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General => Insurance => Topic started by: VR6_ROB on 17 April 2010, 10:18

Title: insurance problem
Post by: VR6_ROB on 17 April 2010, 10:18
is it possible to insure

mk2 golf vr6
corrado g60
audi 80 coupe

all on one policy my corrado is ready to roll but i dont want a seperate policy
already have one running on the audi and the golf will be ready in a few month

Title: Re: insurance problem
Post by: MrBounce on 20 April 2010, 22:21
It is possible but you'd probably be looking at a very specialist policy. Most COMMERCIAL insurers do Minifleet policies which are usually for between 3-12 vehicles but you will lose all rights to your NCB as it will be used to calculate the best possible price.

The main issue you will have is modifications as with a standard fleet policy you will pay through the nose if you're offered cover at all as you're not a business. About the only way you're likely to get cover is to go to a specialist broker and find out how much it would be to get a private multicar policy which allows modifications. I don't think that would be any cheaper than separate policies for the 3 vehicles.  :smiley:
Title: Re: insurance problem
Post by: Daddy Billy on 21 April 2010, 20:56
It is possible but you'd probably be looking at a very specialist policy. Most COMMERCIAL insurers do Minifleet policies which are usually for between 3-12 vehicles but you will lose all rights to your NCB as it will be used to calculate the best possible price.

The main issue you will have is modifications as with a standard fleet policy you will pay through the nose if you're offered cover at all as you're not a business. About the only way you're likely to get cover is to go to a specialist broker and find out how much it would be to get a private multicar policy which allows modifications. I don't think that would be any cheaper than separate policies for the 3 vehicles.  :smiley:
+1 Sound advice.
Been in the industry of insurance Mr Bounce?
Title: Re: insurance problem
Post by: MrBounce on 21 April 2010, 22:22
+1 Sound advice.
Been in the industry of insurance Mr Bounce?

Was in it for 7 1/2years. Now work for the Police after redundancy  :smiley: