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General => Insurance => Topic started by: SHADOW on 11 May 2010, 16:46

Title: £3500 for a 1.4CL, is this correct?
Post by: SHADOW on 11 May 2010, 16:46: I don't have a license yet but I'm just looking about for a rough price that I might pay if I had a Golf 1.4 CL. I got quoted £3500 for the year if I was 18. I used MoneySupermarket which is terrible because of commision but I didn't think it would be that expensive. Would anyone know how much I would really pay.
Thanks, Ryan
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Cable on 11 May 2010, 18:12: Try bell,admiral,elephant. and direct line
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: archie837 on 11 May 2010, 21:01: My CL's £130 a month. I'm 22 but not had my licence a year yet, due to running about on bikes before
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: The K man on 12 May 2010, 00:23: i'm 18 mate, i've gt a 1.6 mk3 and mines 3300, thats with quinns
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Charge on 12 May 2010, 00:48: Quinn were the cheapest but they have gone into Admin so no more drivers can get policies with them (I think).

Ive got a 1.6 Astra and its 2600, If I got a Mk2 1.8 GTI 16v its 3600. Then 2600 in 4 months (1yrNCB)
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Dec on 12 May 2010, 01:02: Deffo shop around a bit.

Age 17 - just passed test - mk2 1.6 - car value: £300 - Insurance Price - £1800 with LV.com

Age 18 - Driving 1 year (1 year NCB) - Mk3 2.0 16v GTI - car value: £1600 - Insurance Price £1400 with bell.co.uk

Age 19 - Driving 2 years (2 years NCB) - Audi A3 2.0 tdi - car value: £8000 - Insurance Price £1055 with endsleigh.co.uk

It will go down, and it all depends on the area you live etc.. but if you shop around you can get it down :) Mine has gone down every year so far despite the cars getting quicker or higher in value each time around.
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: SHADOW on 12 May 2010, 13:32: Thanks a lot for the help Dec. It really has given me a rough price now for insurance when I turn 17 and I'm absolutely chuffed with £1800 for a 1.6 on my first year. Thanks again :smiley:
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Shady Pioneer on 12 May 2010, 15:49: Yeah shopping around will pay off dearly.

Age 19 - First insurance by myself - MK3 Golf 1.8 - car value £900 - Insurance price - £1400 with Kwik-Fit (alloys and lights)

Age 20 - Driving 2 years - MK3 Golf 1.8 - car value £900 - Insurance price - £1000 with Admiral (some mods)

Age 21 - Driving 3 years - MK3 Golf 1.8 - car value £900 - Insurance price - £650 with Adrian Flux (loads of mods)
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: SHADOW on 12 May 2010, 17:06: Thanks Shady, I need all the help I can get at the moment. I think I'm going to stick with Golf's as they do look cool when they're lowered. I will have to make some quotes about for a MK3 1.4CL.
Cheers Guys.
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: dom on 12 May 2010, 18:04: Quote from: SHADOW on 12 May 2010, 17:06
Thanks Shady, I need all the help I can get at the moment. I think I'm going to stick with Golf's as they do look cool when they're lowered. I will have to make some quotes about for a MK3 1.4CL.
Cheers Guys.

Just make sure you declare any mods :wink:
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: zdebx on 12 May 2010, 18:08: Also try applying directly with companies, instead of using comparison websites, because they get paid for refering you.

You will get better quotes.
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: JC on 12 May 2010, 18:12: its good to be old :smiley:
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Dec on 12 May 2010, 20:45: I'm hopeful that my insurance will break the sub-£1000 barrier next year on my renewal...

I can hope :sad:
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: archie837 on 12 May 2010, 21:00: Quote from: Chuff on 12 May 2010, 18:12
its good to be old :smiley:

are you sure?
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Evoss on 12 May 2010, 22:43: I am currently 18 with an MK4 Golf GTI and insurance is £1200 with quinn-direct
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Misky on 13 May 2010, 09:59: Insurance is expensive, but.. I never pick sensible cars! :laugh:
Im 22 & the mk3 16v gti is 1500 for the year. Im used to expensive insurance especially after having a R5 GTT as my first car! lol
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: JC on 13 May 2010, 10:03: Quote from: archie837 on 12 May 2010, 21:00
Quote from: Chuff on 12 May 2010, 18:12
its good to be old :smiley:

are you sure?

£130 a year insurance - Yep it is :grin:
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: archie837 on 13 May 2010, 15:22: Quote from: Chuff on 13 May 2010, 10:03
Quote from: archie837 on 12 May 2010, 21:00
Quote from: Chuff on 12 May 2010, 18:12
its good to be old :smiley:

are you sure?

£130 a year insurance - Yep it is :grin:

rubbish! That's what I pay a month lol. My old man was complaining that the insurance on the bay window had gone up. To a crippling £125 a year....

Are you coming to the Basingstoke meet again? I spied the wagon last time but not yourself unfortunately
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: JC on 13 May 2010, 15:30: yes mate - just NOT down the 33 :rolleyes: :lipsrsealed:
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: archie837 on 13 May 2010, 15:54: Schweet. I'll crash into you so you know who I am :nerd:
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Mr Blue on 13 May 2010, 18:24: Not worth taking out fully comp if its that much. Please dont spend more than 1.5k on insurance even though your young! :rolleyes:

I would avoid mainstream insurers.

Try http://www.brentacre.co.uk/terms-conditions.php

VW lads at heart and may be able to help you out.
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: damien010685 on 18 May 2010, 06:20: and Quinn are still taking on new customers my mate just got his threw quinn 4 days ago :D
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: The K man on 19 May 2010, 19:32: Quote from: Evoss on 12 May 2010, 22:43
I am currently 18 with an MK4 Golf GTI and insurance is £1200 with quinn-direct

takin the piss?
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: danny_p on 04 June 2010, 01:34: insurance companies are funny buggers

when i was 18 i had a nova i killed it and bought a rangerover what i chouldn't ever figure out is how the hell i choud get insured a rangerover classic vougue se for the same price as a 1.2 saloon nova, go figure. i thought it was brilliant till it needed fuel so i sold it and bought a mk2 golf 1.6
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: furio on 11 June 2010, 17:15: That is crazy money
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: matt699 on 13 June 2010, 00:21: Just thought id say how much my insurance is :P:P im 18 ive got a 1.6 cl mk3 golf and its my second car, i havent got any no claims and my insurance is £215 a year, and no i havent mistyped it :P:P, my insurance is the same price on any car under group 17 :D
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Charge on 13 June 2010, 01:40: Quote from: matt699 on 13 June 2010, 00:21
Just thought id say how much my insurance is :P:P im 18 ive got a 1.6 cl mk3 golf and its my second car, i havent got any no claims and my insurance is £215 a year, and no i havent mistyped it :P:P, my insurance is the same price on any car under group 17 :D

How have you worked that one out? Lies.
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: archie837 on 13 June 2010, 10:21: Quote from: matt699 on 13 June 2010, 00:21
Just thought id say how much my insurance is :P:P im 18 ive got a 1.6 cl mk3 golf and its my second car, i havent got any no claims and my insurance is £215 a year, and no i havent mistyped it :P:P, my insurance is the same price on any car under group 17 :D

Don't believe you. Same position but older with a smaller car, and paying much much more
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: matt699 on 15 June 2010, 11:49: fine dont believe me but i really am getting it that cheap because my insurance managed to mess mine up lol
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: archie837 on 15 June 2010, 13:45: There you go, you neglected to say you were the lucky benefactor of an insurance muck up.
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: matt699 on 16 June 2010, 11:17: lol sorry about that :tongue: , was only suppose to be a year but they keep renewing it :tongue:
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: BanburyCo on 16 June 2010, 23:11: Quote from: Charge on 13 June 2010, 01:40
Quote from: matt699 on 13 June 2010, 00:21
Just thought id say how much my insurance is :P:P im 18 ive got a 1.6 cl mk3 golf and its my second car, i havent got any no claims and my insurance is £215 a year, and no i havent mistyped it :P:P, my insurance is the same price on any car under group 17 :D

How have you worked that one out? Lies.

on your parents?
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: archie837 on 25 June 2010, 13:24: Hey don't know if you managed to sort this, but I did a quote on mine this morning with bell and parents added on. Came out about £890 so try them dude
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: tom-gardiner on 25 June 2010, 13:34: Quote from: The K man on 12 May 2010, 00:23
i'm 18 mate, i've gt a 1.6 mk3 and mines 3300, thats with quinns

im 7 and pay less than that for my mk4 1.8t!!!!!
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: BanburyCo on 06 July 2010, 21:40: Quote from: tom-gardiner on 25 June 2010, 13:34
Quote from: The K man on 12 May 2010, 00:23
i'm 18 mate, i've gt a 1.6 mk3 and mines 3300, thats with quinns

im 7 and pay less than that for my mk4 1.8t!!!!!

7? :tongue: in February I can get insured on a mk4 1.9 gttdi for 1100 me being main driver on my 19th birthday
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: Herbertvwdrc64 on 26 July 2010, 13:15: Im 18 and have 1.8 mk3 and pay £1400 with no no claims with elephant and its best to go directly to them
Title: Re: £3500 for a 1.4CL, is this correct?
Post by: jimbooboo on 27 July 2010, 18:44: 19 1NCB mk4 2.slow - £1200