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General => Insurance => Topic started by: Shady Pioneer on 09 September 2009, 16:07

Title: Looks like I might be making a GTi soon LOL!
Post by: Shady Pioneer on 09 September 2009, 16:07
I'm currently paying £650 annual for insurance on my GL with all mods declared which is damn good. I requested a price with changing over to a MK3 GTi 8v and it's just shy of £2000!!!!  :shocked: :shocked: :shocked:


I don't think so lol!


Looks like I'd be running the GL for as long as I can this next year, regardless of the piston rings being shot  :lipsrsealed: :lipsrsealed: :grin:
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: JC on 09 September 2009, 16:24
i shouldnt, but what the fcuk

 :grin: :grin: :grin: :grin: :grin:

get an OLDER named driver with a good record added as a named driver  :wink:
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: warnesey333 on 09 September 2009, 17:51
I added both my parents, brought it down £300 :D

I am still the owner and policy holder as well.

Ever considered moving to a low risk area? :P
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Shady Pioneer on 09 September 2009, 18:04
Adrian flux won't allow my parents on the policy, and I am in a low risk area :) it doesn't really matter, I can love with the car for another year lol, might even fix the engine now haha!
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: redian on 10 September 2009, 22:10
The only reason i would't want to be 18 again!!!
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Chris-White on 14 September 2009, 14:34
heres a tip.

dont use adrian flux / hic / brentacre if you want it cheap. All of them carry massive 'modification tax'.

you'll find admiral /bell / elephant will be cheaper, and allow 3 basic mods (like wheels, 40mm springs, exhaust etc) for only a hundred or so extra, and will be a hell of a lot cheaper in the first place.
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Shady Pioneer on 14 September 2009, 15:00
My renewal with admiral was £800! And their modification cover covers you, but if you have to make a claim, they will say for example, only put the standard wheels back on or the value of the original wheels, Adrian will give me back the value or the same as what's on there now, plus I have a lot more mods than just 3 which are all covered like for like, Admiral do not offer such a service, plus I'm paying £150 less on the same car :)
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: robz on 14 September 2009, 15:08
good deal then!!
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Steve_PD on 14 September 2009, 18:48
Best fix your car then  :rolleyes: :grin:
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Shady Pioneer on 14 September 2009, 19:02
Best fix your car then  :rolleyes: :grin:

looks like I'm gonna lol
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Ben Lessani on 14 September 2009, 19:07
Bell offer cover for 3rd party mods for an optional extra ;)

Mines buttons with Bell, 23 fully comp on my Golf for £400 pa - and that's a full 12 month jobby
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Chris-White on 14 September 2009, 19:09
My renewal with admiral was £800! And their modification cover covers you, but if you have to make a claim, they will say for example, only put the standard wheels back on or the value of the original wheels, Adrian will give me back the value or the same as what's on there now, plus I have a lot more mods than just 3 which are all covered like for like, Admiral do not offer such a service, plus I'm paying £150 less on the same car :)

wouldnt 3 mods on a gti be better than a smoking gl?

shocks/springs, exhaust, wheels. sorted.

means you can get rid of the quad lights too  :wink:
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Shady Pioneer on 14 September 2009, 19:34
Not when I'll still have to pay £1000+ for a GTi and 3 mods, plus I much prefer the way my car looks as opposed to just 3 mods on a GTi, this includes:

- Wheels
- Coilovers
- Twin backbox
- Aero front wipers
- Aero rear wiper
- Hella Quin headlights
- Extra smoked rear lights
- Smoked side repeaters
- Smoked front indicators and blanking plates
- Black badge front and rear
- All interior audio covered


I feel it's great value and no doubt if they ended up making a payout then the amount for my mods alone would pay for a GTi lol
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: JC on 14 September 2009, 20:44
(http://bygonetv.com/shows/mission_impossible/images/mission_impossible_logo.gif)
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: dan_apps on 14 September 2009, 20:50
^ :grin:

be happy your still young spady! im already in the 'constantly grunmpy' phase of life :angry:
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Shady Pioneer on 14 September 2009, 20:54
^ :grin:

be happy your still young spady! im already in the 'constantly grunmpy' phase of life :angry:

Screw being young, I'd rather be old and grumpy with cheap car insurance than young and happy with ridiculous car insurance.  :smug:
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: JC on 14 September 2009, 20:57
i might have to buy a 3rd car, footman james 3 car policy, works out cheaper, all 3 fully comp, for . . . . .   :lipsrsealed:
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Len on 15 September 2009, 12:03
I'm very old but never grumpy!  :rolleyes:

 :laugh:
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Wayne on 15 September 2009, 12:34
Might seem daft but have you asked how much the policy went up if you fitted a GTI engine.
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Shady Pioneer on 17 September 2009, 17:53
This must be some sort of sick joke, they want £2K for the year if I change to a MK3 GTi 8v, but I just did what Wayne said and requested a quote for an engine change (2.0 8v). Guess how much they want?


Only £127!!!! WTF??!!! LOL!


I mentioned to them I'd upgrade the brakes and exhaust system along with the engine and all they want is £127!???! LMFAO! Looks like I might be in a GTi 8v sooner than I thought  :lipsrsealed:
Title: Re: Looks like I might be making a GTi soon LOL!
Post by: Ben Lessani on 17 September 2009, 19:23
Lol - gotta love the retardedness of insurance companies!
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Wayne on 17 September 2009, 20:59
This must be some sort of sick joke, they want £2K for the year if I change to a MK3 GTi 8v, but I just did what Wayne said and requested a quote for an engine change (2.0 8v). Guess how much they want?


Only £127!!!! WTF??!!! LOL!


I mentioned to them I'd upgrade the brakes and exhaust system along with the engine and all they want is £127!???! LMFAO! Looks like I might be in a GTi 8v sooner than I thought  :lipsrsealed:

Great result, will be easy enough to sort out.
Title: Re: Looks like I might be making a GTi soon LOL!
Post by: Shady Pioneer on 18 September 2009, 00:27
Well as soon as my financial situation has gone, I'll be getting this on the roll hopefully nearer the end of October. :)
Title: Re: Looks like I might be making a GTi soon LOL!
Post by: warnesey333 on 18 September 2009, 09:23
Just make sure engine swap isn't going to cost more than selling GL, buying a GTi and insuring :P cos that wud suck :P
Title: Re: Looks like I might be making a GTi soon LOL!
Post by: Shady Pioneer on 18 September 2009, 10:53
Just make sure engine swap isn't going to cost more than selling GL, buying a GTi and insuring :P cos that wud suck :P


That would be impossible lol!
Title: Re: Looks like I might be making a GTi soon LOL!
Post by: Adam on 18 September 2009, 13:07
And if I kept my car and did what I was going to you could of had my engine! You never know the sale could fall.
Title: Re: Looks like I might be making a GTi soon LOL!
Post by: Shady Pioneer on 18 September 2009, 13:08
And if I kept my car and did what I was going to you could of had my engine! You never know the sale could fall.

Let's face it Adam, it's not going to fall, and your parents want the car gone right? LOL!
Title: Re: Looks like I might be making a GTi soon LOL!
Post by: Adam on 18 September 2009, 13:12
And if I kept my car and did what I was going to you could of had my engine! You never know the sale could fall.

Let's face it Adam, it's not going to fall, and your parents want the car gone right? LOL!

I cant keep it down here in Bournemouth on the street. Parents came round to the fact It might stay there while I worked on it but I sold it.
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: JC on 18 September 2009, 16:34
This must be some sort of sick joke, they want £2K for the year if I change to a MK3 GTi 8v, but I just did what Wayne said and requested a quote for an engine change (2.0 8v). Guess how much they want?


Only £127!!!! WTF??!!! LOL!


I mentioned to them I'd upgrade the brakes and exhaust system along with the engine and all they want is £127!???! LMFAO! Looks like I might be in a GTi 8v sooner than I thought  :lipsrsealed:

Great result, will be easy enough to sort out.

have you got that in black n white off them yet, - cos i would before i did ANYTHING
Title: Re: Looks like I won't be getting a GTi anytime soon LOL!
Post by: Shady Pioneer on 18 September 2009, 16:35
This must be some sort of sick joke, they want £2K for the year if I change to a MK3 GTi 8v, but I just did what Wayne said and requested a quote for an engine change (2.0 8v). Guess how much they want?


Only £127!!!! WTF??!!! LOL!


I mentioned to them I'd upgrade the brakes and exhaust system along with the engine and all they want is £127!???! LMFAO! Looks like I might be in a GTi 8v sooner than I thought  :lipsrsealed:

Great result, will be easy enough to sort out.

have you got that in black n white off them yet, - cos i would before i did ANYTHING

Technically yes as they emailed me the additional premium in the same type of document they have done everything else to me. :)