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General => General discussion => Topic started by: Jay on 10 July 2009, 18:05

Title: My car has been classed a Cat C write off...
Post by: Jay on 10 July 2009, 18:05
I've been told by the lady on the other end of the phone that I can't argue the case, bear in mind I called them their crappy "team had not called me and I should have waited for the correct department to call me..."  :angry:

Been doing a lot of searching (googling) and apparently I can have the car repaired as it was not my fault and the other dude claimed full responsibility.
I'll fight them till the death because I've only just got the f@cking car and I'm enjoying it.



I've probably got 3 choices:

1)Fight until it gets repaired
2)Take the pay out and get another
3)Take the payout minus scrap value, get the car back, repair it myself and get it MOT'd again and drive around in a Cat C write off (only the rear panel is damaged so the car is fine to drive)

or possibly say I was going to trade it in for a new car wave the £2000 scrap value card (even though I've only had it a few weeks the repairers that assessed the car said to do that as it's quicker fighting with them), do they check how long I've owned the car?
Title: Re: My car has been classed a Cat C write off...
Post by: phatsam2003 on 10 July 2009, 18:19
Unlucky dude  :sad:

I think you have to have owned the car for a year before you can cash in on the scrapage scheme
Title: Re: My car has been classed a Cat C write off...
Post by: Diamond Hell on 10 July 2009, 18:37
Cat-C you will need to get it VICed (vehicle identity checked) which costs about £40.

You'll then get the V5 back which will say it has been declared as a Cat-C.

That will reduce the resale value (oh well).

I'd not process any claim and fix it up myself, especially if you like the car AND it's in good working order.
Title: Re: My car has been classed a Cat C write off...
Post by: Petec82 on 10 July 2009, 18:49
Cat-C you will need to get it VICed (vehicle identity checked) which costs about £40.

You'll then get the V5 back which will say it has been declared as a Cat-C.

That will reduce the resale value (oh well).

I'd not process any claim and fix it up myself, especially if you like the car AND it's in good working order.

+1! Its not really gonna effect you till you come to sell. You can still have years of enjoyment (and modifications :wink:) from the car and it will not hinder your enjoyment!

Still sorry to hear it though mate and good luck with what you decide!
Pete :smiley:
Title: Re: My car has been classed a Cat C write off...
Post by: Chris-White on 10 July 2009, 20:02
Option 3.

they will say the car is worth, say, 600.

they will only say the scrap value is 40 quid, so payount will be 540 and you keep the car.

vic check, dont bother repairing it and just pootle around in it for a year or so, safe in the knowledge you got £500 for nothing.
Title: Re: My car has been classed a Cat C write off...
Post by: johnson6672 on 10 July 2009, 20:05
i agree, option c all the way! Even getting it repaired shouldn't be too much!!
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 10 July 2009, 20:22
i agree, option c all the way! Even getting it repaired shouldn't be too much!!

£1125 inc VAT :shocked:

Chris I'm actually REALLY thinking about that... repairing it with primper, filler & rattle can to hide the dent as much as poss and pocketing the money... Maybe get some decent suspension for the old girl.
Title: Re: My car has been classed a Cat C write off...
Post by: Wayne on 10 July 2009, 20:25
Option 3 ftw.
Title: Re: My car has been classed a Cat C write off...
Post by: johnson6672 on 10 July 2009, 20:35
How bad is it, post some pics!!!
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 10 July 2009, 20:49
Pic's in my dub rides thread:
http://www.golfgtiforum.co.uk/index.php?topic=120103.msg1069427#msg1069427


Title: Re: My car has been classed a Cat C write off...
Post by: johnson6672 on 10 July 2009, 20:52
Definateley option 3, that should mostly knock out, then like you say bit of filler and some rattle can action and a new rear bumper, good as new, or go for the rat look!!
Title: Re: My car has been classed a Cat C write off...
Post by: DrewGTI on 10 July 2009, 22:46
Take the money and the car back mate. . . as long as the paint aint crack the right guy with the right price could pop most of that out if he's good enough!  :smiley:


seen worse sorted mate.


nothing else wrong with the car thats gonna need sorting tho?
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 10 July 2009, 23:46
Fuel filter and alternator belt is LOOSE and can't be tightened much more.

I'm tempted by option 3, BUT...


I also wanted her 100%  :cry:
Title: Re: My car has been classed a Cat C write off...
Post by: Adam on 11 July 2009, 00:38
Repair it yourself with the payout?

Hows the whiplash claim going?
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 11 July 2009, 07:44
First and foremost, FIND OUT HOW MUCH THEY ARE OFFERING  :rolleyes:
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 11 July 2009, 09:08
First and foremost, FIND OUT HOW MUCH THEY ARE OFFERING  :rolleyes:


I know, tbh probably no more than £300 I rekon, although my car is valued at £700 with HIC and if I'm gonna be arguing with his insurance company it'll be over getting it repaired not a few squid.
Title: Re: My car has been classed a Cat C write off...
Post by: Martz on 11 July 2009, 09:31
First and foremost, FIND OUT HOW MUCH THEY ARE OFFERING  :rolleyes:


I know, tbh probably no more than £300 I rekon, although my car is valued at £700 with HIC and if I'm gonna be arguing with his insurance company it'll be over getting it repaired not a few squid.

Wanna buy a GTi now? Or do you want to put an order in for parts?

Ps. Wanna buy the original GTD interior with door cards?
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 11 July 2009, 11:11
I'll see what they say when they phone Monday. GTi would be nice, but I don't want to let the GTD just die :sad:
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 11 July 2009, 12:34
if they say it WONT be repaired, but let u buy it back cheap let me know. Cat C cars dont worry me  :evil:
Title: Re: My car has been classed a Cat C write off...
Post by: Ben Lessani on 11 July 2009, 16:09
Subbing to this thread, I want to see how it turns out.

Damage doesn't look bad (from the outside).
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 11 July 2009, 17:46
Ben, there is only a small dent inside the boot. The spare wheel well is still spot on which according to the repair guy is where it will 'kink' if the damage is too bad.


I really want her sorted properly, but being human the cash + car is tempting. Will have to see how much they offer I suppose.
Title: Re: My car has been classed a Cat C write off...
Post by: earlymk2 on 12 July 2009, 08:27
I have done a cat c repair on a asrtra. Its well easy. They didnt look a the repair all they did was check the vin and engine numbers to make sure you havnt made a ringer. 10 minute inspection. Job done. I would definatley recomend it. I brought the car with the damage for 1200. Not bad for a 51 sri.
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 13 July 2009, 17:28
Go on, Guess how much much they offered me  :lipsrsealed:  :laugh:
Title: Re: My car has been classed a Cat C write off...
Post by: vaughn on 13 July 2009, 18:19
£150 and the car
Title: Re: My car has been classed a Cat C write off...
Post by: Martz on 13 July 2009, 18:23
£850 and the car! :D
Title: Re: My car has been classed a Cat C write off...
Post by: christomk3gti on 13 July 2009, 18:25
f**k all  :grin:  :grin:

750quid and the car.

Title: Re: My car has been classed a Cat C write off...
Post by: JC on 13 July 2009, 18:33
plastic surgery,  hair implants and a thingy extension ?
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 13 July 2009, 18:40
plastic surgery,  hair implants and a thingy extension ?

Oh I do wish !  :grin:


£700 cash + the car, which imo is pretty good.

Need to look at how the hell to get it VIC tested and if it'll need another MOT (the woman said it may or may not need another MOT) :undecided: .
Title: Re: My car has been classed a Cat C write off...
Post by: Martz on 13 July 2009, 18:41
That is a right result Jay! :D Well done mate.
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 13 July 2009, 18:42
plastic surgery,  hair implants and a thingy extension ?

Oh I do wish !  :grin:


£700 cash + the car, which imo is pretty good.

Need to look at how the hell to get it VIC tested and if it'll need another MOT (the woman said it may or may not need another MOT) :undecided: .

snapeth the hand offeth.  :shocked: even if you dont vic test it, you could break it for a few £s

Title: Re: My car has been classed a Cat C write off...
Post by: Horney on 13 July 2009, 18:43
That's really good bud! Should be able to get the rear end sorted for £200 leaving you with £500 for mods!

Nick
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 13 July 2009, 18:44
i wouldnt even do owt to the rear end,  :laugh:
Title: Re: My car has been classed a Cat C write off...
Post by: Martz on 13 July 2009, 18:44
He got the car for free in the end! Touch......................................................

Back panel easy peasy! Take it to a back street garage and go from there.
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 13 July 2009, 18:45
jay, i got a sledgehammer, but fcuk it, make sure theres  no breaks in the paint and away you go.

need me too have a look then  let me know

oh and

http://www.direct.gov.uk/en/Dl1/Directories/DG_10011265

 :wink:
Title: Re: My car has been classed a Cat C write off...
Post by: dan_apps on 13 July 2009, 18:46
glad all sorted Jay :cool:
Title: Re: My car has been classed a Cat C write off...
Post by: Martz on 13 July 2009, 18:48
So........................... someone bangs Jays back end in and he gets paid for the privilege. What a slaaaaaaag! :D

And then Chuff offers to bang away some more! Ooooooerrrrrrrrrr! :D
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 13 July 2009, 18:49
get saving  Jay, another 500 and you can buy mine too  :grin:
Title: Re: My car has been classed a Cat C write off...
Post by: Mew on 13 July 2009, 18:53
Or, put on ebay with a £500 reserve, job done :wink:
Title: Re: My car has been classed a Cat C write off...
Post by: johnson6672 on 13 July 2009, 19:15
Result, glad they didn't shaft you.
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 13 July 2009, 19:31
Chuff, there is a little bit of paint that's peeling away :undecided:

When are you free to come have a look to see if you can help ? I rekon it'll be easy enough, IF I can find a place to do it that is. It sucks not being allowed to work on my car here, I still have to change the alt & pas belts  :lipsrsealed: (alt belt is LOOSE and has been tightened up already).
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 13 July 2009, 19:33
next week,  bugjam to get ready for and a pissrat to slam  :grin:

Will sort out any split paint, best to wait til you have accepted the offer .

how much if you DONT keep the car - just out interest  :wink:
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 13 July 2009, 19:47
Not sure I need to speak to them tomorrow, they called on my mobile and where I work I'm lucky if I get 1 bar signal OUTSIDE. I will check that out though, but tbh I'm not interested in that, unless it's over £900 but let's face it I won't get that. £500 of that money is going to our sofa fund (missus been nagging for months to get new sofa's, but I got the car instead :laugh: ), so only got just over £200 to get it sorted unfortunately.
Title: Re: My car has been classed a Cat C write off...
Post by: danny_p on 13 July 2009, 23:25
easy solution there. get leather interior for car, knock big hole in side of house, drive in and plonk telly on bonnet :)
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 13 July 2009, 23:29
easy solution there. get leather interior for car, knock big hole in side of house, drive in and plonk telly on bonnet :)

I did suggest that Danny, but my missus pointed out that we live in a 1st floor flat  :embarassed:

Anybody got a crane?  :grin: I'll dump the Frontera in the living room, rip the front seats out and put a cosy 2seater leather bench in the back  :grin:
Title: Re: My car has been classed a Cat C write off...
Post by: vaughn on 14 July 2009, 08:54
erm shouldn`t you of said to the missus they`ve offered me £450 plus the car back so i can put £250 back into the sofa fund then use the extra she doesn`t know about for fixing and upgrading the car?
she`d never know :wink:
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 14 July 2009, 08:57
40 watt bulb ex fronterror owner Vaughn  :grin: :grin: :grin:
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 14 July 2009, 13:26
Ex-Fronterror owner? Still got it  :lipsrsealed:


Vaughn, she'd notice - we have a shared bank account and she checks it online religiously !  :shocked:

Title: Re: My car has been classed a Cat C write off...
Post by: Matty-MK3 on 14 July 2009, 22:45
What would she have done if they didn't give you 500? Then she wouldn't have a sofa fund!  :grin:
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 16 July 2009, 20:28
She would have the money we already saved up - being a woman she's seen the £ signs and said "MINE!"  :grin:

Next guessing game for you lot:


How much would my car be worth as Salvage?!  :grin: 

(this part is funny)
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 16 July 2009, 20:30
£35
Title: Re: My car has been classed a Cat C write off...
Post by: MrBounce on 16 July 2009, 22:55
£84.50  :grin:
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 17 July 2009, 21:02
£84.50  :grin:

I'd be letting them keep it @ that price :laugh: 



the answer is...








coming up after this infomercial...

http://news.bbc.co.uk/1/hi/business/7094208.stm
Title: Re: My car has been classed a Cat C write off...
Post by: johnson6672 on 17 July 2009, 21:07
/\/\/\/\/\/\ LOL :grin: :grin:
Title: Re: My car has been classed a Cat C write off...
Post by: wil0 on 18 July 2009, 17:59
couldent you cut the bent section out, and weld a new one off another car in? if you were really careful, i bet you could even get a half decent paint match and spray it yourself!
Title: Re: My car has been classed a Cat C write off...
Post by: Jay on 18 July 2009, 20:50
Gonna knock it out, fill and paint... when my back is better  :sick: 

Cutting and welding is more effort innit.



The price is not right...... for salvage...





zip
zilch
nudda
nill
£0

If I let them keep it as salvage :laugh: 
Title: Re: My car has been classed a Cat C write off...
Post by: wil0 on 19 July 2009, 10:42
You could try one of those dent repair kits, i think i saw someone selling one in the classifieds section. pulling it out might be better than banging it out...
Title: Re: My car has been classed a Cat C write off...
Post by: JC on 20 July 2009, 09:16
i will get it out jay,   :wink: hydraulic rams at work will have it fettled in no time  :grin: