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General => Insurance => Topic started by: chrisford_vw on 08 October 2009, 21:41

Title: Non VW query (Maybe HIC can help)
Post by: chrisford_vw on 08 October 2009, 21:41

My In laws have a 2ltr Megane Scienic and the mother in law is learning to drive, she is 51 and the father in law rang up to add her to the insurance (chruchill) and they said she has to drive for 12 months before they will insure her :laugh:
Can anyone give me any ideas on who else to try?

Title: Re: Non VW query (Maybe HIC can help)
Post by: p3asa on 12 October 2009, 10:40

Must just be Churchill specific as I've just got loads of quotes for my daughter who has just turned 17 and obviously only been learning a few weeks.
try the usual suspects 
gocompare
confused
comparethemarket

Title: Re: Non VW query (Maybe HIC can help)
Post by: Mikester on 18 October 2009, 19:29

Think her age of 51 is more the problem.

51 and learning makes them a risk i reckon.

Title: Re: Non VW query (Maybe HIC can help)
Post by: Mew on 20 October 2009, 17:40

Quote from: Mikester on 18 October 2009, 19:29

Think her age of 51 is more the problem.

51 and learning makes them a risk i reckon.

Based on what?

Title: Re: Non VW query (Maybe HIC can help)
Post by: robz on 20 October 2009, 17:43

think its churchill mate...
they were really funny with me on the gf insurance!!
as above really, tell em to get stuffed and have a search around if its an option!

Title: Re: Non VW query (Maybe HIC can help)
Post by: local_boy on 23 October 2009, 08:31

I'd say its because of the engine size rather than the driver. Try a different insurer.

Title: Re: Non VW query (Maybe HIC can help)
Post by: martinb on 10 November 2009, 17:05

yeah it looks like it is more likely to be the engine size not her age as regardless of age she is still a new/inexperienced driver. Various underwriters have different rules eg many that we use will not cover you on a GTI unless you are a certain age/held a licence for so long etc.

That said some insurers may look at the length of time she has held her provisional due to her age e.g if she has held it 25 years for example, why has she not yet passed? has she failed loads of tests (and as such is she a higher risk?)

Martin  :smiley: