GolfGTIforum.co.uk
General => Insurance => Topic started by: Bellend on 26 September 2010, 22:13
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Another topic but somewhere I have seen a website that you have to email details for a quote, yellow in logo colour.
I CANNOT get quotes for less then £3.5K for a 1.0 Polo/1.6 Golf.
Garaged at night
Parent/s on policy
7K mile limit
Not used commuting (don't need it for work)
Have access to other vehicles.
I want my own policy for the NCB. Otherwise I will have to LEGALLY (yes, LEGAL) go on my mums insurance. She will drive it more then me in that case. I will be some evenings only.
Cheapest has been Admiral, just emailed Adrian Flux.
Cheers.
EDIT:
BUY A SKODA FELICIA :laugh: :grin:
All above, 2 grand with mum and dad on. Stick sister as a learner on and £1458.75 :shocked:
Now, buy a Skoda or insure my Golf lol
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total rip off mate my stepsons in the same boat, he wants a c2 @ group 1 insurance and thats nearly 4k!!! :shocked:
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try quinn direct m8!
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Another topic but somewhere I have seen a website that you have to email details for a quote, yellow in logo colour.
I CANNOT get quotes for less then £3.5K for a 1.0 Polo/1.6 Golf.
Garaged at night
Parent/s on policy
7K mile limit
Not used commuting (don't need it for work)
Have access to other vehicles.
I want my own policy for the NCB. Otherwise I will have to LEGALLY (yes, LEGAL) go on my mums insurance. She will drive it more then me in that case. I will be some evenings only.
Cheapest has been Admiral, just emailed Adrian Flux.
Cheers.
they've obvisouly read most of your crap on here and know what your like then :rolleyes:
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Someone in work has been looking for his 1st car, he found VW's very expensive to insure, it might be worth looking at something like a Micra or Clio for a 1st step, I know that seems sad but with 1 years ncd it should drop a lot.
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im 19 with 1 years no claims bonus and nearly driving 2 years and im 1800 fully comp with admiral on my 1.8t which i thought wasnt to bad
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i seem to of got a f**king bargin with mine 19 driving for 2 years fully comp on a 1.4 golf class 6 according to insurance, with NFU was ment to be £1400 but as my family have 3 cars with the same company got mine down to 886 a year!
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i dont understand why the old golfs are still so high to insure, my zafira gsi with all mods (302bhp) was only £400, but the golf is £438 :shocked: :shocked: it doesnt make any sense. oh, im an old git with advance driving,and 14yrs ncd lmao :grin:
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Try Green lights and sky insurance and get them to battle if possible, im 22 on a mk2 gti 16v and it's 700 flat with sky insurance.
Older golf's are easier to steal (GTI gurantee'd theft item) so meh! ! I did have a 1.8 driver with quin when I was 18 and insurance was just a touch over 700 with quin.
Rich
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SOOOO,
I added my sister to the quote as a learner and it plummeted down.
Because that makes sense. :rolleyes:
Now tax :(
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If you pay over 2k for a crap car your a mug.
Search around.
say your doing 2k miles a year and out your mum if not dad as a named driver. I was insured by myself on 1.6 pug for £1800 when i was 17 (churchill) or adirmal, but you have to put an elder as a named driver, this reduced my premiums by 1k for my 1.8t and now the mk2 16v
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At 18 I insured a MK3 GTi 8V for £980 fully comp with 1ncb.
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Another topic but somewhere I have seen a website that you have to email details for a quote, yellow in logo colour.
I CANNOT get quotes for less then £3.5K for a 1.0 Polo/1.6 Golf.
Garaged at night
Parent/s on policy
7K mile limit
Not used commuting (don't need it for work)
Have access to other vehicles.
I want my own policy for the NCB. Otherwise I will have to LEGALLY (yes, LEGAL) go on my mums insurance. She will drive it more then me in that case. I will be some evenings only.
Cheapest has been Admiral, just emailed Adrian Flux.
Cheers.
they've obvisouly read most of your crap on here and know what your like then :rolleyes:
:grin: :grin: :grin: :grin: :grin:
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did mine on a golf mk2 gti, 3rd party only with 1 yrs no claims, insurance was near enough 1300, added mum & dad as named drivers and it went down to 1150... odd lol, but still good for me! definately sortin myself out with a gti next yr... why is this though, surely more drivers would make the insurance go up?! companies will cotton on soon do we think??
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did mine on a golf mk2 gti, 3rd party only with 1 yrs no claims, insurance was near enough 1300, added mum & dad as named drivers and it went down to 1150... odd lol, but still good for me! definately sortin myself out with a gti next yr... why is this though, surely more drivers would make the insurance go up?! companies will cotton on soon do we think??
People like Brentacre and Hic it does go up with adding drivers on. Seems to be only Bell that it goes down with.
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ALSO! I had a a 1.3 felicia. The difference between that and my 1.4 mk3 in insurance was £17 and £14 of it was an admin fee.
Soooooo not sure on your solution mate.
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Well b4 I added the other drivers on,it was with e somethin,not esure,can't remember now,but after I added them it was bell,and ther was about 3more under bell b4 it got to the e one x
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why is this though, surely more drivers would make the insurance go up?! companies will cotton on soon do we think??
because if mum and dad are driving, they are seen as less of a risk than you are (more experience, maturity, NCB etc)
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Well b4 I added the other drivers on,it was with e somethin,not esure,can't remember now,but after I added them it was bell,and ther was about 3more under bell b4 it got to the e one x
:huh:
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Another topic but somewhere I have seen a website that you have to email details for a quote, yellow in logo colour.
I CANNOT get quotes for less then £3.5K for a 1.0 Polo/1.6 Golf.
Garaged at night
Parent/s on policy
7K mile limit
Not used commuting (don't need it for work)
Have access to other vehicles.
I want my own policy for the NCB. Otherwise I will have to LEGALLY (yes, LEGAL) go on my mums insurance. She will drive it more then me in that case. I will be some evenings only.
Cheapest has been Admiral, just emailed Adrian Flux.
Cheers.
EDIT:
BUY A SKODA FELICIA :laugh: :grin:
All above, 2 grand with mum and dad on. Stick sister as a learner on and £1458.75 :shocked:
Now, buy a Skoda or insure my Golf lol
I think thats your problem. alot of insurance companys wont allow you to drive other cars unless your over 25 or pay alot for the policy
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Im 25, took out my own insurance policy for the 1st time ever in November last year (used to be a named driver on ex-wifes insurance)
Had my driving license since June 2005,
3 points on it and a cd30 for driving without due care or attention.
fisrt car i insured was a 1996 VW polo 1litre, cost about 700 for the year, and that also covered me to drive any other insured car (3rd party only though)
Changed to 1.8 VW golf (1996) a few months ago and the price almost doubled for the year! lol!
Im with Zurich just now, waiting for renewal quotes, been quoted around the 700 quid mark so far, not so bad for only having 1 years NCD (i think) lol
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bloody hell is that what insurance costs these days?
I remember it being dear when I was young but 4K ?
thats a rip off, one good part about getting older i suppose
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I guess old golfs are also expensive to insure because they have a tendency to completely crumple in an accident.
My insurance is £790 on my mk2 16v gti, with 3 points and an accident in the past 4 years etc.
Had to ring the company and managed to get £200 off it.
2k is extortionate for insurance. Thieving b*stards!
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Not used commuting (don't need it for work)
Mine went down £100 declaring it.
Try http://www.endsleigh.co.uk (http://www.endsleigh.co.uk) my first car was about 4k to insure endsleigh sorted me 6months for 1400 then when that had finished only cost 1400 for a complete year but did take the piss when changing car to same BHP
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I've had a quote with admiral, 1993 polo coupe 1.0 cl, £990 tpft, license held 1 year, 0 NCB, 5k annual mileage, both parents on policy and paid upfront
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I guess old golfs are also expensive to insure because they have a tendency to completely crumple in an accident.
My insurance is £790 on my mk2 16v gti, with 3 points and an accident in the past 4 years etc.
Had to ring the company and managed to get £200 off it.
2k is extortionate for insurance. Thieving b*stards!
Makes sense! Almost the same to insure a 2000 Bora (2.0 Sport) as it is to insure my 1991 Golf (1.3......)
If it's £2k though you must be looking at the wrong car! My highest quote was £1.5k on the 1.3 Golf standard, and I've managed to get it much lower now by having my fiancee as a named driver, and thats with mods! I pay £77 odd quid a month but I'm guessing my excess is more than my cars worth.
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I've had a quote with admiral, 1993 polo coupe 1.0 cl, £990 tpft, license held 1 year, 0 NCB, 5k annual mileage, both parents on policy and paid upfront
Wow!
Finding 2.5K on the 1.6 MK3 in April or 2k on a Corsa 1.2 or 2.7 on a 998cc Saxo. :huh: :rolleyes:
I'll have to go through Admiral when the time comes.
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At 18 I insured a MK3 GTi 8V for £980 fully comp with 1ncb.
Who with??? :shocked:
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Dont expect it to ever go down too much over the years.My first insurance was 22 years ago.2 litre mistubishi colt £130 fpft.Now £170 for golf 1.8t.The best way to save money is buy a pushbike lol.I would if i had to pay 3k for insurance.Insurance companies take the piss.Theyve had loads of me over the years and ive never made a claim. :smiley:
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21, 2.8 VR6, 4 NCB - £580 Fully Comp :cool:
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21, 2.8 VR6, 4 NCB - £580 Fully Comp :cool:
How the feck did you manage that?
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21, 2.8 VR6, 4 NCB - £580 Fully Comp :cool:
How the feck did you manage that?
please let us know!
haha :cool: