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General => Insurance => Topic started by: bobbarley on 25 November 2009, 22:35

Title: What's happened to insurance lately?
Post by: bobbarley on 25 November 2009, 22:35
I'm 26, male, 7 years no claims, 3 points on my licence living in Manchester.

I got some quotes in July for a 2005 R32, they were coming out in the £800 region, protected with £400 excess.  I've just done some more searches tonight, and the very cheapest I can find is £1,000!  That's with no protection and £600 excess!

Dunno what's going on  :sad:
Title: Re: What's happened to insurance lately?
Post by: Rhyso on 25 November 2009, 22:41
dumb fcukwits driving around with no insurance and crashing into people is what's happening
Title: Re: What's happened to insurance lately?
Post by: gavL on 25 November 2009, 22:41
I'm not having a problem with insurance prices...
Title: Re: What's happened to insurance lately?
Post by: Diamond Hell on 30 November 2009, 07:19
I'm 26, male...... living in Manchester.

There's your issues right there.  Oh and from your signature:

lots of mods

Shoulda got the R32 and left it standard.
Title: Re: What's happened to insurance lately?
Post by: Madmax on 14 December 2009, 23:26
I'm 26, male, 7 years no claims, 3 points on my licence living in Manchester.

I got some quotes in July for a 2005 R32, they were coming out in the £800 region, protected with £400 excess.  I've just done some more searches tonight, and the very cheapest I can find is £1,000!  That's with no protection and £600 excess!

Dunno what's going on  :sad:

Yup,

Got quotes on a MK4 turbo a few months back & was quoted £700 odd, now it's moved to over £900. :undecided:
Title: Re: What's happened to insurance lately?
Post by: DannyOOOOO on 15 December 2009, 17:43
I'm 26, male, 7 years no claims, 3 points on my licence living in Manchester.

I got some quotes in July for a 2005 R32, they were coming out in the £800 region, protected with £400 excess.  I've just done some more searches tonight, and the very cheapest I can find is £1,000!  That's with no protection and £600 excess!

Dunno what's going on  :sad:

Yeah just to concrete that mate, unfortunatley insurance rates are ever changing and if an insurer has had a bad month on the particular model of vehicle your trying to insure or in the area you live in, i.e with claims or thefts, then they will put their rates up  :sad: Thats why prices you are quoted are usually only ever guaranteed for 14days.

Hope this helps

Danny
Title: Re: What's happened to insurance lately?
Post by: weazgti on 15 December 2009, 20:18
my excess has gone up to a grand  for a car thats worth a grand. I have clean licence and 8 years no claims and my insurance is just under 500 for a powerhouse mk2 8v gti.
Last year it was 500 for my excess.
Title: Re: What's happened to insurance lately?
Post by: DannyOOOOO on 16 December 2009, 10:16
Who's that with??  :shocked: us at HIC??
Title: Re: What's happened to insurance lately?
Post by: weazgti on 16 December 2009, 14:09
Through swinton,but paperwork says highway insurance
So if i crash,i have to pay a grand to get a grand?
Title: Re: What's happened to insurance lately?
Post by: DannyOOOOO on 16 December 2009, 17:13
orite mate, sounds a bit steep, what reason did they give you for increasing your excess?? to be honest mate that isn't something we would offer coz its effectively giving you third party only insurance coz your never gunna get any money back if you make claim. If you fancy giving us a shot at your insurance when it's due for renewal PM me your name and number and renewal date and i'll give you a call nearer the time and see what we can do for you mate  :smiley:

Danny O
Title: Re: What's happened to insurance lately?
Post by: weazgti on 16 December 2009, 20:45
No reason.I didnt change anything to put it up i basically said no to all the extras and said just carry it on.
Im considering changing it january to elsewhere,even though i only just got it renewed.
Title: Re: What's happened to insurance lately?
Post by: DannyOOOOO on 17 December 2009, 09:10
orite cool, well if you send your number across mate and i'll give you a buzz after xmas and see what we can do for you

danny o  :smiley: