Quote from: thatwillis on 22 December 2010, 10:43
Then you are some lucky sob....  :wink: Get it done it will really make you grin  :grin:

I'm with admiral and they have been pretty good with modifications for me.

Need to see how the cash flow is come new year!

Yeah havent found them to bad! Have you got a remap? What other mods you got?

Kev