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General => Insurance => Topic started by: vee-dub90 on 15 September 2009, 18:17

Title: 18yr old insurance on mk2 GTI 16v
Post by: vee-dub90 on 15 September 2009, 18:17
who is the cheapest insurance companys to ask quotes off?
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: T_J_G on 15 September 2009, 19:00
Admiral, Elephant and Bell but they don't like modifications.

You could try specialists such as HIC (who sponsor this section) or Adrian Flux although I can't remember whether they only insure 19 and above or 18 and above.
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: Ben Lessani on 15 September 2009, 21:50
Who keeps saying they don't mods?

I've had mods declared with Bell for 3yrs and it barely effects my premium
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: warnesey333 on 15 September 2009, 21:56
Most mods with bell are about £50 extra for me, lowering was £150  :lipsrsealed:
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: T_J_G on 16 September 2009, 12:09
Quote from: Ben Lessani on 15 September 2009, 21:50
Who keeps saying they don't mods?

I've had mods declared with Bell for 3yrs and it barely effects my premium

When I was younger (hang on - I'm not even that old!) whenever I used to put a mod in it would say quote unavailable!
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: vee-dub90 on 17 September 2009, 17:47
been quoted between 3000-4000k  :cry:
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: Mew on 22 September 2009, 15:35
Add your parents to the policy
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: AlanD on 22 September 2009, 15:38
Quote from: vee-dub90 on 17 September 2009, 17:47
been quoted between 3000-4000k  :cry:

Being 18 and on a GTI that doesnt surprise me. Do what Mew said and stick the parents on, should bring it down a bit.

Who was that quote with?
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: Toby on 22 September 2009, 22:01
for a mk4 golf gti turbo ( im 18) was 3500!! :| and have not passed test yet. and 19 in under a month!! :Z
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: monzablue16v on 22 September 2009, 23:28
It will go up when you pass Tobe1990 sure as eggs is eggs! :D
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: vee-dub90 on 23 September 2009, 00:01
that was with my parents. lol. and the quotes i had were with admiral, bell, hic, adrian flux and on comparison sites.

but for me its cheaper to insure a 16v mk3 and with a years no claims (which ill get in jan) will be about 1500.
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: AlanD on 23 September 2009, 10:09
Yeah, but that means you have to drive a MK3  :undecided: :D
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: dan_apps on 26 September 2009, 18:32
Quote from: tobe1990 on 22 September 2009, 22:01
for a mk4 golf gti turbo ( im 18) was 3500!! :| and have not passed test yet. and 19 in under a month!! :Z

thought about a 1.6 driver or smaller instead?
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: buzzkip on 27 September 2009, 15:08
eCar insure my 2.0 mk3 8v for £2400, I'm 18
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: AlanD on 27 September 2009, 15:32
:shocked:

HOW MUCH !? Thats a lot of money at 18, fair play . . .
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: farmer on 27 September 2009, 19:25
I'm 20 I'm paying 2k third party on a mk2gti 8v :sick: been driving 3years 1 years noclaims no smashes or points. That's with out mods :lipsrsealed: being under 21 you will get hammered !
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: nick_thomas on 28 September 2009, 19:03
eCar insure me (19) with 1 yr NCB and suspension declared for £1150
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: VR6_Wherry on 29 September 2009, 15:28
Wow you guys have got it bad! Here in the Channel Islands i'm paying £450 fully comp for my Mk3 GTi 8v!!  :laugh: :laugh:
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: vee-dub90 on 29 September 2009, 23:52
insane
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: VR6_Wherry on 30 September 2009, 09:27
Oh and im only 20  :laugh:
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: Adam on 01 October 2009, 01:34
When I had my MK3 it was £800ish this was when I was 19! Then mods took it to £1200ish. This was fully comp, 1ncb driving 2 years,

GT TDi 130 - £860

Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: vee-dub90 on 01 October 2009, 23:34
what company is this with?  :shocked:
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: Adam on 02 October 2009, 17:56
Quote from: vee-dub90 on 01 October 2009, 23:34
what company is this with?  :shocked:

All with Admiral
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: Sam on 03 October 2009, 16:07
Im 19 and my every mod declaired turbo mk2 was 2k with my dad on as a named driver
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: Ohan on 06 October 2009, 02:17
Quote from: tobe1990 on 22 September 2009, 22:01
for a mk4 golf gti turbo ( im 18) was 3500!! :| and have not passed test yet. and 19 in under a month!! :Z

I'm 19 with bell on a mk4 gti. best thing to do is get that first years ncb under your belt and you're away. I was looking at paying £2700 without any ncb and as soon as i got my first year it went down to £900. Hope this is helpfull, its worth running a small engine for a year then moving up  :smiley:
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: pauld_88 on 09 October 2009, 01:58
i pay 800 im 21 and drive a mk3 8v gti mods havent affected my claim at all and only 1 year NCB
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: Gti-Grimes on 18 October 2009, 20:46
Hey all im £1450 for mk2 Golf Gti 16v with 1 ncb. Banned for a year from sep 07 till sep 08 when i was 17. Now 20. So not too bad considering.  :smug:
Title: Re: 18yr old insurance on mk2 GTI 16v
Post by: joker6789 on 21 October 2009, 14:59
Im 19 with 0 no claims bonus  :cry:
ive been driving 2 1/2 years and i get bent over backwards for quotes! i payed out 2300 this year for mg zs 1.6I which was about 1700 of it and the rest for mk2 gti 8v.
now i've sold them both!
im would try looking at classic car insurance, i'll be doing that when i get an e30 :lipsrsealed: