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Model specific boards => Golf mk2 => Topic started by: RhosneigrGaz on 02 January 2010, 15:37

Title: Girls Driving Mk2's!
Post by: RhosneigrGaz on 02 January 2010, 15:37: My GF's insurance is due so i've just spent an hour cComparing the Meerkat etc.

My Mrs drives a hot rockin Vitara 1.6i 4U special(?) edition, on a 98 S plate.

I went through all possible legal (honest) and got it down to £315, which is a 5000 mile fully comp policy, cheaper than 3rd party!

But here's the twist, when I got the MK2 she says "I'm having that as mine, can we swap?"....... "NO CHANCE COZ OF INSURANCE".... she's 23, full liscence since 2007, 3 years no claims in her name.

So to show her why, i today ran a quote with her details to highlight to her the insurance issue, fully comp on my MK2 8V GTi which i put into Compare the MArket and sat back ready to laugh at her.......

...... £307!!!!!!!!!!!!!!!!!!!!

NOW I'M UP SH!T CREEK WITHOUT A PADDLE, AND POSSIBLY COMMUTING IN A 2 TONE VITARA!!!! :grin:
Title: Re: Girls Driving Mk2's!
Post by: RandomJord on 02 January 2010, 15:43: Yep, my 21 year old gf actually reduces my insurance premum being a named driver, despite having 2 fault claims and no NCB! whereas im 25 with 4 years NCB and a member of the IAM!
Title: Re: Girls Driving Mk2's!
Post by: RhosneigrGaz on 02 January 2010, 15:47: I'm 31, full liscence since 95......... 10 years no claims..... HGV driver..... NO ACCIDENTS!

What i'm mainly saying is that if a 23 yr old lad tried to fully comp a MK2 GTi i bet it would be a grand at least!

I mean £300???? I may even get her a MK2!!!!
Title: Re: Girls Driving Mk2's!
Post by: coolio on 02 January 2010, 16:34: with 3yrs ncb ,limited mileage most prob on clasic insurance too ... 300 seems about right i think ...

i got a mk4 20vt ..with all mods declared ...like forge fmic cost 800 when i bought it ,koni supension , 19s loads of engines mods remaped, porsche brakes etc etc ... mine on come to 460 ish ... and if any of the parts is damage they wll replaced parts for parts unlike some company they just replace it with standard part ...
Title: Re: Girls Driving Mk2's!
Post by: RhosneigrGaz on 02 January 2010, 16:37: What age are you though???
Title: Re: Girls Driving Mk2's!
Post by: dubber36 on 02 January 2010, 16:54: I best not mention that I've just renewed my 1990 16V insurance for £143 then. :cool:
Title: Re: Girls Driving Mk2's!
Post by: coolio on 02 January 2010, 16:56: 30
Title: Re: Girls Driving Mk2's!
Post by: RhosneigrGaz on 02 January 2010, 16:57: Quote from: dubber36 on 02 January 2010, 16:54
I best not mention that I've just renewed my 1990 16V insurance for £143 then. :cool:

I got mine for £122, fully comp!!!!

The fact that sensible old men like us can insure classic GOLFs is no mystery to me, i do it myself!

The funny thing was the quote i got for my GF was a normal quote for a 23 yr old, usually £1000+
Title: Re: Girls Driving Mk2's!
Post by: coolio on 02 January 2010, 16:57: i had a m3 about 6 yrs ago and thats only cost me 1050 pound fully comp
Title: Re: Girls Driving Mk2's!
Post by: kittie on 02 January 2010, 21:07: I'm female and my mk2 (8v) still costs £400 a year - and I've had my license 5 years, 3 years no claims, never had any points/convictions/claims, and I'm 24!

And my mk2 is only on a low mileage, no commuting and lives on my driveway at home!

Wtf :undecided:

Oh yea and that's for fooking 3rd party as well!
Title: Re: Girls Driving Mk2's!
Post by: theclash on 02 January 2010, 21:56: i pay 200 fully comp 8v gti full no claims driving for 25 years clean licence hgv driver 43 yrs old put my wife as named driver and it made it slightly cheaper :shocked:
Title: Re: Girls Driving Mk2's!
Post by: Dolly on 02 January 2010, 22:46: im looking at getting a bmw325 02reg sport. so quite expensive and relativly high powered rwd drive car. my misses will take the policy down between £300-400 just being on the policy :shocked:

aint no way shes being insured on the G60 though :laugh:
Title: Re: Girls Driving Mk2's!
Post by: Jay on 03 January 2010, 09:44: Quote from: kittie on 02 January 2010, 21:07
I'm female and my mk2 (8v) still costs £400 a year - and I've had my license 5 years, 3 years no claims, never had any points/convictions/claims, and I'm 24!

And my mk2 is only on a low mileage, no commuting and lives on my driveway at home!

Wtf :undecided:

Oh yea and that's for fooking 3rd party as well!

Do a quote on these comparison sites as if you were 25, is should go down a lot.
I was 24 the day I got my first MK2 tried insuring it and it was over a grand, waited a day (my birthday was the next day) and it went down by £400 or so.
Title: Re: Girls Driving Mk2's!
Post by: dr_bob on 03 January 2010, 15:12: I'm 31, and have a shedload of no-claims bonus yet I *still* include my ex-wife on my insurance as it brings the price down! :D
Title: Re: Girls Driving Mk2's!
Post by: wil0 on 03 January 2010, 17:12: sorry to hi-jack this thread. but does anyone know a girl with a white 8V mk2 gti around Hatfield, Hertfordshire? i keep seeing her in my valver, and she always tries to have a race with me...
Title: Re: Girls Driving Mk2's!
Post by: richard s on 03 January 2010, 18:57: or is she trying to escape from that wierd bloke that keeps following her
Title: Re: Girls Driving Mk2's!
Post by: richard s on 03 January 2010, 19:01: back on the insurance front make out its a good idea to go on each others insurance and you get a few benefits
1 cheaper insurance
2 when your car is broke you have the use of her car
3 if any one else has a missus like mine they wont drive your car anyway through fear of damage retribution
Title: Re: Girls Driving Mk2's!
Post by: kittie on 04 January 2010, 12:19: Quote from: richard s on 03 January 2010, 18:57
or is she trying to escape from that wierd bloke that keeps following her
Lmao!!! :laugh:

Cheaper insurance is the only reason to look forward to my 25th bday in March!