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General => Insurance => Topic started by: kdiz on 16 November 2009, 19:44

Title: Does this sound right?
Post by: kdiz on 16 November 2009, 19:44

Hey guys, so I am 22 yrs old and just bought a golf mk2 gti 8v but I am still learning and need insurance for it [ i know most people won’t agree with getting it but i love the car what can i say ], anyway I have been quoted £1,200~ for 3rd party fire and theft.

Was thinking of calling HIC to see if they can match it or beat that if they even insure provisional drivers. I tried the online form but it didn’t return anything back  :huh: don’t know if it takes a day or so to get an email back.

Does £1,200~ seem ok or do you think it's possible to get it a bit cheaper either with HIC or somebody else that doesn’t feature on go compare?

Cheers

Title: Re: Does this sound right?
Post by: kdiz on 17 November 2009, 11:44

owch hic said no quotes at all, got one from quinn direct in the end, will try hic when i have passed

Title: Re: Does this sound right?
Post by: martinb on 19 November 2009, 10:46

Sorry, dont think we have any underwriters that will take a provisional licence holder on a gti  :sad:

Title: Re: Does this sound right?
Post by: avalon on 24 November 2009, 17:25

In the current climate I don't think that figure is too bad Kdiz.

Provisional license - that's another matter altogether.

Best of luck.


Ava

Title: Re: Does this sound right?
Post by: Ben Lessani on 24 November 2009, 17:30

Can't you just do the dodgy parents on primary driver :rolleyes:

As a provvy user - you can hardly drive it without them about anyway!

Title: Re: Does this sound right?
Post by: tony@greenlight on 02 December 2009, 11:04

Hi Kdiz,

Our criteria is similar to HIC in relation to licence holders, albeit with us (due to our purely covering performance cars) you would have to hold a Full UK licence for at least 1 year and have a 1 year NCB earned in your own name for an everyday vehicle.

I've owned 7 Golf Gti's over the years within my driving history and I can understand as to why you fancied a Golf Gti, one thing that hasnt been mentioned and would be worth checking is that from what we understand the Underwriters providing cover for provisional drivers actually increase your premium/terms once you pass your test.

This being due to your no longer being accompanied by your parents and being out on your own whilst gaining experience.

To avoid a surprise may be worth checking the cost implications with the people that have quoted you already.

Kind regards

Tony

Ps. We'll look out for you once you've held a full licence for a year and have a year's NCB