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General => Insurance => Topic started by: nadlad on 26 October 2009, 09:41

Title: declaring mods
Post by: nadlad on 26 October 2009, 09:41
ave just rang directline who my current insurers for the followin mods  am 25 and a named driver (named driver has 7 years protect ncb)

wheels £39.00
tints £.90p
exhaust £30
brakes £tbc
headunit £free
remap £30

and they quoted £520 with voluntary excess of £650 for the year on top of my normal premium

they must be havign a laugh

how do people get round this?
Title: Re: declaring mods
Post by: luke on 29 October 2009, 22:29
it's even worse if you have a mk3 at 17 who only gets £30 a week (15 a week on my dads insurance if he goes half with me, only thing is tesco want £300 upfront the tossers), like me, and i want to buy springs which is a bugger..
Title: Re: declaring mods
Post by: MrBounce on 01 November 2009, 21:55
Quote from: nadlad on 26 October 2009, 09:41
ave just rang directline who my current insurers for the followin mods  am 25 and a named driver (named driver has 7 years protect ncb)

wheels £39.00
tints £.90p
exhaust £30
brakes £tbc
headunit £free
remap £30

and they quoted £520 with voluntary excess of £650 for the year on top of my normal premium

they must be havign a laugh

how do people get round this?

They go to a specialist who cater specifically for modified vehicle rather than using a standard insurance company who aren't set up to handle more than a couple of mods. They look at the mods and just think "Big Risk"  :rolleyes:
Title: Re: declaring mods
Post by: martinb on 10 November 2009, 16:41
WHS ^  :wink:

are those prices how much you paid for the mods?  :shocked:

How much bhp increase have the exhaust and remap got you?

 :smiley:
Title: Re: declaring mods
Post by: Mk1Macca on 12 November 2009, 20:58
Quote from: nadlad on 26 October 2009, 09:41
ave just rang directline who my current insurers for the followin mods  am 25 and a named driver (named driver has 7 years protect ncb)

wheels £39.00
tints £.90p
exhaust £30
brakes £tbc
headunit £free
remap £30

and they quoted £520 with voluntary excess of £650 for the year on top of my normal premium

they must be havign a laugh

how do people get round this?

they take out their own policies and build up some no claims - rather than break the law and pretend to only drive the car once in a blue moon  :wink: