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Model specific boards => Golf mk6 => Topic started by: JJH on 30 October 2009, 23:49

Title: How much does it cost you for a new GTI over one year?
Post by: JJH on 30 October 2009, 23:49
I'm interest you know what it would cost me for the first year of GTI ownership including monthly payments, depreciation and all that on a new GTI?
Title: Re: How much does it cost you for a new GTI over one year?
Post by: JJH on 31 October 2009, 00:10
http://www.buyacar.co.uk/volkswagen_golf_hatchback/car_20_tsi_gti_3dr_6797.jhtml

an interesting read....
Title: Re: How much does it cost you for a new GTI over one year?
Post by: JellyCat on 31 October 2009, 00:23
I especially like the following 2 entries under performance stats:

0 to 60 mph (secs) No
Engine Power - PS Yes

So it has some engine power, but doesn't get to 60mph?  VW.... my deposit back please!
 :grin:
Title: Re: How much does it cost you for a new GTI over one year?
Post by: simonpolly on 31 October 2009, 10:19
I'm interest you know what it would cost me for the first year of GTI ownership including monthly payments, depreciation and all that on a new GTI?

Well that will depend on how much you pay,if you have it on finance,how you drive it,how far you drive it,etc etc etc :undecided:
Title: Re: How much does it cost you for a new GTI over one year?
Post by: keelaw on 31 October 2009, 11:07

Yup, sorry but this is such a dumb question.  You need to give a lot more specifics.

Frankly you should be able to work this out for yourself as well.  Have you ever owned a car?!



Title: Re: How much does it cost you for a new GTI over one year?
Post by: JJH on 31 October 2009, 11:12
OK, I'll re-phrase the question slightly...
I'm interest you know, approximately, what it will cost you over the first year of GTI ownership including monthly payments, depreciation on a new GTI?

Only postive friendly replies please, no smart arses need reply....

Title: Re: How much does it cost you for a new GTI over one year?
Post by: Gazdebaz on 31 October 2009, 11:25
The following might give you some info.

From Which magazine.

On the road price £24,905     
Residual value (3yrs/36k miles) £14,700 / 59%     
Typical servicing cost (3yrs/36k miles) £249     
Running cost (3yrs/36k miles) £16,868.16

From What Car.

Running costs 
Town mpg  28.2 
Out of town mpg  48.7 
Average mpg  38.7 
Tank capacity (litres)  55 
CO2 Rating (g/km)  170 
Carbon offset cost  £25 
Green rating  H 
Insurance group  17 
Typical insurance  £725.00 
% Value retained (3yrs/36000 miles)  47% 
Typical contract hire  £488.00 
Pence per mile  56 
Sevicing costs - 3 years  £1,000.00 
Service intervals  Variable 
Warranty period  3yr/60k + 3yr Paint + 12yr Perforation + 1yr Breakdown 
Company car tax 
Percentage charge  22% 
Benefit in kind  £5,142.00 
Tax payable 20%  £1,028.00 
Tax payable 40%  £2,057.00 
Title: Re: How much does it cost you for a new GTI over one year?
Post by: keelaw on 31 October 2009, 11:35
So you would like to know my personal finance details?  Shall I give you my sort code and bank account number as well?   :evil:

(is your name George?  :grin:)



Anyway.... I don't mind sharing my experience of expected year 1 costs on a PCP.


Deposit 3,500
Mth'ly payments on 3 yrs PCP 419 quid plus 155 quid for the first mth (there will be a lump sum of approx 12k at the end)
Insurance 400
Depreciation - doesn't count since that is included in the above.  However I reckon it's lost something like 2 grand since I drove it off the forecourt.
Petrol - roughly 75 quid per mth
Wax - 40 quid
New cash washing equipment (don't want old skanky stuff on my new car) - 20 quid


Give or take about 10 grand for year 1.  Yrs 2 and 3 will be approx 6k.  Then can return the car or buy it for 12k.  Cost of finance is something like 4k over the 3 yrs.

Depreciation could lower this cost since the 12k is fixed, i.e. if the car is worth 15k at the end of the 3 yrs, then I have built up 3k equity in the car which I can realise by either buying the car for 12k and selling it for 15k, or by handing the car back to VW and they give me 3k towards the next car.
Title: Re: How much does it cost you for a new GTI over one year?
Post by: JJH on 31 October 2009, 11:36
thanks alot
Title: Re: How much does it cost you for a new GTI over one year?
Post by: keelaw on 31 October 2009, 11:37
What Car servicing has triggered a thought.  I haven't included any items like tyres, windscreen wipers, brake pads etc.  Stick a few hundred a year on top for that.  Whilst VW servicing is £250 for 3 yrs, it doesn't include that kind of stuff.


Title: Re: How much does it cost you for a new GTI over one year?
Post by: R32UK on 31 October 2009, 15:38
(6 + 23) x £239 = £6931 over 2 yrs

about £3.5k per year + insurance + petrol :smiley:
Title: Re: How much does it cost you for a new GTI over one year?
Post by: avalon on 02 November 2009, 11:22
An excellent and comprehensive post, Gazdebaz!



Ava