GolfGTIforum.co.uk
General => Insurance => Topic started by: bobreece on 10 August 2010, 18:29
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do the insurance companys ever send a guy or or someone to randomly check car for mods when decalered unmodded???
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just don't be daft and insure ALL mods
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ok you give me £6000 to do it then. was not asking for is it right or wrong. wanted to know what i originaly asked
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If you can't afford to declare mods then don't mod it. The insurance company won't check the car but if you have an accident then your insurance would be void and then you're in sh*t creek. I prey I don't get hit by an uninsured driver....not because of my car but I would not be able to hold myself back :angry: :angry:
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lol if you meet me then feel free to let yourself go lol. with mods and its only a few its £6000 clean liecen and everything without mods £2500 its crazy all cuase i have no no claims because was on someone elses insurance
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What the hell are you driving ?? Last year I had a Mark 4 2ltr GTI on a w plate with nil no claims for 996 fully comp. This year with one years ncb I have the w plate and an n plate 2 ltr GTI for 1038 fully comp !!! You need to shop around Mate and try Brentacre as they allow mods that don't increase bhp for no extra cost.
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gf has got mk4 2.slow and hers is cheap mine is the 150pd tdi adrian flux was £6000 and trust me i spent ages tring to get a good quote if i have a 1yr no claims it goes down to between 900-1500 with mods it f**kin crazy and stressfull as i dont speed about and am vary carfull driver
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2 Options spring to mind Mate....Admiral Multicar where both cars are insured for both drivers and both drivers earn ncb or insure yourself on the gti for a year and get a years ncb and insure the gf on the tdi !!!! 6k insurance is crazy and I personally would do whatever to get the years bonus and then insure the tdi properly. No good not declaring as if you have an accident you lose everything.
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Worth remembering that insurance companies now scan forums etc.
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there's a certain company that doesn't increase prices for mods if it doesn't increase the bhp.
friend had a polo gti, didn't insure his springs, broke his arm and severe whiplash, had to fork out £2k to pay for the other car even though he didn't cause the crash, somehow, so it goes to show, insure every little mod you have.
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what company?
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What the hell are you driving ?? Last year I had a Mark 4 2ltr GTI on a w plate with nil no claims for 996 fully comp. This year with one years ncb I have the w plate and an n plate 2 ltr GTI for 1038 fully comp !!! You need to shop around Mate and try Brentacre as they allow mods that don't increase bhp for no extra cost.
Read my earlier post Buddy :wink:
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its also worth noting its not unknown for the police to call an insurer to check your mods are declared if they stop you.....
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Do you have any points on your licence? Did you cause any major accidents? What's the situation from the previous insurance you were on? If it was motor trade or business insurance and claim free, some insurers may look at this favourably provided your employer is able to give you a signed letter showing you were employed and a regular driver :smiley:
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Green light insurance is very competative price wise..! my insurance never went up with mods declared - exhaust, alloys, coilys! although Sky Insurance quoted me less than green light so went with them instead!
Rich.