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General => Insurance => Topic started by: FOREST GREEN on 30 March 2010, 13:20

Title: performance direct
Post by: FOREST GREEN on 30 March 2010, 13:20: These people will offer anyone with a mk1/mk2/mk3 golf cl/gti/cab fully comp ins on classic/cherished car ins.For me with 10yrs ncb with an 8v mk3 gti, they quoted me £87.00 all in for the year!!!
Some of our younger members might want to try them out, you never know!!
Title: Re: performance direct
Post by: Wayne on 30 March 2010, 13:40: Bargain, very cheap.
Title: Re: performance direct
Post by: AlanD on 30 March 2010, 13:44: Could someone explain why just because a car is classed as classic means its less likely to be involved in a crash thus making it cheaper. I dont understand.
Title: Re: performance direct
Post by: Wayne on 30 March 2010, 14:16: Quote from: AlanD on 30 March 2010, 13:44
Could someone explain why just because a car is classed as classic means its less likely to be involved in a crash thus making it cheaper. I dont understand.

I think it is more to do with A) using it less B) taking more care of it.
Title: Re: performance direct
Post by: AlanD on 30 March 2010, 14:34: I thought that but say I bought a Polo worth 1k and a mk2 worth 1k and had them both on the same miles of say 7k a year, its just silly that the mk2 would cost less just because its "classic".

As for looking after it, how the hell does the insurance company know that Im going to look after my car just because its a mk2 golf and not a polo . .
Title: Re: performance direct
Post by: FOREST GREEN on 30 March 2010, 15:18: If you do less than 3,000miles per annum, they class that as being 'cherished' i.e, you're not likely to be thrashing it about week in week out, ideally, you would have access to another car for daily driving (spouses/partners/mum.dads etc)
Title: Re: performance direct
Post by: axewielder on 30 March 2010, 15:48: lol as far as i know its based on statistics ect. obviously it isnt foolproof, ie not all young men are idiots @ driving + not all old people drive slowly and carefully, its preferable to them installing gps trackers to your car to 'monitor driving habits' lol
Title: Re: performance direct
Post by: zdebx on 30 March 2010, 17:38: Car insurance is based on millions of factors, so don't judge the quote by the car.
Title: Re: performance direct
Post by: AudiA8Quattro on 30 March 2010, 22:10: Very cheap. What's the catch?
Title: Re: performance direct
Post by: topher on 30 March 2010, 22:24: I don't think there is a catch.. it just works that way sometimes with second cars. i pay around £200 on my rallye on a 3000 mile policy
Title: Re: performance direct
Post by: boneybradley on 30 March 2010, 22:41: I've done 1500 miles in the last year with the ratt..........classic insurance time for me :grin:
Title: Re: performance direct
Post by: rsmithone on 31 March 2010, 10:42: i could really go and give you a big kiss on the head my insurance is 1300 on mk3 golf gti just got a quote for 230 that is mint i love it that price
Title: Re: performance direct
Post by: AlanD on 31 March 2010, 12:34: Quote from: rsmithone on 31 March 2010, 10:42
i could really go and give you a big kiss on the head my insurance is 1300 on mk3 golf gti just got a quote for 230 that is mint i love it that price

Is that with the same annual mileage?
Title: Re: performance direct
Post by: rsmithone on 31 March 2010, 13:02: yeah thats with the same miles i nearly fell off my chair have been getting quotes all morning for some reason they was higher than what im paying someone wanted 1400 pound a year had a look on this site put all the same details in 230 for the year fully comp my 1st golf lol im sticking with these from now on
Title: Re: performance direct
Post by: archie837 on 31 March 2010, 21:15: what mileage? A 5k policy is useless to me
Title: Re: performance direct
Post by: FOREST GREEN on 31 March 2010, 23:33: So, it looks like I posted a worthwhile subject then :rolleyes:

Glad to help chaps!! :wink:
Title: Re: performance direct
Post by: rsmithone on 01 April 2010, 17:50: you are the man forest i will tell you that much lol thanks
Title: Re: performance direct
Post by: luke on 01 April 2010, 23:54: so does this mean if i get some money i can get insured?
Title: Re: performance direct
Post by: northeastdub on 07 April 2010, 18:48: ive tried these.dont know how youve gettin such a low quote.im 39 full no claims ,have use of company van and another car,limited mileage,garaged with a cat 1 alarm.no mods,never had a claim and they quoted me 580 2 weeks ago and 710 today for a mk3 16v golf.think of a number and double it like so many insurance companies.